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About This Home
This 2-bedroom, 2-bathroom townhouse at 198 CLAY Street in ANNAPOLIS, MD is listed for $389,000 ($431 per sqft). Built in 1920, the home offers 902 sqft of living space on a 0.03 acres lot.
Welcome to 198 Clay Street in the heart of Annapolis! This charming row home offers water views of College Creek and a short stroll to downtown and West Annapolis, where shops, dining, entertainment, and the U.S. Naval Academy are right at your doorstep.
The location also provides easy commuter access to Routes 50 and 97 for Washington, D.C., Baltimore, and BWI Airport. Thoughtfully updated in the past year, the home features new flooring and paint throughout, all new kitchen appliances, countertops, and sink, new siding, four mini-split units, and all new upstairs windows.
Walls were opened between the kitchen, dining, and laundry areas to create a more open flow, and a new upper-deck door leads to an expanded rooftop deck with water views. Additional highlights include exposed brick and beamed ceilings, a fenced rear yard, private access to College Creek, and rare rear parking. With a proven rental history including $21,500 earned on Airbnb in 2024, this home is ideal as a primary residence or investment opportunity.
Key Features
- Built in 1920
- 0.03 acre lot
- 2 stories
Property Details
Monthly Cost Estimate
$2,080/mo
20% down · 6.5% · 30 years
Estimates only. Actual payments may vary.
Location
198 CLAY Street
ANNAPOLIS, MD 21401
REGULARS
Property Details
Construction
Parking
Heating
Cooling
Questions & Answers
This 2-bedroom, 2-bathroom townhouse at 198 CLAY Street is listed at $389,000 ($431/sqft). The estimated monthly payment is $1,686 based on 20% down at 6.5% interest.
Key features include: Built in 1920, 0.03 acre lot, 2 stories.
This property is listed by Kerry McElhenny O'Hara and can be reached at 4105070834 or kerry.ohara@evrealestate.com.





























