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About This Home

This 4-bedroom, 4-bathroom single family at 195 River Street in Ellijay, GA is listed for $2,850,000 ($724 per sqft). Built in 1981, the home offers 3,936 sqft of living space on a 26.50 acres lot.

Agent Description

Discover a once-in-a-generation opportunity in the heart of Downtown Ellijay-an extraordinary 26.5 acre in-town RIVERFRONT ESTATE just steps from downtown restaurants, shopping, boutiques, and entertainment. This rare offering seamlessly blends walkability, privacy, and natural beauty, allowing you to enjoy city conveniences while retreating to your own private sanctuary along the Ellijay River.

The main residence offers approximately 3,936 square feet with 4 bedrooms and 3.5 baths, featuring a stately brick facade, spacious living areas, warm wood accents, abundant natural light, and a flowing floor plan ideal for both everyday living and entertaining, with solid construction and generous proportions that provide the perfect canvas for thoughtful renovation or modernization.

Outside, the property unfolds into gently rolling acreage framed by mature hardwoods and open meadows, all embraced by over 2,300 feet of Ellijay River frontage-ideal for fishing, kayaking, or peaceful moments by the water, a combination rarely found within city limits.

Adding exceptional versatility is a second homesite with power and water already in place, along with multiple additional potential building sites throughout the acreage, each offering privacy and unique character, making this property well-suited for a private riverfront estate, legacy family retreat, or boutique development opportunity.

Properties with this rare combination of acreage, river frontage, and downtown walkability are almost never available, making 195 River Street one of Ellijay's most unique and irreplaceable offerings.

Key Features

  • Built in 1981
  • 26.50 acre lot
  • 2 stories
  • 2 parking spaces
  • Fireplace
  • Waterfront

Property Details

2 stories
3 full, 1 half
2 spaces
1981

Amenities

FireplaceWaterfrontViewHardwoodA/C

Monthly Cost Estimate

$15,242/mo

20% down · 6.5% · 30 years

Principal$2,061
Interest$12,350
Insurance$831

Estimates only. Actual payments may vary.

Location

195 River Street

Ellijay, GA 30540

Features & Amenities

Interior Features

Master On Main Level

Property Details

Flooring

TileHardwood

Construction

Brick

Views

River

Pool Features

Patio

Parking

Garage

Heating

Electric (Heating)CentralHeat Pump (Heating)Propane (Heating)

Cooling

Central AirCeiling Fan(s)

Questions & Answers

This 4-bedroom, 4-bathroom single family at 195 River Street is listed at $2,850,000 ($724/sqft). The estimated monthly payment is $12,350 based on 20% down at 6.5% interest.

Key features include: Built in 1981, 26.50 acre lot, 2 stories, 2 parking spaces, Fireplace, Waterfront. Interior Features: Master On Main Level.

This property is listed by Cindy T West and can be reached at 7062739033 or cindytwest@gmail.com.

CW

Cindy T West

Agent at RE/MAX Town & Country

(706) 273-9033

Listed by RE/MAX Town & Country · View on Broker Site

MLS# 10694479· Source: listhub· Updated 52 days ago

Copyright © 2026 Georgia Multiple Listing Service. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

195 River Street, Ellijay, GA 30540

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