About This Home

This 4-bedroom, 3-bathroom single family at 196 SILVER REEF Lane in Saint Augustine, FL is listed for $595,000 ($225 per sqft). Built in 2020, the home offers 2,647 sqft of living space on a 0.19 acres lot.

Key Features

  • Built in 2020
  • 0.19 acre lot

Property Details

1 story
3 full
3-car garage
2020

Amenities

SolarEV ChargerA/C
Listing Description

Enjoy privacy, space, and Florida living in Creekside at Twin Creeks! This beautifully maintained 4-bedroom, 3-bath home offers a spacious single-story layout, an open living area, and a stunning screened patio overlooking a peaceful wooded preserve with no rear neighbors.

The kitchen features a large island, abundant cabinetry, and generous counter space, while the primary suite offers a walk-in closet, heated towel rack, dual vanities, soaking tub, and separate shower. Additional highlights include a formal dining room, tile flooring throughout the main living areas, a three-car garage with EV Charger and Epoxy Floor, and an expansive paver patio perfect for entertaining or relaxing outdoors.

Enjoy reasonable power bills with seller owned solar panels! Enjoy neighborhood amenities including a community pool, fitness center, clubhouse, playground, and walking paths. Conveniently located near shopping, dining, and I-95. Come experience this exceptional home!

Welcome to 196 Silver Reef Lane, where comfortable living meets an exceptional outdoor setting. The open floor plan features a spacious gathering area, a large kitchen with center island, generous cabinetry, stainless steel appliances, and ample room for entertaining.

A separate dining room with tray ceiling adds flexibility for everyday meals or special occasions. The primary suite offers a spacious bedroom, walk-in closet, and an ensuite bathroom featuring dual vanities, a soaking tub, and separate glass-enclosed shower.

Three additional bedrooms and two full bathrooms provide flexibility for guests, a home office, or additional living needs. One of the home's standout features is the oversized screened patio with brick pavers, covered dining area, ceiling fans, and peaceful wooded preserve views.

With no rear neighbors, this outdoor space offers privacy and room to relax or entertain. Additional features include crown molding, recessed lighting, a three-car garage with finished flooring, and an open, functional layout. Located in Creekside at Twin Creeks, residents enjoy access to community amenities and convenient connections to shopping, dining, major roadways, and Northeast Florida destinations.

Monthly Cost Estimate

$3,487/mo

20% down · 6.5% · 30 years

Principal$430
Interest$2,578
Insurance$174
HOA$305

Estimates only. Actual payments may vary.

Location

196 SILVER REEF Lane

Saint Augustine, FL 32095

Creekside

Features & Amenities

Interior Features

Breakfast BarCeiling Fan(s)Eat-in KitchenKitchen IslandOpen FloorplanPantryPrimary Bathroom -Tub with Separate ShowerSmart ThermostatSolar Tube(s)Split BedroomsWalk-In Closet(s)

Property Details

Flooring

CarpetTile

Outdoor Features

PatioPorch

Parking

GarageOff StreetOpen

Heating

Heat Pump (Heating)

Cooling

Central Air

Appliances

DishwasherDisposalDryerGas RangeMicrowaveWasher

Questions & Answers

This 4-bedroom, 3-bathroom single family at 196 SILVER REEF Lane is listed at $595,000 ($225/sqft). The estimated monthly payment is $3,488 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $305/month.

Key features include: Built in 2020, 0.19 acre lot. Interior Features: Breakfast Bar, Ceiling Fan(s), Eat-in Kitchen.

This property is listed by DAWN MARIE COYNE.

DC

DAWN MARIE COYNE

Agent at Atlantic Partners Realty St Augustine LLC

Listed by Atlantic Partners Realty St Augustine LLC · Broker phone: (904) 797-7442 · View on Broker Site

MLS# 2170050· Source: realMLS· 9 days on PropertySimple

Copyright © 2026 realMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

196 SILVER REEF Lane, Saint Augustine, FL 32095

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