About This Home

This 5-bedroom, 2-bathroom single family at 19 Smith Cove Road in Gilford, NH is listed for $1,950,000 ($935 per sqft). Built in 1962, the home offers 2,086 sqft of living space on a 0.31 acres lot.

Key Features

  • Built in 1962
  • 0.31 acre lot
  • Fireplace

Property Details

1 story
1 full
1-car garage
1962

Amenities

Fireplace
Listing Description

Rare Lake Winnipesaukee Waterfront Opportunity in Desirable Gilford! Set on 61 feet of level shoreline in protected Smith Cove, this exceptional property offers the kind of lakefront setting that is increasingly difficult to find. Enjoy western exposure and spectacular sunsets, protected no-wake waters, easy access to the Broads.

The property offers approximately 2,000 square feet across two separate cottages, creating exceptional flexibility for personal use, a family compound, or potential income-producing opportunities. The original 1898 waterfront cottage features two lake-facing bedrooms, two baths, a fully applianced kitchen, wood-burning fireplace, and stackable laundry.

The 1962 roadside cottage has been partially renovated and offers two bedrooms, two baths, plus an open-concept kitchen and dining area with two wood-burning fireplaces. The two-cottage configuration offers the potential to use one cottage as a private retreat while renting the other, or explore short-term rental opportunities for one or both, subject to applicable town regulations and approvals.

Outdoor amenities include two 25-foot docks, the boathouse, detached one-car garage, wood shed, and an additional outbuilding with a charming pirate-themed playhouse. Public sewer provides valuable flexibility for future improvements and potential expansion.

The property is also wired for a whole-house generator. Whether you're looking for a classic lakefront retreat, multi-generational getaway, or property with rental income potential, this is a rare opportunity to own a piece of Lake Winnipesaukee with features that are increasingly difficult to replicate. Just minutes from BankNH Pavilion, Gunstock Mountain Resort, marinas, restaurants, shopping, and year-round recreation, this is your chance to create something truly special.

Monthly Cost Estimate

$10,429/mo

20% down · 6.5% · 30 years

Principal$1,410
Interest$8,450
Insurance$569

Estimates only. Actual payments may vary.

Location

19 Smith Cove Road

Gilford, NH 03249

Features & Amenities

Interior Features

Dining AreaWood Fireplace3+ FireplacesKitchen/LivingLiving/DiningNatural Woodwork1st Floor Laundry

Exterior Features

Boat Slip/DockDocksBoat HouseDeckGarden SpaceNatural ShadePrivate DockShed

Property Details

Flooring

VinylWood

Construction

Wood Frame Clapboard Exterior

Outdoor Features

Deck

Heating

WoodElectric (Heating)

Appliances

DryerMicrowaveElectric RangeRefrigeratorWasher

Questions & Answers

This 5-bedroom, 2-bathroom single family at 19 Smith Cove Road is listed at $1,950,000 ($935/sqft). The estimated monthly payment is $10,429 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1962, 0.31 acre lot, Fireplace. Interior Features: Dining Area, Wood Fireplace, 3+ Fireplaces. Exterior Features: Boat Slip/Dock, Docks, Boat House.

This property is listed by Anderson Mills & Associates.

AA

Anderson Mills & Associates

Agent at Coldwell Banker Realty

Listed by Coldwell Banker Realty · Broker phone: (603) 848-9559 · View on Broker Site · Broker website

MLS# 5107388· Source: PrimeMLS· 61 days on PropertySimple

Copyright © 2026 PrimeMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

19 Smith Cove Road, Gilford, NH 03249

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