# 185 Big Beach Lane, Monticello, KY 42633

> **TL;DR:** 4bd/4ba single family, $639,900 ($161/sqft), built 2024, 3,980 sqft.
> Fireplace, A/C. Est. $2,853/mo. Listed 9 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $639,900 |
| Price/sqft | $161 |
| Bedrooms | 4 |
| Bathrooms | 3 full, 1 half |
| Square Feet | 3,980 |
| Year Built | 2024 |
| Lot Size | 46,174 sqft (1.06 acres) |
| Stories | 3 |
| Property Type | Single Family (Single Family Residence) |
| Status | For Sale |
| Days on Market | 9 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $2,773 |
| HOA | $80 |
| **Total** | **$2,853** |

## Nearby Schools

- **Elementary:** Monticello
- **Middle:** Wayne Co
- **High:** Wayne Co

## Key Amenities

- Fireplace
- A/C

## Property Highlights

- Built in 2024
- 1.06 acre lot
- 3 stories
- Fireplace

## Description

### Agent Description
LIKE-NEW 2024 BUILD IN A PRIME LAKE LIFESTYLE LOCATION-JUST 5 MINUTES FROM CONLEY BOTTOM! This 4 bedroom, 3.5 bath home offers the perfect combination of modern design, quality craftsmanship, and sought-after access to Lake Cumberland, situated on 1.06 +/- acres per PVA. Inside, you'll find an open-concept layout with soaring wood ceilings, a stunning fireplace focal point, and abundant natural light throughout. The kitchen is designed to impress with custom cabinetry, a large island, and seamless flow into the main living and dining areas-ideal for entertaining or hosting family and friends. The main-level primary suite provides a true retreat, featuring a spa-style bathroom with soaking tub, custom tile walk-in shower, and a spacious walk-in closet. Enjoy approximately 3,000 sq ft of composite decking, creating an incredible setting for outdoor living, entertaining, and taking in the peaceful surroundings along with a seasonal lake view. The lower level adds flexibility and function, including a reinforced safe room for added peace of mind. Located in a golf cart-friendly community, this property offers the unique ability to ride directly to two nearby lake access points and multiple private boat ramps, making lake days effortless. Whether you're searching for a full-time residence, luxury lake retreat, or investment opportunity-this property delivers on location, design, and lifestyle. Don't miss your chance to own in one of Lake Cumberland's most desirable areas.

## Location

- **Address:** 185 Big Beach Lane, Monticello, KY 42633
- **County:** Wayne
- **Neighborhood:** Cumberland Ridge Estates
- **Coordinates:** 36.940533, -84.847261
- **Google Maps:** https://www.google.com/maps?q=36.940533,-84.847261

## Listing Agent

- **Name:** Dylan Jones
- **Brokerage:** Re/Max Country Lakes
- **Phone:** 6065759670
- **Email:** dylanjonesrealestate@gmail.com

## Primary Photo

![185 Big Beach Lane - Primary Photo](http://lh.rdcpix.com/ff1aeebad92bf08b4c1b4d7f51f24db8l-f2861145197r.jpg)

*64 total photos available on [listing page](https://www.propertysimple.com/listing/185-big-beach-lane-monticello-ky-42633-26006763)*

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**MLS#:** 26006763 | **Updated:** 2026-04-24
**Source:** listhub

*Copyright © 2026 ImagineMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/185-big-beach-lane-monticello-ky-42633-26006763)

---

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  "description": "LIKE-NEW 2024 BUILD IN A PRIME LAKE LIFESTYLE LOCATION-JUST 5 MINUTES FROM CONLEY BOTTOM! This 4 bedroom, 3.5 bath home offers the perfect combination of modern design, quality craftsmanship, and sought-after access to Lake Cumberland, situated on 1.06 +/- acres per PVA. Inside, you'll find an open-concept layout with soaring wood ceilings, a stunning fireplace focal point, and abundant natural light throughout. The kitchen is designed to impress with custom cabinetry, a large island, and seamle",
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