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About This Home

This 4-bedroom, 4-bathroom single family at 185 Big Beach Lane in Monticello, KY is listed for $639,900 ($161 per sqft). Built in 2024, the home offers 3,980 sqft of living space on a 1.06 acres lot.

Agent Description

LIKE-NEW 2024 BUILD IN A PRIME LAKE LIFESTYLE LOCATION-JUST 5 MINUTES FROM CONLEY BOTTOM! This 4 bedroom, 3.5 bath home offers the perfect combination of modern design, quality craftsmanship, and sought-after access to Lake Cumberland, situated on 1.06 +/- acres per PVA.

Inside, you'll find an open-concept layout with soaring wood ceilings, a stunning fireplace focal point, and abundant natural light throughout. The kitchen is designed to impress with custom cabinetry, a large island, and seamless flow into the main living and dining areas-ideal for entertaining or hosting family and friends.

The main-level primary suite provides a true retreat, featuring a spa-style bathroom with soaking tub, custom tile walk-in shower, and a spacious walk-in closet. Enjoy approximately 3,000 sq ft of composite decking, creating an incredible setting for outdoor living, entertaining, and taking in the peaceful surroundings along with a seasonal lake view.

The lower level adds flexibility and function, including a reinforced safe room for added peace of mind. Located in a golf cart-friendly community, this property offers the unique ability to ride directly to two nearby lake access points and multiple private boat ramps, making lake days effortless.

Whether you're searching for a full-time residence, luxury lake retreat, or investment opportunity-this property delivers on location, design, and lifestyle. Don't miss your chance to own in one of Lake Cumberland's most desirable areas.

Key Features

  • Built in 2024
  • 1.06 acre lot
  • 3 stories
  • Fireplace

Property Details

3 stories
3 full, 1 half
2024

Amenities

FireplaceA/C

Monthly Cost Estimate

$3,502/mo

20% down · 6.5% · 30 years

Principal$463
Interest$2,773
Insurance$187
HOA$80

Estimates only. Actual payments may vary.

Location

185 Big Beach Lane

Monticello, KY 42633

Cumberland Ridge Estates

Features & Amenities

Interior Features

Soaking Tub

Property Details

Flooring

Vinyl

Construction

Vinyl Siding

Parking

Driveway

Heating

Heat Pump (Heating)

Cooling

Heat PumpCentral Air

Appliances

Double OvenDishwasherCooktop

Questions & Answers

This 4-bedroom, 4-bathroom single family at 185 Big Beach Lane is listed at $639,900 ($161/sqft). The estimated monthly payment is $2,853 based on 20% down at 6.5% interest.

HOA fees are $80/month.

Key features include: Built in 2024, 1.06 acre lot, 3 stories, Fireplace. Interior Features: Soaking Tub.

This property is listed by Dylan Jones and can be reached at 6065759670 or dylanjonesrealestate@gmail.com.

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DJ

Dylan Jones

Agent at Re/Max Country Lakes

(606) 575-9670

Listed by Re/Max Country Lakes

MLS# 26006763· Source: listhub· Updated 9 days ago

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185 Big Beach Lane, Monticello, KY 42633

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