# 19 Smith Cove Road, Gilford, NH 03249 > **TL;DR:** 5bd/2ba single family, $1,950,000 ($935/sqft), built 1962, 2,086 sqft. > Fireplace, 1-car garage. Est. $10,429/mo. Listed 62 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $1,950,000 | | Price/sqft | $935 | | Bedrooms | 5 | | Bathrooms | 1 full | | Square Feet | 2,086 | | Year Built | 1962 | | Lot Size | 13,504 sqft (0.31 acres) | | Stories | 1 | | Garage | 1-car | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 62 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $9,860 | | Estimated Insurance | $569 | | **Total** | **$10,429** | ## Key Amenities - Fireplace - 1-car garage ## Property Highlights - Built in 1962 - 0.31 acre lot - Fireplace ## Description ### Agent Description Rare Lake Winnipesaukee Waterfront Opportunity in Desirable Gilford! Set on 61 feet of level shoreline in protected Smith Cove, this exceptional property offers the kind of lakefront setting that is increasingly difficult to find. Enjoy western exposure and spectacular sunsets, protected no-wake waters, easy access to the Broads. The property offers approximately 2,000 square feet across two separate cottages, creating exceptional flexibility for personal use, a family compound, or potential income-producing opportunities. The original 1898 waterfront cottage features two lake-facing bedrooms, two baths, a fully applianced kitchen, wood-burning fireplace, and stackable laundry. The 1962 roadside cottage has been partially renovated and offers two bedrooms, two baths, plus an open-concept kitchen and dining area with two wood-burning fireplaces. The two-cottage configuration offers the potential to use one cottage as a private retreat while renting the other, or explore short-term rental opportunities for one or both, subject to applicable town regulations and approvals. Outdoor amenities include two 25-foot docks, the boathouse, detached one-car garage, wood shed, and an additional outbuilding with a charming pirate-themed playhouse. Public sewer provides valuable flexibility for future improvements and potential expansion. The property is also wired for a whole-house generator. Whether you're looking for a classic lakefront retreat, multi-generational getaway, or property with rental income potential, this is a rare opportunity to own a piece of Lake Winnipesaukee with features that are increasingly difficult to replicate. Just minutes from BankNH Pavilion, Gunstock Mountain Resort, marinas, restaurants, shopping, and year-round recreation, this is your chance to create something truly special. ## Location - **Address:** 19 Smith Cove Road, Gilford, NH 03249 - **County:** NH-Belknap - **Coordinates:** 43.582563, -71.390488 - **Google Maps:** https://www.google.com/maps?q=43.582563,-71.390488 ## Listing Agent - **Name:** Anderson Mills & Associates - **Brokerage:** Coldwell Banker Realty - **Broker Phone:** (603) 848-9559 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/19-Smith-Cove-Rd_Gilford_NH_03249_M37838-86842?f=listhub&s=NNERENNH&m=5107388&c=propsimple) ## Photos ![19 Smith Cove Road - Photo 1](http://lh.rdcpix.com/a0921e37bab6f65e66689b7f36ba456dl-f1175893503r.jpg) ![19 Smith Cove Road - Photo 2](http://lh.rdcpix.com/a0921e37bab6f65e66689b7f36ba456dl-f807218056r.jpg) ![19 Smith Cove Road - Photo 3](http://lh.rdcpix.com/a0921e37bab6f65e66689b7f36ba456dl-f3831031107r.jpg) ![19 Smith Cove Road - Photo 4](http://lh.rdcpix.com/a0921e37bab6f65e66689b7f36ba456dl-f93573916r.jpg) ![19 Smith Cove Road - Photo 5](http://lh.rdcpix.com/a0921e37bab6f65e66689b7f36ba456dl-f15887087r.jpg) ![19 Smith Cove Road - Photo 6](http://lh.rdcpix.com/a0921e37bab6f65e66689b7f36ba456dl-f122223812r.jpg) ![19 Smith Cove Road - Photo 7](http://lh.rdcpix.com/a0921e37bab6f65e66689b7f36ba456dl-f2552326263r.jpg) ![19 Smith Cove Road - Photo 8](http://lh.rdcpix.com/a0921e37bab6f65e66689b7f36ba456dl-f2528833012r.jpg) ![19 Smith Cove Road - Photo 9](http://lh.rdcpix.com/a0921e37bab6f65e66689b7f36ba456dl-f3488724828r.jpg) ![19 Smith Cove Road - Photo 10](http://lh.rdcpix.com/a0921e37bab6f65e66689b7f36ba456dl-f3047613161r.jpg) ![19 Smith Cove Road - Photo 11](http://lh.rdcpix.com/a0921e37bab6f65e66689b7f36ba456dl-f3132340527r.jpg) ![19 Smith Cove Road - Photo 12](http://lh.rdcpix.com/a0921e37bab6f65e66689b7f36ba456dl-f351848440r.jpg) ![19 Smith Cove Road - Photo 13](http://lh.rdcpix.com/a0921e37bab6f65e66689b7f36ba456dl-f3671509259r.jpg) ![19 Smith Cove Road - 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Photo 34](http://lh.rdcpix.com/a0921e37bab6f65e66689b7f36ba456dl-f4226547546r.jpg) ![19 Smith Cove Road - Photo 35](http://lh.rdcpix.com/a0921e37bab6f65e66689b7f36ba456dl-f2817164504r.jpg) ![19 Smith Cove Road - Photo 36](http://lh.rdcpix.com/a0921e37bab6f65e66689b7f36ba456dl-f164514160r.jpg) ![19 Smith Cove Road - Photo 37](http://lh.rdcpix.com/a0921e37bab6f65e66689b7f36ba456dl-f1118183147r.jpg) ![19 Smith Cove Road - Photo 38](http://lh.rdcpix.com/a0921e37bab6f65e66689b7f36ba456dl-f3885636462r.jpg) ![19 Smith Cove Road - Photo 39](http://lh.rdcpix.com/a0921e37bab6f65e66689b7f36ba456dl-f2052457339r.jpg) ![19 Smith Cove Road - Photo 40](http://lh.rdcpix.com/a0921e37bab6f65e66689b7f36ba456dl-f1917706010r.jpg) ![19 Smith Cove Road - Photo 41](http://lh.rdcpix.com/a0921e37bab6f65e66689b7f36ba456dl-f2167310771r.jpg) ![19 Smith Cove Road - Photo 42](http://lh.rdcpix.com/a0921e37bab6f65e66689b7f36ba456dl-f1112616344r.jpg) ![19 Smith Cove Road - Photo 43](http://lh.rdcpix.com/a0921e37bab6f65e66689b7f36ba456dl-f436765432r.jpg) ![19 Smith Cove Road - Photo 44](http://lh.rdcpix.com/a0921e37bab6f65e66689b7f36ba456dl-f4241952665r.jpg) ![19 Smith Cove Road - Photo 45](http://lh.rdcpix.com/a0921e37bab6f65e66689b7f36ba456dl-f3906165424r.jpg) ![19 Smith Cove Road - Photo 46](http://lh.rdcpix.com/a0921e37bab6f65e66689b7f36ba456dl-f1404750029r.jpg) ![19 Smith Cove Road - Photo 47](http://lh.rdcpix.com/a0921e37bab6f65e66689b7f36ba456dl-f529914925r.jpg) ![19 Smith Cove Road - Photo 48](http://lh.rdcpix.com/a0921e37bab6f65e66689b7f36ba456dl-f3192896744r.jpg) ![19 Smith Cove Road - Photo 49](http://lh.rdcpix.com/a0921e37bab6f65e66689b7f36ba456dl-f3796562774r.jpg) ![19 Smith Cove Road - Photo 50](http://lh.rdcpix.com/a0921e37bab6f65e66689b7f36ba456dl-f1751250545r.jpg) ![19 Smith Cove Road - Photo 51](http://lh.rdcpix.com/a0921e37bab6f65e66689b7f36ba456dl-f1034216377r.jpg) ![19 Smith Cove Road - Photo 52](http://lh.rdcpix.com/a0921e37bab6f65e66689b7f36ba456dl-f4080184406r.jpg) ![19 Smith Cove Road - Photo 53](http://lh.rdcpix.com/a0921e37bab6f65e66689b7f36ba456dl-f520111665r.jpg) ![19 Smith Cove Road - Photo 54](http://lh.rdcpix.com/a0921e37bab6f65e66689b7f36ba456dl-f575935216r.jpg) ![19 Smith Cove Road - Photo 55](http://lh.rdcpix.com/a0921e37bab6f65e66689b7f36ba456dl-f3834798924r.jpg) ![19 Smith Cove Road - Photo 56](http://lh.rdcpix.com/a0921e37bab6f65e66689b7f36ba456dl-f3870932773r.jpg) ![19 Smith Cove Road - Photo 57](http://lh.rdcpix.com/a0921e37bab6f65e66689b7f36ba456dl-f1127850602r.jpg) ![19 Smith Cove Road - Photo 58](http://lh.rdcpix.com/a0921e37bab6f65e66689b7f36ba456dl-f2131178614r.jpg) ![19 Smith Cove Road - Photo 59](http://lh.rdcpix.com/a0921e37bab6f65e66689b7f36ba456dl-f1461686863r.jpg) ![19 Smith Cove Road - Photo 60](http://lh.rdcpix.com/a0921e37bab6f65e66689b7f36ba456dl-f1471525805r.jpg) --- **MLS#:** 5107388 | **Updated:** 2026-10-30 **Source:** listhub *Copyright © 2026 PrimeMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/19-smith-cove-road-gilford-nh-03249-cf2f219767904360babf0e42310ba02f) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/19-smith-cove-road-gilford-nh-03249-cf2f219767904360babf0e42310ba02f#listing", "url": "https://staging.propertysimple.ai/listing/19-smith-cove-road-gilford-nh-03249-cf2f219767904360babf0e42310ba02f", "name": "19 Smith Cove Road, Gilford, NH 03249", "description": "Rare Lake Winnipesaukee Waterfront Opportunity in Desirable Gilford! Set on 61 feet of level shoreline in protected Smith Cove, this exceptional property offers the kind of lakefront setting that is increasingly difficult to find. Enjoy western exposure and spectacular sunsets, protected no-wake waters, easy access to the Broads. The property offers approximately 2,000 square feet across two separate cottages, creating exceptional flexibility for personal use, a family compound, or potential income-producing opportunities. The original 1898 waterfront cottage features two lake-facing bedrooms, two baths, a fully applianced kitchen, wood-burning fireplace, and stackable laundry. The 1962 roadside cottage has been partially renovated and offers two bedrooms, two baths, plus an open-concept kitchen and dining area with two wood-burning fireplaces. The two-cottage configuration offers the potential to use one cottage as a private retreat while renting the other, or explore short-term rental opportunities for one or both, subject to applicable town regulations and approvals. Outdoor amenities include two 25-foot docks, the boathouse, detached one-car garage, wood shed, and an additional outbuilding with a charming pirate-themed playhouse. Public sewer provides valuable flexibility for future improvements and potential expansion. The property is also wired for a whole-house generator. Whether you're looking for a classic lakefront retreat, multi-generational getaway, or property with rental income potential, this is a rare opportunity to own a piece of Lake Winnipesaukee with features that are increasingly difficult to replicate. 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