# 182 Black Hawk Terrace, Lake Ozark, MO 65049

> **TL;DR:** 4bd/2ba single family, $375,000 ($192/sqft), 1,957 sqft.
> Fireplace, Waterfront, A/C. Est. $4,205/mo. Listed 73 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $375,000 |
| Price/sqft | $192 |
| Bedrooms | 4 |
| Bathrooms | 2 full |
| Square Feet | 1,957 |
| Stories | 1 |
| Property Type | Single Family (Other) |
| Status | Active |
| Days on Market | 73 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,896 |
| Estimated Insurance | $109 |
| HOA | $2,200 |
| **Total** | **$4,205** |

## Key Amenities

- Fireplace
- Waterfront
- A/C

## Property Highlights

- Fireplace
- Waterfront

## Description

### Agent Description
Welcome home to effortless one-level living in this beautifully renovated retreat, where modern updates meet the peaceful beauty of nature. Every detail has been thoughtfully redone, including new flooring, an inviting new kitchen, and beautifully updated bathrooms, creating a move[in-ready home you'll love from the moment you arrive. Nestled in a serene wooded setting, this home offers the feeling being surrounded by nature while still enjoying the comforts of a welcoming community. The open-concept design is filled with natural light thanks to expansive windows that frame the beautiful wooded views and bring the outdoors in. Gather around the cozy wood-burning fireplace on chilly evenings or step outside to the spacious wrap around deck - perfect for morning coffee, entertaining friends, or simply relaxing as you take in the beautiful surroundings. The spacious primary suite provides a private retreat, complemented by two additional bedrooms and two and half updated bathrooms. When summer arrives, enjoy the 2 community pools, private boat ramp, pickleball/tennis courts and a playground/picnic area. Seller is offering a Concession toward a Rate Buy down with an acceptable Offer.

## Location

- **Address:** 182 Black Hawk Terrace, Lake Ozark, MO 65049
- **County:** Camden
- **Neighborhood:** Blackhawk Estates
- **Coordinates:** 38.190237, -92.678421
- **Google Maps:** https://www.google.com/maps?q=38.190237,-92.678421

## Virtual Tour & Media

- **Video Tour:** https://view.lakeozarkphotography.com/order/b8ff44a2-9387-44ad-cfa1-08def3933ca8?version=11_015&branding=false

## Listing Agent

- **Name:** JUDI CLOYD · **License:** 2003011438
- **Brokerage:** Strategic Real Estate and Development Services
- **Broker Phone:** (573) 933-9119
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/182-Black-Hawk-Ter_Lake-Ozark_MO_65049_M85282-55548?f=listhub&s=BDAORMO&m=3588987&c=propsimple)

## Photos

![182 Black Hawk Terrace - Photo 1](http://lh.rdcpix.com/d2382e0749a70aa94f41133848fb88e6l-f2129926725r.jpg)

![182 Black Hawk Terrace - Photo 2](http://lh.rdcpix.com/d2382e0749a70aa94f41133848fb88e6l-f4248907229r.jpg)

![182 Black Hawk Terrace - Photo 3](http://lh.rdcpix.com/d2382e0749a70aa94f41133848fb88e6l-f3434702233r.jpg)

![182 Black Hawk Terrace - Photo 4](http://lh.rdcpix.com/d2382e0749a70aa94f41133848fb88e6l-f2414490381r.jpg)

![182 Black Hawk Terrace - Photo 5](http://lh.rdcpix.com/d2382e0749a70aa94f41133848fb88e6l-f1312486762r.jpg)

![182 Black Hawk Terrace - Photo 6](http://lh.rdcpix.com/d2382e0749a70aa94f41133848fb88e6l-f2844789670r.jpg)

![182 Black Hawk Terrace - Photo 7](http://lh.rdcpix.com/d2382e0749a70aa94f41133848fb88e6l-f2679655481r.jpg)

![182 Black Hawk Terrace - Photo 8](http://lh.rdcpix.com/d2382e0749a70aa94f41133848fb88e6l-f710276444r.jpg)

![182 Black Hawk Terrace - Photo 9](http://lh.rdcpix.com/d2382e0749a70aa94f41133848fb88e6l-f2215726205r.jpg)

![182 Black Hawk Terrace - Photo 10](http://lh.rdcpix.com/d2382e0749a70aa94f41133848fb88e6l-f853719139r.jpg)

![182 Black Hawk Terrace - Photo 11](http://lh.rdcpix.com/d2382e0749a70aa94f41133848fb88e6l-f2839490852r.jpg)

![182 Black Hawk Terrace - Photo 12](http://lh.rdcpix.com/d2382e0749a70aa94f41133848fb88e6l-f2274139490r.jpg)

![182 Black Hawk Terrace - Photo 13](http://lh.rdcpix.com/d2382e0749a70aa94f41133848fb88e6l-f3956533270r.jpg)

![182 Black Hawk Terrace - Photo 14](http://lh.rdcpix.com/d2382e0749a70aa94f41133848fb88e6l-f2201166522r.jpg)

![182 Black Hawk Terrace - Photo 15](http://lh.rdcpix.com/d2382e0749a70aa94f41133848fb88e6l-f381151137r.jpg)

![182 Black Hawk Terrace - Photo 16](http://lh.rdcpix.com/d2382e0749a70aa94f41133848fb88e6l-f190063124r.jpg)

![182 Black Hawk Terrace - Photo 17](http://lh.rdcpix.com/d2382e0749a70aa94f41133848fb88e6l-f4130917094r.jpg)

![182 Black Hawk Terrace - Photo 18](http://lh.rdcpix.com/d2382e0749a70aa94f41133848fb88e6l-f197611642r.jpg)

![182 Black Hawk Terrace - Photo 19](http://lh.rdcpix.com/d2382e0749a70aa94f41133848fb88e6l-f3296820899r.jpg)

![182 Black Hawk Terrace - Photo 20](http://lh.rdcpix.com/d2382e0749a70aa94f41133848fb88e6l-f2827929926r.jpg)

![182 Black Hawk Terrace - Photo 21](http://lh.rdcpix.com/d2382e0749a70aa94f41133848fb88e6l-f1187992778r.jpg)

![182 Black Hawk Terrace - Photo 22](http://lh.rdcpix.com/d2382e0749a70aa94f41133848fb88e6l-f2205601278r.jpg)

![182 Black Hawk Terrace - Photo 23](http://lh.rdcpix.com/d2382e0749a70aa94f41133848fb88e6l-f1134968897r.jpg)

![182 Black Hawk Terrace - Photo 24](http://lh.rdcpix.com/d2382e0749a70aa94f41133848fb88e6l-f2131271965r.jpg)

![182 Black Hawk Terrace - Photo 25](http://lh.rdcpix.com/d2382e0749a70aa94f41133848fb88e6l-f2870900903r.jpg)

![182 Black Hawk Terrace - Photo 26](http://lh.rdcpix.com/d2382e0749a70aa94f41133848fb88e6l-f3568664873r.jpg)

![182 Black Hawk Terrace - Photo 27](http://lh.rdcpix.com/d2382e0749a70aa94f41133848fb88e6l-f39560112r.jpg)

![182 Black Hawk Terrace - Photo 28](http://lh.rdcpix.com/d2382e0749a70aa94f41133848fb88e6l-f1883214088r.jpg)

![182 Black Hawk Terrace - Photo 29](http://lh.rdcpix.com/d2382e0749a70aa94f41133848fb88e6l-f770276734r.jpg)

![182 Black Hawk Terrace - Photo 30](http://lh.rdcpix.com/d2382e0749a70aa94f41133848fb88e6l-f328637977r.jpg)

![182 Black Hawk Terrace - Photo 31](http://lh.rdcpix.com/d2382e0749a70aa94f41133848fb88e6l-f3141488273r.jpg)

---

**MLS#:** 3588987 | **Updated:** 2026-10-29
**Source:** listhub

*Copyright © 2026 Bagnell Dam Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/182-black-hawk-terrace-lake-ozark-mo-65049-632f222fca714f218b20f49fc86e0062)

---

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