About This Home

This 4-bedroom, 3-bathroom single family at 20 Morgan Street in Saratoga Springs, NY is listed for $1,292,900 ($429 per sqft). Built in 2025, the home offers 3,016 sqft of living space on a 0.42 acres lot.

Key Features

  • Built in 2025
  • 0.42 acre lot
  • 6 parking spaces
  • Fireplace

Property Details

3 full
2-car garage
2025

Amenities

FireplaceHardwoodA/C
Listing Description

BELMONTE QUICK DELIVERY - Premier Saratoga Springs Location! If you close before December 31, 2026, Belmonte Builders the following incentives apply: $15,000 towards closing cost, $7,500 Mooradian's Furniture Gift Certificate and $3,000 allowance toward the purchase of a Washer Dryer.

This stunning new-construction home offers an open, light-filled layout with two first-floor bedrooms and hardwood flooring throughout the main living areas, office, and second-floor hallway. The gourmet kitchen is designed to impress, featuring a custom island, ceiling-height cabinetry with crown molding, under-cabinet lighting, quartz countertops, a 48'' wood hood, ceramic tile backsplash, stainless-steel appliances, and a walk-in pantry.

The great room showcases soaring vaulted ceilings and a cozy gas fireplace, while the luxurious primary suite includes cathedral ceilings and two custom walk-in closets. An ideal first-floor in-law suite sits conveniently beside a full bath. An open staircase leads to a spacious second-floor loft--perfect for additional living or work-from-home space.

Step outside to enjoy the screened porch, ideal for relaxing or entertaining. Located within walking distance to downtown Saratoga, shopping, dining, and minutes from the Saratoga Race Course. Full construction is underway, with quick delivery expected July 2026!

Monthly Cost Estimate

$6,915/mo

20% down · 6.5% · 30 years

Principal$935
Interest$5,603
Insurance$377

Estimates only. Actual payments may vary.

Location

20 Morgan Street

Saratoga Springs, NY 12866

Features & Amenities

Interior Features

High Speed InternetPaddle FanVaulted Ceiling(s)Walk-In Closet(s)Built-in FeaturesCathedral Ceiling(s)Ceramic Tile BathKitchen Island

Exterior Features

Lighting

Property Details

Flooring

Tile - CeramicCarpetHardwood

Construction

Vinyl Siding

Outdoor Features

Porch

Parking

DrivewayOff Street

Heating

Natural Gas

Cooling

Central Air

Appliances

DishwasherENERGY STAR Qualified AppliancesGas Water HeaterMicrowaveRangeRange HoodRefrigerator

Questions & Answers

This 4-bedroom, 3-bathroom single family at 20 Morgan Street is listed at $1,292,900 ($429/sqft). The estimated monthly payment is $6,915 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2025, 0.42 acre lot, 6 parking spaces, Fireplace. Interior Features: High Speed Internet, Paddle Fan, Vaulted Ceiling(s). Exterior Features: Lighting.

This property is listed by Sharon Byrne.

SB

Sharon Byrne

License 10301202466

Agent at Howard Hanna Real Estate Services

Listed by Howard Hanna Real Estate Services · Broker phone: (518) 348-7100 · View on Broker Site · Broker website

MLS# 202529952· Source: Global MLS, Inc.· 339 days on PropertySimple

Copyright © 2026 Global MLS, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

20 Morgan Street, Saratoga Springs, NY 12866

Open this listing in: