# 18976 Pine Lake Road, Monroe City, MO 63456 > **TL;DR:** 2bd/2ba single family, $128,000 ($126/sqft), built 1989, 1,012 sqft. > A/C. Est. $909/mo. Listed 51 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $128,000 | | Price/sqft | $126 | | Bedrooms | 2 | | Bathrooms | 2 full | | Square Feet | 1,012 | | Year Built | 1989 | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 51 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $647 | | Estimated Insurance | $37 | | HOA | $225 | | **Total** | **$909** | ## Nearby Schools - **Elementary:** Monroe City - **Middle:** Monroe City - **High:** Monroe City ## Key Amenities - A/C ## Property Highlights - Built in 1989 ## Description ### Agent Description Here is your chance to own a piece of the action at the Mark Twain Lake with none of the maintenance. Come and go as you please and enjoy on your time! This fully furnished 2 bedroom, 2 Bath condo located across the street from the Splash Water Park at Jelly Stone, around the corner from Spaulding Beach and Boat ramp, and just down the road from the Cannon Clarence Dam, and Black Jack Marina puts you right in the main hub of everything Mark Twain Lake has to offer. This is the opportunity to have your summer ready to go for 2027!! No more planning on what to do and where to go!!! Decision is made! Location: Upper Level ## Location - **Address:** 18976 Pine Lake Road, Monroe City, MO 63456 - **County:** Ralls - **Neighborhood:** Pine Lake Village - **Coordinates:** 39.558013, -91.662761 - **Google Maps:** https://www.google.com/maps?q=39.558013,-91.662761 ## Listing Agent - **Name:** Cindy Lynn-Drainer - **Brokerage:** AT HOME REALTY, LLC - **Broker Phone:** 5732530774 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/18976-Pine-Lake-Rd-10D_Monroe-City_MO_63456_M77196-66954?f=listhub&s=ACBORMO&m=132606&c=propsimple) ## Photos ![18976 Pine Lake Road - Photo 1](http://lh.rdcpix.com/47de7392be0d2f8a010ee10c6fdd47f8l-f982042111r.jpg) ![18976 Pine Lake Road - Photo 2](http://lh.rdcpix.com/47de7392be0d2f8a010ee10c6fdd47f8l-f2700016731r.jpg) ![18976 Pine Lake Road - Photo 3](http://lh.rdcpix.com/47de7392be0d2f8a010ee10c6fdd47f8l-f55726263r.jpg) ![18976 Pine Lake Road - Photo 4](http://lh.rdcpix.com/47de7392be0d2f8a010ee10c6fdd47f8l-f3295845508r.jpg) ![18976 Pine Lake Road - Photo 5](http://lh.rdcpix.com/47de7392be0d2f8a010ee10c6fdd47f8l-f92189295r.jpg) ![18976 Pine Lake Road - Photo 6](http://lh.rdcpix.com/47de7392be0d2f8a010ee10c6fdd47f8l-f2969831256r.jpg) ![18976 Pine Lake Road - Photo 7](http://lh.rdcpix.com/47de7392be0d2f8a010ee10c6fdd47f8l-f705262861r.jpg) ![18976 Pine Lake Road - Photo 8](http://lh.rdcpix.com/47de7392be0d2f8a010ee10c6fdd47f8l-f613901118r.jpg) ![18976 Pine Lake Road - Photo 9](http://lh.rdcpix.com/47de7392be0d2f8a010ee10c6fdd47f8l-f2396591499r.jpg) ![18976 Pine Lake Road - Photo 10](http://lh.rdcpix.com/47de7392be0d2f8a010ee10c6fdd47f8l-f1403240870r.jpg) ![18976 Pine Lake Road - Photo 11](http://lh.rdcpix.com/47de7392be0d2f8a010ee10c6fdd47f8l-f735344381r.jpg) ![18976 Pine Lake Road - Photo 12](http://lh.rdcpix.com/47de7392be0d2f8a010ee10c6fdd47f8l-f3784001086r.jpg) ![18976 Pine Lake Road - Photo 13](http://lh.rdcpix.com/47de7392be0d2f8a010ee10c6fdd47f8l-f582471170r.jpg) ![18976 Pine Lake Road - Photo 14](http://lh.rdcpix.com/47de7392be0d2f8a010ee10c6fdd47f8l-f406658445r.jpg) ![18976 Pine Lake Road - Photo 15](http://lh.rdcpix.com/47de7392be0d2f8a010ee10c6fdd47f8l-f2977665552r.jpg) ![18976 Pine Lake Road - Photo 16](http://lh.rdcpix.com/47de7392be0d2f8a010ee10c6fdd47f8l-f1022018352r.jpg) ![18976 Pine Lake Road - Photo 17](http://lh.rdcpix.com/47de7392be0d2f8a010ee10c6fdd47f8l-f2542838509r.jpg) --- **MLS#:** 132606 | **Updated:** 2026-10-23 **Source:** listhub *Copyright © 2026 Heart of Missouri Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/18976-pine-lake-road-monroe-city-mo-63456-ce87e03a04d64ab3a3669c373f71450a) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/18976-pine-lake-road-monroe-city-mo-63456-ce87e03a04d64ab3a3669c373f71450a#listing", "url": "https://staging.propertysimple.ai/listing/18976-pine-lake-road-monroe-city-mo-63456-ce87e03a04d64ab3a3669c373f71450a", "name": "18976 Pine Lake Road, Monroe City, MO 63456", "description": "Here is your chance to own a piece of the action at the Mark Twain Lake with none of the maintenance. Come and go as you please and enjoy on your time! 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