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About This Home

This 2-bedroom, 2-bathroom single family at 199 Cottage Lane in Montezuma, IA is listed for $598,000 ($265 per sqft). Built in 1972, the home offers 2,256 sqft of living space on a 0.24 acres lot.

Agent Description

Experience lakefront living at Lake Ponderosa, where stunning water views can be enjoyed year-round from the spacious light-filled four-season room. With an oversized lakefront deck elevates your outdoor lifestyle and is perfect for serene mornings on the lakefront deck, unforgettable gatherings, and effortless days spent fishing, lounging, or entertaining by the water.

The private lift is prepared for most boats or pontoons and adds convenience to your waterfront experience. Inside, the home features 1.5 bathrooms, two inviting bedrooms, a charming bunk area, and a spacious second family room ideal for relaxation or guests. Completing this lakefront property is an impressive oversized two-story garage, offering abundant storage or the exceptional opportunity to create an additional luxury living space. Call today to see this meticulously maintained lake front home.

Key Features

  • Built in 1972
  • 0.24 acre lot

Property Details

1 full, 1 half
1972

Amenities

A/C

Monthly Cost Estimate

$3,198/mo

20% down · 6.5% · 30 years

Principal$432
Interest$2,591
Insurance$174

Estimates only. Actual payments may vary.

Location

199 Cottage Lane

Montezuma, IA 50171

Features & Amenities

Interior Features

WindowTreatments

Exterior Features

Deck

Property Details

Flooring

LaminateCarpet

Construction

CementSiding

Pool Features

Deck

Parking

Garage

Heating

Propane (Heating)

Cooling

Central Air

Appliances

DryerDishwasherRefrigeratorStoveWasher

Questions & Answers

This 2-bedroom, 2-bathroom single family at 199 Cottage Lane is listed at $598,000 ($265/sqft). The estimated monthly payment is $2,591 based on 20% down at 6.5% interest.

Key features include: Built in 1972, 0.24 acre lot. Interior Features: WindowTreatments. Exterior Features: Deck.

This property is listed by Chris Behun and can be reached at (515) 446-7524 or chrisbehun@gmail.com.

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CB

Chris Behun

Agent at Realty ONE Group Impact

(515) 446-7524

Listed by Realty ONE Group Impact

MLS# 735754· Source: listhub· Updated 35 days ago

Copyright © 2026 Des Moines Area Association of REALTORS®, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

199 Cottage Lane, Montezuma, IA 50171

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