# 19 Saint Michaels Terrace, Carmel, NY 10512 > **TL;DR:** 3bd/2ba single family, $569,900 ($277/sqft), built 1967, 2,060 sqft. > Pool, Fireplace, Hardwood, A/C. Est. $3,048/mo. Listed 15 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $569,900 | | Price/sqft | $277 | | Bedrooms | 3 | | Bathrooms | 2 full | | Square Feet | 2,060 | | Year Built | 1967 | | Lot Size | 21,780 sqft (0.50 acres) | | Stories | 2 | | Garage | 1-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 15 | ## Why This Home Stands Out - **Pool** - Deck - **Hardwood Floors** - Hardwood flooring listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,882 | | Estimated Insurance | $166 | | **Total** | **$3,048** | ## Nearby Schools - **Elementary:** Matthew Paterson Elementary School - **Middle:** George Fischer Middle School - **High:** Carmel High School ## Key Amenities - Pool - Fireplace - Hardwood - A/C - 1-car garage ## Property Highlights - Built in 1967 - 0.50 acre lot - 2 stories - Private pool - Fireplace ## Description ### Agent Description Welcome Home to 19 St. Michaels Terrace in Carmel, where natural light, comfortable living spaces, and inviting outdoor amenities come together in this well-maintained raised ranch. Hardwood floors extend throughout the main level, creating a warm and cohesive feel. The sun-filled living room features an electric fireplace and flows seamlessly into the dining area and updated kitchen, complete with granite countertops, stainless steel appliances, and a wine refrigerator. Three comfortable bedrooms include a primary bedroom, while the full hall bathroom offers an updated tiled shower and granite vanity. The lower level offers exceptional flexibility and is currently being used as a primary suite. With a separate entrance, full bathroom with stand-up shower, sliding glass doors leading directly outdoors, and roughed-in plumbing for a future kitchenette, the space offers an ideal setup for extended family, a possible mother-daughter arrangement, or potential accessory apartment use, subject to all applicable municipal approvals and requirements. It could also easily serve as a beautiful, cozy family room, guest suite, home office, or additional living area. A dedicated laundry room, linen closet, and convenient mudroom with direct access to the driveway and attached deep one-car garage add to the home's functionality. Mini-split systems provide heating and air conditioning for year-round comfort. Outside, enjoy a Trex deck overlooking the fenced backyard, perfect for relaxing, entertaining, and enjoying the warmer months. The above-ground pool features a new liner and pump, offering even more opportunity to make the most of outdoor living, while a storage shed provides convenient space for tools, equipment, and seasonal items. Vinyl siding, along with municipal water and sewer, adds to the home's convenience and appeal. Conveniently located near major highways, shopping, restaurants, bike path, parks and everyday amenities ## Location - **Address:** 19 Saint Michaels Terrace, Carmel, NY 10512 - **County:** Putnam County - **Coordinates:** 41.428265, -73.666565 - **Google Maps:** https://www.google.com/maps?q=41.428265,-73.666565 ## Listing Agent - **Name:** Jacqueline A. Calhoun - **Brokerage:** Coldwell Banker Residential Brokerage - **Broker Phone:** (914) 997-0097 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/19-Saint-Michaels-Ter_Carmel_NY_10512_M36619-05907?f=listhub&s=MLSLINY&m=1062063&c=propsimple) ## Photos ![19 Saint Michaels Terrace - Photo 1](http://lh.rdcpix.com/fc6bb856ca0a8108dcd779e4a4a772del-f1672107293r.jpg) ![19 Saint Michaels Terrace - Photo 2](http://lh.rdcpix.com/fc6bb856ca0a8108dcd779e4a4a772del-f1152945510r.jpg) ![19 Saint Michaels Terrace - Photo 3](http://lh.rdcpix.com/fc6bb856ca0a8108dcd779e4a4a772del-f1838008222r.jpg) ![19 Saint Michaels Terrace - Photo 4](http://lh.rdcpix.com/fc6bb856ca0a8108dcd779e4a4a772del-f285005228r.jpg) ![19 Saint Michaels Terrace - Photo 5](http://lh.rdcpix.com/fc6bb856ca0a8108dcd779e4a4a772del-f2264458494r.jpg) ![19 Saint Michaels Terrace - Photo 6](http://lh.rdcpix.com/fc6bb856ca0a8108dcd779e4a4a772del-f4071100195r.jpg) ![19 Saint Michaels Terrace - Photo 7](http://lh.rdcpix.com/fc6bb856ca0a8108dcd779e4a4a772del-f1372451897r.jpg) ![19 Saint Michaels Terrace - Photo 8](http://lh.rdcpix.com/fc6bb856ca0a8108dcd779e4a4a772del-f1719193208r.jpg) ![19 Saint Michaels Terrace - Photo 9](http://lh.rdcpix.com/fc6bb856ca0a8108dcd779e4a4a772del-f631552849r.jpg) ![19 Saint Michaels Terrace - Photo 10](http://lh.rdcpix.com/fc6bb856ca0a8108dcd779e4a4a772del-f1060059621r.jpg) ![19 Saint Michaels Terrace - Photo 11](http://lh.rdcpix.com/fc6bb856ca0a8108dcd779e4a4a772del-f949727823r.jpg) ![19 Saint Michaels Terrace - Photo 12](http://lh.rdcpix.com/fc6bb856ca0a8108dcd779e4a4a772del-f2310511051r.jpg) ![19 Saint Michaels Terrace - Photo 13](http://lh.rdcpix.com/fc6bb856ca0a8108dcd779e4a4a772del-f3907850118r.jpg) ![19 Saint Michaels Terrace - Photo 14](http://lh.rdcpix.com/fc6bb856ca0a8108dcd779e4a4a772del-f3517348443r.jpg) ![19 Saint Michaels Terrace - Photo 15](http://lh.rdcpix.com/fc6bb856ca0a8108dcd779e4a4a772del-f2927935823r.jpg) ![19 Saint Michaels Terrace - Photo 16](http://lh.rdcpix.com/fc6bb856ca0a8108dcd779e4a4a772del-f4076108030r.jpg) ![19 Saint Michaels Terrace - Photo 17](http://lh.rdcpix.com/fc6bb856ca0a8108dcd779e4a4a772del-f785298724r.jpg) ![19 Saint Michaels Terrace - Photo 18](http://lh.rdcpix.com/fc6bb856ca0a8108dcd779e4a4a772del-f3685917017r.jpg) ![19 Saint Michaels Terrace - Photo 19](http://lh.rdcpix.com/fc6bb856ca0a8108dcd779e4a4a772del-f2729667415r.jpg) ![19 Saint Michaels Terrace - Photo 20](http://lh.rdcpix.com/fc6bb856ca0a8108dcd779e4a4a772del-f1910203208r.jpg) ![19 Saint Michaels Terrace - Photo 21](http://lh.rdcpix.com/fc6bb856ca0a8108dcd779e4a4a772del-f4172539713r.jpg) ![19 Saint Michaels Terrace - Photo 22](http://lh.rdcpix.com/fc6bb856ca0a8108dcd779e4a4a772del-f586128741r.jpg) ![19 Saint Michaels Terrace - Photo 23](http://lh.rdcpix.com/fc6bb856ca0a8108dcd779e4a4a772del-f426994244r.jpg) ![19 Saint Michaels Terrace - Photo 24](http://lh.rdcpix.com/fc6bb856ca0a8108dcd779e4a4a772del-f1373352622r.jpg) ![19 Saint Michaels Terrace - Photo 25](http://lh.rdcpix.com/fc6bb856ca0a8108dcd779e4a4a772del-f2203444787r.jpg) ![19 Saint Michaels Terrace - Photo 26](http://lh.rdcpix.com/fc6bb856ca0a8108dcd779e4a4a772del-f723476948r.jpg) ![19 Saint Michaels Terrace - Photo 27](http://lh.rdcpix.com/fc6bb856ca0a8108dcd779e4a4a772del-f2365069892r.jpg) ![19 Saint Michaels Terrace - Photo 28](http://lh.rdcpix.com/fc6bb856ca0a8108dcd779e4a4a772del-f18758785r.jpg) ![19 Saint Michaels Terrace - Photo 29](http://lh.rdcpix.com/fc6bb856ca0a8108dcd779e4a4a772del-f3271244411r.jpg) ![19 Saint Michaels Terrace - Photo 30](http://lh.rdcpix.com/fc6bb856ca0a8108dcd779e4a4a772del-f4119096581r.jpg) ![19 Saint Michaels Terrace - Photo 31](http://lh.rdcpix.com/fc6bb856ca0a8108dcd779e4a4a772del-f701262879r.jpg) ![19 Saint Michaels Terrace - Photo 32](http://lh.rdcpix.com/fc6bb856ca0a8108dcd779e4a4a772del-f606239314r.jpg) ![19 Saint Michaels Terrace - Photo 33](http://lh.rdcpix.com/fc6bb856ca0a8108dcd779e4a4a772del-f1446342351r.jpg) ![19 Saint Michaels Terrace - Photo 34](http://lh.rdcpix.com/fc6bb856ca0a8108dcd779e4a4a772del-f2815222451r.jpg) ![19 Saint Michaels Terrace - Photo 35](http://lh.rdcpix.com/fc6bb856ca0a8108dcd779e4a4a772del-f3040095149r.jpg) ![19 Saint Michaels Terrace - Photo 36](http://lh.rdcpix.com/fc6bb856ca0a8108dcd779e4a4a772del-f788212970r.jpg) ![19 Saint Michaels Terrace - Photo 37](http://lh.rdcpix.com/fc6bb856ca0a8108dcd779e4a4a772del-f634234311r.jpg) ![19 Saint Michaels Terrace - Photo 38](http://lh.rdcpix.com/fc6bb856ca0a8108dcd779e4a4a772del-f2400933165r.jpg) --- **MLS#:** 1062063 | **Updated:** 2026-10-25 **Source:** listhub *Copyright © 2026 OneKey MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/19-saint-michaels-terrace-carmel-ny-10512-960b3574b16a4b948966d274b5d13eac) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/19-saint-michaels-terrace-carmel-ny-10512-960b3574b16a4b948966d274b5d13eac#listing", "url": "https://staging.propertysimple.ai/listing/19-saint-michaels-terrace-carmel-ny-10512-960b3574b16a4b948966d274b5d13eac", "name": "19 Saint Michaels Terrace, Carmel, NY 10512", "description": "Welcome Home to 19 St. Michaels Terrace in Carmel, where natural light, comfortable living spaces, and inviting outdoor amenities come together in this well-maintained raised ranch. Hardwood floors extend throughout the main level, creating a warm and cohesive feel. 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