# 181 Chestnut St, Oneonta, NY 13820 > **TL;DR:** 2bd/2ba single family, $84,900 ($71/sqft), built 1900, 1,200 sqft. Est. $454/mo. Listed 138 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $84,900 | | Price/sqft | $71 | | Bedrooms | 2 | | Bathrooms | 2 full | | Square Feet | 1,200 | | Year Built | 1900 | | Lot Size | 15,682 sqft (0.36 acres) | | Stories | 2 | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 138 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $429 | | Estimated Insurance | $25 | | **Total** | **$454** | ## Property Highlights - Built in 1900 - 0.36 acre lot - 2 stories ## Description ### Agent Description Bring your vision and your contractor to this single family home. A 2- story, 1200 sq, ft home sits on .36 acre lot that is solid and also livable while making straightforward easy updates. Located in Center-City Oneonta, this 2 bedroom and 1.5 bathroom is conveniently located near all amenities, making it an ideal location. Plenty of off-street parking will greet you at the door. Property is being sold "as is" and inspections will be for buyers knowledge only. ## Location - **Address:** 181 Chestnut St, Oneonta, NY 13820 - **County:** Otsego - **Coordinates:** 42.451647, -75.073989 - **Google Maps:** https://www.google.com/maps?q=42.451647,-75.073989 ## Listing Agent - **Name:** Jessie Grigsby - **Brokerage:** BENSON AGENCY REAL ESTATE LLC - **Broker Phone:** 607-432-4391 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/181-Chestnut-St_Oneonta_NY_13820_M35593-60886?f=listhub&s=NYSMLS&m=11848770&c=propsimple) ## Photos ![181 Chestnut St - Photo 1](http://lh.rdcpix.com/1708c7d0360927c8d08bc9abf0d25782l-f4041792417r.jpg) ![181 Chestnut St - Photo 2](http://lh.rdcpix.com/1708c7d0360927c8d08bc9abf0d25782l-f2037073534r.jpg) ![181 Chestnut St - Photo 3](http://lh.rdcpix.com/1708c7d0360927c8d08bc9abf0d25782l-f878665248r.jpg) ![181 Chestnut St - Photo 4](http://lh.rdcpix.com/1708c7d0360927c8d08bc9abf0d25782l-f1836092407r.jpg) ![181 Chestnut St - Photo 5](http://lh.rdcpix.com/1708c7d0360927c8d08bc9abf0d25782l-f42224593r.jpg) ![181 Chestnut St - Photo 6](http://lh.rdcpix.com/1708c7d0360927c8d08bc9abf0d25782l-f675456858r.jpg) ![181 Chestnut St - Photo 7](http://lh.rdcpix.com/1708c7d0360927c8d08bc9abf0d25782l-f3511844619r.jpg) ![181 Chestnut St - Photo 8](http://lh.rdcpix.com/1708c7d0360927c8d08bc9abf0d25782l-f1812728459r.jpg) ![181 Chestnut St - Photo 9](http://lh.rdcpix.com/1708c7d0360927c8d08bc9abf0d25782l-f1000178291r.jpg) ![181 Chestnut St - Photo 10](http://lh.rdcpix.com/1708c7d0360927c8d08bc9abf0d25782l-f3352805073r.jpg) ![181 Chestnut St - Photo 11](http://lh.rdcpix.com/1708c7d0360927c8d08bc9abf0d25782l-f3908680265r.jpg) ![181 Chestnut St - Photo 12](http://lh.rdcpix.com/1708c7d0360927c8d08bc9abf0d25782l-f3982678222r.jpg) ![181 Chestnut St - Photo 13](http://lh.rdcpix.com/1708c7d0360927c8d08bc9abf0d25782l-f3533586500r.jpg) ![181 Chestnut St - Photo 14](http://lh.rdcpix.com/1708c7d0360927c8d08bc9abf0d25782l-f386584451r.jpg) --- **MLS#:** 11848770 | **Updated:** 2026-10-26 **Source:** listhub *Copyright © 2026 My State MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/181-chestnut-st-oneonta-ny-13820-c6f27c5957ad4d48a40a8de73b76d58e) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/181-chestnut-st-oneonta-ny-13820-c6f27c5957ad4d48a40a8de73b76d58e#listing", "url": "https://staging.propertysimple.ai/listing/181-chestnut-st-oneonta-ny-13820-c6f27c5957ad4d48a40a8de73b76d58e", "name": "181 Chestnut St, Oneonta, NY 13820", "description": "Bring your vision and your contractor to this single family home. A 2- story, 1200 sq, ft home sits on .36 acre lot that is solid and also livable while making straightforward easy updates. 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