# 18 Hubbard Street, Cortland, NY 13045 > **TL;DR:** 3bd/2ba single family, $159,900 ($121/sqft), built 1890, 1,320 sqft. Est. $856/mo. Listed 10 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $159,900 | | Price/sqft | $121 | | Bedrooms | 3 | | Bathrooms | 1 full, 1 half | | Square Feet | 1,320 | | Year Built | 1890 | | Lot Size | 5,227 sqft (0.12 acres) | | Stories | 2 | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 10 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $809 | | Estimated Insurance | $47 | | **Total** | **$856** | ## Property Highlights - Built in 1890 - 0.12 acre lot - 2 stories ## Description ### Agent Description Fresh updates, modern comforts, and a place to call home! This charming 3-bedroom, 1.5-bath home offers comfortable city living with improvements throughout. Step inside to discover new flooring throughout the home, including fresh carpeting upstairs, creating a bright and inviting atmosphere. The kitchen features newly installed appliances, while the convenient first-floor half bath includes laundry for added functionality. Enjoy peace of mind with a newer roof and new furnace! Step outside onto the spacious open back deck, perfect for relaxing, grilling, or entertaining while overlooking the fully fenced backyard. Conveniently located just minutes from downtown Cortland, shopping, dining, and Route 281, this home offers the perfect combination of comfort and convenience. With so many updates already completed, all that's left to do is settle in and make it your own! Don't miss your opportunity to call this home! ## Location - **Address:** 18 Hubbard Street, Cortland, NY 13045 - **County:** Cortland - **Coordinates:** 42.604139, -76.170339 - **Google Maps:** https://www.google.com/maps?q=42.604139,-76.170339 ## Virtual Tour & Media - **Video Tour:** https://www.propertypanorama.com/instaview/syr/S1720953 ## Listing Agent - **Name:** Nicole McRae · **License:** 10301223738 - **Brokerage:** Yaman Real Estate - **Broker Phone:** (607) 753-9644 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/18-Hubbard-St_Cortland_NY_13045_M38968-52236?f=listhub&s=BNARNY&m=S1720953&c=propsimple) ## Photos ![18 Hubbard Street - Photo 1](http://lh.rdcpix.com/5e5883a587feb3201092fde85e765f6bl-f2609184640r.jpg) ![18 Hubbard Street - Photo 2](http://lh.rdcpix.com/5e5883a587feb3201092fde85e765f6bl-f1414341505r.jpg) ![18 Hubbard Street - Photo 3](http://lh.rdcpix.com/5e5883a587feb3201092fde85e765f6bl-f752224752r.jpg) ![18 Hubbard Street - Photo 4](http://lh.rdcpix.com/5e5883a587feb3201092fde85e765f6bl-f2141048924r.jpg) ![18 Hubbard Street - Photo 5](http://lh.rdcpix.com/5e5883a587feb3201092fde85e765f6bl-f3836620673r.jpg) ![18 Hubbard Street - Photo 6](http://lh.rdcpix.com/5e5883a587feb3201092fde85e765f6bl-f2898838927r.jpg) ![18 Hubbard Street - Photo 7](http://lh.rdcpix.com/5e5883a587feb3201092fde85e765f6bl-f3421405345r.jpg) ![18 Hubbard Street - Photo 8](http://lh.rdcpix.com/5e5883a587feb3201092fde85e765f6bl-f212658430r.jpg) ![18 Hubbard Street - Photo 9](http://lh.rdcpix.com/5e5883a587feb3201092fde85e765f6bl-f3970023303r.jpg) ![18 Hubbard Street - Photo 10](http://lh.rdcpix.com/5e5883a587feb3201092fde85e765f6bl-f358600166r.jpg) ![18 Hubbard Street - Photo 11](http://lh.rdcpix.com/5e5883a587feb3201092fde85e765f6bl-f2279422750r.jpg) ![18 Hubbard Street - Photo 12](http://lh.rdcpix.com/5e5883a587feb3201092fde85e765f6bl-f3857521049r.jpg) ![18 Hubbard Street - Photo 13](http://lh.rdcpix.com/5e5883a587feb3201092fde85e765f6bl-f3177308005r.jpg) ![18 Hubbard Street - Photo 14](http://lh.rdcpix.com/5e5883a587feb3201092fde85e765f6bl-f3151132316r.jpg) ![18 Hubbard Street - Photo 15](http://lh.rdcpix.com/5e5883a587feb3201092fde85e765f6bl-f3966478182r.jpg) ![18 Hubbard Street - Photo 16](http://lh.rdcpix.com/5e5883a587feb3201092fde85e765f6bl-f3914116721r.jpg) ![18 Hubbard Street - Photo 17](http://lh.rdcpix.com/5e5883a587feb3201092fde85e765f6bl-f2280255050r.jpg) ![18 Hubbard Street - Photo 18](http://lh.rdcpix.com/5e5883a587feb3201092fde85e765f6bl-f2797131565r.jpg) ![18 Hubbard Street - Photo 19](http://lh.rdcpix.com/5e5883a587feb3201092fde85e765f6bl-f33052983r.jpg) ![18 Hubbard Street - Photo 20](http://lh.rdcpix.com/5e5883a587feb3201092fde85e765f6bl-f2860899062r.jpg) --- **MLS#:** S1720953 | **Updated:** 2026-10-22 **Source:** listhub *Copyright © 2026 New York State Alliance of MLSs, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/18-hubbard-street-cortland-ny-13045-eeec47f574f047b4832d10a7e0dafecd) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/18-hubbard-street-cortland-ny-13045-eeec47f574f047b4832d10a7e0dafecd#listing", "url": "https://staging.propertysimple.ai/listing/18-hubbard-street-cortland-ny-13045-eeec47f574f047b4832d10a7e0dafecd", "name": "18 Hubbard Street, Cortland, NY 13045", "description": "Fresh updates, modern comforts, and a place to call home! This charming 3-bedroom, 1.5-bath home offers comfortable city living with improvements throughout. Step inside to discover new flooring throughout the home, including fresh carpeting upstairs, creating a bright and inviting atmosphere. 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