# 195 8Th Street, Apalachicola, FL 32320 > **TL;DR:** land, $87,500. Est. $468/mo. Listed 110 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $87,500 | | Lot Size | 6,098 sqft (0.14 acres) | | Property Type | Land (Other) | | Status | Active | | Days on Market | 110 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $442 | | Estimated Insurance | $26 | | **Total** | **$468** | ## Nearby Schools - **Middle:** Franklin County Middle School - **High:** Franklin County High School ## Property Highlights - 0.14 acre lot ## Description ### Agent Description Build or invest in the heart of Apalachicola's Historic District with this 60' x 100' vacant lot at 195 8th Street. Located in Franklin County, Florida, this in-town property offers a compelling opportunity for buyers seeking land near downtown Apalachicola, area boat ramps, local marinas, restaurants, shops, galleries and the working waterfront character that makes Apalachicola one of Florida's most distinctive coastal towns. Per Franklin County records, this site is located in an X flood zone meaning lenders generally do not require flood insurance on a dwelling constructed in this flood zone. With no HOA, this lot offers flexibility for a future residential or permitted commercial use, subject to City approval and buyer due diligence. Block 170, Lot 7 appears to be zoned C-2 Neighborhood Commercial. Short-term vacation rental use is not allowed as a matter of right, but may potentially be available only through City approval of a Special Exception, followed by compliance with Apalachicola's vacation-rental licensing, parking, signage, building, zoning and state-registration requirements. Enjoy the convenience of a nearby boat ramp, multiple nearby marinas and the award-winning beaches of St. George Island approximately 15 minutes away by car. Apalachicola is also known as a golf-cart-friendly community, making this location especially appealing for buyers who want easy access to downtown amenities and coastal recreation. Whether considered for a future home, builder opportunity or permitted neighborhood commercial use, 195 8th Street offers a well-located Apalachicola homesite in a highly recognizable historic coastal setting. Buyer to verify zoning, land use, setbacks, utilities, building requirements, flood zone, historic district requirements, special exception availability, rental restrictions, permitting and all matters material to Buyer's intended use. ## Location - **Address:** 195 8Th Street, Apalachicola, FL 32320 - **County:** Franklin - **Neighborhood:** City of Apalachicola - **Coordinates:** 29.728671, -84.993059 - **Google Maps:** https://www.google.com/maps?q=29.728671,-84.993059 ## Listing Agent - **Name:** John Brown · **License:** 565281 - **Brokerage:** Beach Properties of Florida - **Broker Phone:** 8505343006 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/195-8th-St_Apalachicola_FL_32320_M61285-67768?f=listhub&s=TBRFL&m=402498&c=propsimple) ## Photos ![195 8Th Street - Photo 1](http://lh.rdcpix.com/b7c9ed4b49f60554d3b0626918ec810el-f2393461397r.jpg) ![195 8Th Street - Photo 2](http://lh.rdcpix.com/b7c9ed4b49f60554d3b0626918ec810el-f358008004r.jpg) ![195 8Th Street - Photo 3](http://lh.rdcpix.com/b7c9ed4b49f60554d3b0626918ec810el-f241451160r.jpg) ![195 8Th Street - Photo 4](http://lh.rdcpix.com/b7c9ed4b49f60554d3b0626918ec810el-f2637978395r.jpg) ![195 8Th Street - Photo 5](http://lh.rdcpix.com/b7c9ed4b49f60554d3b0626918ec810el-f1340743736r.jpg) ![195 8Th Street - Photo 6](http://lh.rdcpix.com/b7c9ed4b49f60554d3b0626918ec810el-f4189667897r.jpg) ![195 8Th Street - Photo 7](http://lh.rdcpix.com/b7c9ed4b49f60554d3b0626918ec810el-f4281250295r.jpg) ![195 8Th Street - Photo 8](http://lh.rdcpix.com/b7c9ed4b49f60554d3b0626918ec810el-f4116259875r.jpg) ![195 8Th Street - Photo 9](http://lh.rdcpix.com/b7c9ed4b49f60554d3b0626918ec810el-f203382750r.jpg) ![195 8Th Street - Photo 10](http://lh.rdcpix.com/b7c9ed4b49f60554d3b0626918ec810el-f2181084614r.jpg) ![195 8Th Street - Photo 11](http://lh.rdcpix.com/b7c9ed4b49f60554d3b0626918ec810el-f1651996720r.jpg) ![195 8Th Street - Photo 12](http://lh.rdcpix.com/b7c9ed4b49f60554d3b0626918ec810el-f4150271519r.jpg) ![195 8Th Street - Photo 13](http://lh.rdcpix.com/b7c9ed4b49f60554d3b0626918ec810el-f2574181111r.jpg) ![195 8Th Street - Photo 14](http://lh.rdcpix.com/b7c9ed4b49f60554d3b0626918ec810el-f1600486659r.jpg) ![195 8Th Street - Photo 15](http://lh.rdcpix.com/b7c9ed4b49f60554d3b0626918ec810el-f1971139159r.jpg) ![195 8Th Street - Photo 16](http://lh.rdcpix.com/b7c9ed4b49f60554d3b0626918ec810el-f914026675r.jpg) ![195 8Th Street - Photo 17](http://lh.rdcpix.com/b7c9ed4b49f60554d3b0626918ec810el-f664244984r.jpg) ![195 8Th Street - Photo 18](http://lh.rdcpix.com/b7c9ed4b49f60554d3b0626918ec810el-f3896056503r.jpg) ![195 8Th Street - Photo 19](http://lh.rdcpix.com/b7c9ed4b49f60554d3b0626918ec810el-f1826597109r.jpg) ![195 8Th Street - Photo 20](http://lh.rdcpix.com/b7c9ed4b49f60554d3b0626918ec810el-f2002307386r.jpg) ![195 8Th Street - Photo 21](http://lh.rdcpix.com/b7c9ed4b49f60554d3b0626918ec810el-f283365971r.jpg) ![195 8Th Street - Photo 22](http://lh.rdcpix.com/b7c9ed4b49f60554d3b0626918ec810el-f1374393776r.jpg) ![195 8Th Street - Photo 23](http://lh.rdcpix.com/b7c9ed4b49f60554d3b0626918ec810el-f3330481182r.jpg) ![195 8Th Street - Photo 24](http://lh.rdcpix.com/b7c9ed4b49f60554d3b0626918ec810el-f4102837801r.jpg) --- **MLS#:** 402498 | **Updated:** 2026-10-20 **Source:** listhub *Copyright © 2026 Tallahassee Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/195-8th-street-apalachicola-fl-32320-53ab128c7459438299320bd2abdecdc1) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/195-8th-street-apalachicola-fl-32320-53ab128c7459438299320bd2abdecdc1#listing", "url": "https://staging.propertysimple.ai/listing/195-8th-street-apalachicola-fl-32320-53ab128c7459438299320bd2abdecdc1", "name": "195 8Th Street, Apalachicola, FL 32320", "description": "Build or invest in the heart of Apalachicola's Historic District with this 60' x 100' vacant lot at 195 8th Street. Located in Franklin County, Florida, this in-town property offers a compelling opportunity for buyers seeking land near downtown Apalachicola, area boat ramps, local marinas, restaurants, shops, galleries and the working waterfront character that makes Apalachicola one of Florida's most distinctive coastal towns. Per Franklin County records, this site is located in an X flood zone meaning lenders generally do not require flood insurance on a dwelling constructed in this flood zone. With no HOA, this lot offers flexibility for a future residential or permitted commercial use, subject to City approval and buyer due diligence. Block 170, Lot 7 appears to be zoned C-2 Neighborhood Commercial. Short-term vacation rental use is not allowed as a matter of right, but may potentially be available only through City approval of a Special Exception, followed by compliance with Apalachicola's vacation-rental licensing, parking, signage, building, zoning and state-registration requirements. Enjoy the convenience of a nearby boat ramp, multiple nearby marinas and the award-winning beaches of St. George Island approximately 15 minutes away by car. Apalachicola is also known as a golf-cart-friendly community, making this location especially appealing for buyers who want easy access to downtown amenities and coastal recreation. Whether considered for a future home, builder opportunity or permitted neighborhood commercial use, 195 8th Street offers a well-located Apalachicola homesite in a highly recognizable historic coastal setting. 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