# 181 Center Point Dr, Montezuma, IA 50171

> **TL;DR:** 3bd/2ba single family, $469,000 ($258/sqft), built 1974, 1,818 sqft.
> Fireplace, Waterfront, A/C, 4-car garage. Est. $2,509/mo. Listed 103 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $469,000 |
| Price/sqft | $258 |
| Bedrooms | 3 |
| Bathrooms | 2 full |
| Square Feet | 1,818 |
| Year Built | 1974 |
| Lot Size | 69,260 sqft (1.59 acres) |
| Garage | 4-car |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 103 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed
- **Large Garage** - 4-car garage

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $2,372 |
| Estimated Insurance | $137 |
| **Total** | **$2,509** |

## Nearby Schools

- **Elementary:** Montezuma
- **Middle:** Montezuma
- **High:** Montezuma

## Key Amenities

- Fireplace
- Waterfront
- A/C
- 4-car garage

## Property Highlights

- Built in 1974
- 1.59 acre lot
- Fireplace
- Waterfront

## Description

### Agent Description
Lake Ponderosa Lake View Retreat on 1.59 Acres Enjoy the perfect blend of privacy, space, and lake living in this beautifully maintained 3-bedroom, 2-bath home (one non-conforming bedroom). Situated on 1.59 wooded acres, this property offers exceptional privacy while providing convenient access to Lake Ponderosa with 19 feet of lake access just a short walk away. Inside, you'll find a warm and inviting living space highlighted by a stunning built-in brick fireplace, creating the perfect gathering place year-round. The updated dock (2024), new solar-powered boat lift, and whole-home generator provide convenience and peace of mind, while three separate garages with space for up to five vehicles offer abundant storage for cars, boats, golf carts, and lake toys. Relax on the inviting three-season screened porch, the perfect place to enjoy your morning coffee or unwind on peaceful evenings surrounded by nature. Whether you're looking for a year-round residence or a weekend getaway, this property offers the space, amenities, and lake lifestyle you've been searching for.

## Location

- **Address:** 181 Center Point Dr, Montezuma, IA 50171
- **County:** Poweshiek
- **Coordinates:** 41.595704, -92.585261
- **Google Maps:** https://www.google.com/maps?q=41.595704,-92.585261

## Virtual Tour & Media

- **Video Tour:** https://picyourhouse.net/181-Center-Point-Dr/idx

## Listing Agent

- **Name:** Patricia O'Connell
- **Brokerage:** Coldwell Banker Hedges
- **Broker Phone:** (319) 367-8760
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/181-Center-Point-Dr_Montezuma_IA_50171_M72347-78255?f=listhub&s=CRAARIA&m=2605051&c=propsimple)

## Photos

![181 Center Point Dr - Photo 1](http://lh.rdcpix.com/4ff0cd010df17263e0c7e2ceb9724f35l-f3866513382r.jpg)

![181 Center Point Dr - Photo 2](http://lh.rdcpix.com/4ff0cd010df17263e0c7e2ceb9724f35l-f3858423401r.jpg)

![181 Center Point Dr - Photo 3](http://lh.rdcpix.com/4ff0cd010df17263e0c7e2ceb9724f35l-f646837623r.jpg)

![181 Center Point Dr - Photo 4](http://lh.rdcpix.com/4ff0cd010df17263e0c7e2ceb9724f35l-f455504438r.jpg)

![181 Center Point Dr - Photo 5](http://lh.rdcpix.com/4ff0cd010df17263e0c7e2ceb9724f35l-f2997243675r.jpg)

![181 Center Point Dr - Photo 6](http://lh.rdcpix.com/4ff0cd010df17263e0c7e2ceb9724f35l-f3639381932r.jpg)

![181 Center Point Dr - Photo 7](http://lh.rdcpix.com/4ff0cd010df17263e0c7e2ceb9724f35l-f2777259874r.jpg)

![181 Center Point Dr - Photo 8](http://lh.rdcpix.com/4ff0cd010df17263e0c7e2ceb9724f35l-f2568214524r.jpg)

![181 Center Point Dr - Photo 9](http://lh.rdcpix.com/4ff0cd010df17263e0c7e2ceb9724f35l-f3126083157r.jpg)

![181 Center Point Dr - Photo 10](http://lh.rdcpix.com/4ff0cd010df17263e0c7e2ceb9724f35l-f3229974151r.jpg)

![181 Center Point Dr - Photo 11](http://lh.rdcpix.com/4ff0cd010df17263e0c7e2ceb9724f35l-f2135067112r.jpg)

![181 Center Point Dr - Photo 12](http://lh.rdcpix.com/4ff0cd010df17263e0c7e2ceb9724f35l-f202510136r.jpg)

![181 Center Point Dr - Photo 13](http://lh.rdcpix.com/4ff0cd010df17263e0c7e2ceb9724f35l-f889998485r.jpg)

![181 Center Point Dr - Photo 14](http://lh.rdcpix.com/4ff0cd010df17263e0c7e2ceb9724f35l-f1983860348r.jpg)

![181 Center Point Dr - Photo 15](http://lh.rdcpix.com/4ff0cd010df17263e0c7e2ceb9724f35l-f1169396867r.jpg)

![181 Center Point Dr - Photo 16](http://lh.rdcpix.com/4ff0cd010df17263e0c7e2ceb9724f35l-f722154121r.jpg)

![181 Center Point Dr - Photo 17](http://lh.rdcpix.com/4ff0cd010df17263e0c7e2ceb9724f35l-f149849699r.jpg)

![181 Center Point Dr - Photo 18](http://lh.rdcpix.com/4ff0cd010df17263e0c7e2ceb9724f35l-f4102191504r.jpg)

![181 Center Point Dr - Photo 19](http://lh.rdcpix.com/4ff0cd010df17263e0c7e2ceb9724f35l-f3035848068r.jpg)

![181 Center Point Dr - Photo 20](http://lh.rdcpix.com/4ff0cd010df17263e0c7e2ceb9724f35l-f695323451r.jpg)

![181 Center Point Dr - Photo 21](http://lh.rdcpix.com/4ff0cd010df17263e0c7e2ceb9724f35l-f1398385361r.jpg)

![181 Center Point Dr - Photo 22](http://lh.rdcpix.com/4ff0cd010df17263e0c7e2ceb9724f35l-f2601178241r.jpg)

![181 Center Point Dr - Photo 23](http://lh.rdcpix.com/4ff0cd010df17263e0c7e2ceb9724f35l-f3056169929r.jpg)

![181 Center Point Dr - Photo 24](http://lh.rdcpix.com/4ff0cd010df17263e0c7e2ceb9724f35l-f2098637587r.jpg)

![181 Center Point Dr - Photo 25](http://lh.rdcpix.com/4ff0cd010df17263e0c7e2ceb9724f35l-f604927689r.jpg)

![181 Center Point Dr - Photo 26](http://lh.rdcpix.com/4ff0cd010df17263e0c7e2ceb9724f35l-f3395049556r.jpg)

![181 Center Point Dr - Photo 27](http://lh.rdcpix.com/4ff0cd010df17263e0c7e2ceb9724f35l-f2530899440r.jpg)

![181 Center Point Dr - Photo 28](http://lh.rdcpix.com/4ff0cd010df17263e0c7e2ceb9724f35l-f51447155r.jpg)

![181 Center Point Dr - Photo 29](http://lh.rdcpix.com/4ff0cd010df17263e0c7e2ceb9724f35l-f687387638r.jpg)

![181 Center Point Dr - Photo 30](http://lh.rdcpix.com/4ff0cd010df17263e0c7e2ceb9724f35l-f635170421r.jpg)

![181 Center Point Dr - Photo 31](http://lh.rdcpix.com/4ff0cd010df17263e0c7e2ceb9724f35l-f2288042200r.jpg)

![181 Center Point Dr - Photo 32](http://lh.rdcpix.com/4ff0cd010df17263e0c7e2ceb9724f35l-f2413377101r.jpg)

![181 Center Point Dr - Photo 33](http://lh.rdcpix.com/4ff0cd010df17263e0c7e2ceb9724f35l-f1113004503r.jpg)

![181 Center Point Dr - Photo 34](http://lh.rdcpix.com/4ff0cd010df17263e0c7e2ceb9724f35l-f281751959r.jpg)

![181 Center Point Dr - Photo 35](http://lh.rdcpix.com/4ff0cd010df17263e0c7e2ceb9724f35l-f1780005494r.jpg)

![181 Center Point Dr - Photo 36](http://lh.rdcpix.com/4ff0cd010df17263e0c7e2ceb9724f35l-f2843134477r.jpg)

![181 Center Point Dr - Photo 37](http://lh.rdcpix.com/4ff0cd010df17263e0c7e2ceb9724f35l-f1755179258r.jpg)

![181 Center Point Dr - Photo 38](http://lh.rdcpix.com/4ff0cd010df17263e0c7e2ceb9724f35l-f1771931066r.jpg)

![181 Center Point Dr - Photo 39](http://lh.rdcpix.com/4ff0cd010df17263e0c7e2ceb9724f35l-f3311058743r.jpg)

![181 Center Point Dr - Photo 40](http://lh.rdcpix.com/4ff0cd010df17263e0c7e2ceb9724f35l-f1311955563r.jpg)

![181 Center Point Dr - Photo 41](http://lh.rdcpix.com/4ff0cd010df17263e0c7e2ceb9724f35l-f3604880917r.jpg)

![181 Center Point Dr - Photo 42](http://lh.rdcpix.com/4ff0cd010df17263e0c7e2ceb9724f35l-f1156003007r.jpg)

![181 Center Point Dr - Photo 43](http://lh.rdcpix.com/4ff0cd010df17263e0c7e2ceb9724f35l-f2574753947r.jpg)

---

**MLS#:** 2605051 | **Updated:** 2026-10-25
**Source:** listhub

*Copyright © 2026 Cedar Rapids Area Association of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/181-center-point-dr-montezuma-ia-50171-bece0e153c09495baf37fb8a74e03c1d)

---

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}
```