# 199 Piney Bay Lane, Spring City, TN 37381 > **TL;DR:** 4bd/4ba single family, $1,449,000 ($373/sqft), built 2012, 3,887 sqft. > Fireplace, Waterfront, View, Hardwood. Est. $7,750/mo. Listed 181 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $1,449,000 | | Price/sqft | $373 | | Bedrooms | 4 | | Bathrooms | 4 full | | Square Feet | 3,887 | | Year Built | 2012 | | Lot Size | 19,166 sqft (0.44 acres) | | Stories | 2 | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 181 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Views** - Lake, Water, River - **Hardwood Floors** - Hardwood flooring listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $7,327 | | Estimated Insurance | $423 | | **Total** | **$7,750** | ## Nearby Schools - **Elementary:** Spring City - **Middle:** Spring City Elementary & Middle - **High:** Rhea County High School ## Key Amenities - Fireplace - Waterfront - View - Hardwood - A/C - 2-car garage ## Property Highlights - Built in 2012 - 0.44 acre lot - 2 stories - Fireplace - Waterfront ## Description ### Agent Description RECENTLY REDUCED!! RARE WATTS BAR LAKE PENINSULA HOME - WATERFRONT ON THREE SIDES! Experience year-round lakefront living with this immaculate 2-story home, perfectly situated at the end of a quiet cul-de-sac on a rare peninsula lot with 450 feet of lakefront. Enjoy breathtaking, unobstructed lake views stretching over 2.5 miles, along with spectacular sunrise views. The level lot with a gentle slope leads from the 1,000 sq ft patio directly to the water, creating effortless access to the lake and your private dock. Outdoor living is enhanced with a lake-fed irrigation system, outdoor shower, and extensive exterior lighting. Waterfront features include a 1,000 sq ft synthetic surface private dock, a boat slip and double jet ski slip, both with power lifts, and a large storage closet for water toys and equipment. Interior highlights of this spacious home include 4 bedrooms/large bonus room (sleeps 20), 4 full bathrooms, 10-ft and cathedral ceilings, catwalk overlooking the kitchen and entryway, huge great room with stone fireplace (unused; easily convertible to gas), and water views from nearly every room. The beautifully appointed kitchen includes stainless steel appliances, new French-door refrigerator with extended warranty, soft-close maple cabinetry, quartz countertops, large center island and a pass-thru window to the screened porch. The main level offers a private primary suite with its own entrance to the outdoors overlooking the lake. The large laundry room has a pantry, cabinetry, counters, utility sink and access to the screened porch. The upper level offers 2 full baths, 3 bedrooms or a large bonus room that can easily accommodate up to 10 guests (currently used as an office/workout space). Additional features include zoned HVAC system, 2TB security system, 7-station intercom system, 7,500 watt portable generator, and oversized 2-car garage with shelving, sink, cabinetry, and integrated workbench. This exceptional property can be purchased turnkey. Making it ideal as a full-time residence or vacation retreat. Enjoy boating, water skiing, fishing, and exploring the many nearby resorts, marinas, and waterfront restaurants that make life on Watts Bar Lake so special. Schedule your showing today before this incredible lake home is gone. ## Location - **Address:** 199 Piney Bay Lane, Spring City, TN 37381 - **County:** Rhea - **Neighborhood:** Piney Bay - **Coordinates:** 35.684894, -84.805835 - **Google Maps:** https://www.google.com/maps?q=35.684894,-84.805835 ## Listing Agent - **Name:** Susan M Crockett · **License:** TN278525 - **Brokerage:** ERA Blue Key Properties - **Broker Phone:** (423) 877-1966 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/199-Piney-Bay-Ln_Spring-City_TN_37381_M80609-86425?f=listhub&s=CARTN&m=1533980&c=propsimple) ## Photos ![199 Piney Bay Lane - Photo 1](http://lh.rdcpix.com/38d136094eb802c4bd7fa583a13afc66l-f2858379848r.jpg) ![199 Piney Bay Lane - Photo 2](http://lh.rdcpix.com/38d136094eb802c4bd7fa583a13afc66l-f4252319771r.jpg) ![199 Piney Bay Lane - Photo 3](http://lh.rdcpix.com/38d136094eb802c4bd7fa583a13afc66l-f3083769414r.jpg) ![199 Piney Bay Lane - Photo 4](http://lh.rdcpix.com/38d136094eb802c4bd7fa583a13afc66l-f1327861834r.jpg) ![199 Piney Bay Lane - Photo 5](http://lh.rdcpix.com/38d136094eb802c4bd7fa583a13afc66l-f1206716555r.jpg) ![199 Piney Bay Lane - Photo 6](http://lh.rdcpix.com/38d136094eb802c4bd7fa583a13afc66l-f704820817r.jpg) ![199 Piney Bay Lane - Photo 7](http://lh.rdcpix.com/38d136094eb802c4bd7fa583a13afc66l-f2020935944r.jpg) ![199 Piney Bay Lane - Photo 8](http://lh.rdcpix.com/38d136094eb802c4bd7fa583a13afc66l-f457434093r.jpg) ![199 Piney Bay Lane - Photo 9](http://lh.rdcpix.com/38d136094eb802c4bd7fa583a13afc66l-f3196619632r.jpg) ![199 Piney Bay Lane - Photo 10](http://lh.rdcpix.com/38d136094eb802c4bd7fa583a13afc66l-f3459404344r.jpg) ![199 Piney Bay Lane - Photo 11](http://lh.rdcpix.com/38d136094eb802c4bd7fa583a13afc66l-f1811898225r.jpg) ![199 Piney Bay Lane - Photo 12](http://lh.rdcpix.com/38d136094eb802c4bd7fa583a13afc66l-f1726768864r.jpg) ![199 Piney Bay Lane - Photo 13](http://lh.rdcpix.com/38d136094eb802c4bd7fa583a13afc66l-f1323090183r.jpg) ![199 Piney Bay Lane - Photo 14](http://lh.rdcpix.com/38d136094eb802c4bd7fa583a13afc66l-f1111927757r.jpg) ![199 Piney Bay Lane - 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Photo 35](http://lh.rdcpix.com/38d136094eb802c4bd7fa583a13afc66l-f4082130520r.jpg) ![199 Piney Bay Lane - Photo 36](http://lh.rdcpix.com/38d136094eb802c4bd7fa583a13afc66l-f2664862124r.jpg) ![199 Piney Bay Lane - Photo 37](http://lh.rdcpix.com/38d136094eb802c4bd7fa583a13afc66l-f4004946604r.jpg) ![199 Piney Bay Lane - Photo 38](http://lh.rdcpix.com/38d136094eb802c4bd7fa583a13afc66l-f1227525604r.jpg) ![199 Piney Bay Lane - Photo 39](http://lh.rdcpix.com/38d136094eb802c4bd7fa583a13afc66l-f3835790207r.jpg) ![199 Piney Bay Lane - Photo 40](http://lh.rdcpix.com/38d136094eb802c4bd7fa583a13afc66l-f3915053795r.jpg) ![199 Piney Bay Lane - Photo 41](http://lh.rdcpix.com/38d136094eb802c4bd7fa583a13afc66l-f1794444945r.jpg) ![199 Piney Bay Lane - Photo 42](http://lh.rdcpix.com/38d136094eb802c4bd7fa583a13afc66l-f2357182879r.jpg) ![199 Piney Bay Lane - Photo 43](http://lh.rdcpix.com/38d136094eb802c4bd7fa583a13afc66l-f1294846240r.jpg) ![199 Piney Bay Lane - Photo 44](http://lh.rdcpix.com/38d136094eb802c4bd7fa583a13afc66l-f2145860685r.jpg) ![199 Piney Bay Lane - Photo 45](http://lh.rdcpix.com/38d136094eb802c4bd7fa583a13afc66l-f1154427900r.jpg) ![199 Piney Bay Lane - Photo 46](http://lh.rdcpix.com/38d136094eb802c4bd7fa583a13afc66l-f4067952073r.jpg) ![199 Piney Bay Lane - Photo 47](http://lh.rdcpix.com/38d136094eb802c4bd7fa583a13afc66l-f1886044433r.jpg) ![199 Piney Bay Lane - Photo 48](http://lh.rdcpix.com/38d136094eb802c4bd7fa583a13afc66l-f1802645127r.jpg) ![199 Piney Bay Lane - Photo 49](http://lh.rdcpix.com/38d136094eb802c4bd7fa583a13afc66l-f400687455r.jpg) ![199 Piney Bay Lane - Photo 50](http://lh.rdcpix.com/38d136094eb802c4bd7fa583a13afc66l-f1397063893r.jpg) ![199 Piney Bay Lane - Photo 51](http://lh.rdcpix.com/38d136094eb802c4bd7fa583a13afc66l-f3884356220r.jpg) ![199 Piney Bay Lane - Photo 52](http://lh.rdcpix.com/38d136094eb802c4bd7fa583a13afc66l-f2088644865r.jpg) ![199 Piney Bay Lane - Photo 53](http://lh.rdcpix.com/38d136094eb802c4bd7fa583a13afc66l-f3839791022r.jpg) ![199 Piney Bay Lane - Photo 54](http://lh.rdcpix.com/38d136094eb802c4bd7fa583a13afc66l-f2665274859r.jpg) ![199 Piney Bay Lane - Photo 55](http://lh.rdcpix.com/38d136094eb802c4bd7fa583a13afc66l-f3894371070r.jpg) ![199 Piney Bay Lane - Photo 56](http://lh.rdcpix.com/38d136094eb802c4bd7fa583a13afc66l-f1468845041r.jpg) ![199 Piney Bay Lane - Photo 57](http://lh.rdcpix.com/38d136094eb802c4bd7fa583a13afc66l-f2806461530r.jpg) ![199 Piney Bay Lane - Photo 58](http://lh.rdcpix.com/38d136094eb802c4bd7fa583a13afc66l-f1480097476r.jpg) ![199 Piney Bay Lane - Photo 59](http://lh.rdcpix.com/38d136094eb802c4bd7fa583a13afc66l-f4077700439r.jpg) ![199 Piney Bay Lane - Photo 60](http://lh.rdcpix.com/38d136094eb802c4bd7fa583a13afc66l-f1781810148r.jpg) --- **MLS#:** 1533980 | **Updated:** 2026-10-25 **Source:** listhub *Copyright © 2026 Greater Chattanooga Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/199-piney-bay-lane-spring-city-tn-37381-3785c7a6882b442185bb2c581fa8f734) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/199-piney-bay-lane-spring-city-tn-37381-3785c7a6882b442185bb2c581fa8f734#listing", "url": "https://staging.propertysimple.ai/listing/199-piney-bay-lane-spring-city-tn-37381-3785c7a6882b442185bb2c581fa8f734", "name": "199 Piney Bay Lane, Spring City, TN 37381", "description": "RECENTLY REDUCED!! RARE WATTS BAR LAKE PENINSULA HOME - WATERFRONT ON THREE SIDES! Experience year-round lakefront living with this immaculate 2-story home, perfectly situated at the end of a quiet cul-de-sac on a rare peninsula lot with 450 feet of lakefront. Enjoy breathtaking, unobstructed lake views stretching over 2.5 miles, along with spectacular sunrise views. The level lot with a gentle slope leads from the 1,000 sq ft patio directly to the water, creating effortless access to the lake and your private dock. Outdoor living is enhanced with a lake-fed irrigation system, outdoor shower, and extensive exterior lighting. Waterfront features include a 1,000 sq ft synthetic surface private dock, a boat slip and double jet ski slip, both with power lifts, and a large storage closet for water toys and equipment. Interior highlights of this spacious home include 4 bedrooms/large bonus room (sleeps 20), 4 full bathrooms, 10-ft and cathedral ceilings, catwalk overlooking the kitchen and entryway, huge great room with stone fireplace (unused; easily convertible to gas), and water views from nearly every room. The beautifully appointed kitchen includes stainless steel appliances, new French-door refrigerator with extended warranty, soft-close maple cabinetry, quartz countertops, large center island and a pass-thru window to the screened porch. The main level offers a private primary suite with its own entrance to the outdoors overlooking the lake. The large laundry room has a pantry, cabinetry, counters, utility sink and access to the screened porch. The upper level offers 2 full baths, 3 bedrooms or a large bonus room that can easily accommodate up to 10 guests (currently used as an office/workout space). Additional features include zoned HVAC system, 2TB security system, 7-station intercom system, 7,500 watt portable generator, and oversized 2-car garage with shelving, sink, cabinetry, and integrated workbench. This exceptional property can be purchased turnkey. Making it ideal as a full-time residence or vacation retreat. Enjoy boating, water skiing, fishing, and exploring the many nearby resorts, marinas, and waterfront restaurants that make life on Watts Bar Lake so special. 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