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About This Home

This 4-bedroom, 3-bathroom single family at 20 Morgan Street in Saratoga Springs, NY is listed for $1,284,900 ($426 per sqft). Built in 2025, the home offers 3,016 sqft of living space on a 0.42 acres lot.

Agent Description

BELMONTE QUICK DELIVERY - Premier Saratoga Springs Location! This stunning new-construction home offers an open, light-filled layout with two first-floor bedrooms and hardwood flooring throughout the main living areas, office, and second-floor hallway.

The gourmet kitchen is designed to impress, featuring a custom island, ceiling-height cabinetry with crown molding, under-cabinet lighting, quartz countertops, a 48'' wood hood, ceramic tile backsplash, stainless-steel appliances, and a walk-in pantry.

The great room showcases soaring vaulted ceilings and a cozy gas fireplace, while the luxurious primary suite includes cathedral ceilings and two custom walk-in closets. An ideal first-floor in-law suite sits conveniently beside a full bath. An open staircase leads to a spacious second-floor loft-perfect for additional living or work-from-home space.

Step outside to enjoy the screened porch, ideal for relaxing or entertaining. Located within walking distance to downtown Saratoga, shopping, dining, and minutes from the Saratoga Race Course. Full construction is underway, with quick delivery expected May 2026!

Key Features

  • Built in 2025
  • 0.42 acre lot
  • 6 parking spaces
  • Fireplace

Property Details

3 full
6 spaces
2025

Amenities

FireplaceHardwoodA/C

Monthly Cost Estimate

$6,872/mo

20% down · 6.5% · 30 years

Principal$929
Interest$5,568
Insurance$375

Estimates only. Actual payments may vary.

Location

20 Morgan Street

Saratoga Springs, NY 12866

Features & Amenities

Interior Features

High Speed InternetPaddle FanVaulted Ceiling(s)Walk-In Closet(s)Built-in FeaturesCathedral Ceiling(s)Ceramic Tile BathKitchen Island

Exterior Features

Lighting

Property Details

Flooring

Tile - CeramicCarpetHardwood

Construction

Vinyl Siding

Pool Features

Porch

Parking

Off StreetDriveway

Heating

Natural Gas

Cooling

Central Air

Appliances

DishwasherENERGY STAR Qualified AppliancesGas Water HeaterMicrowaveRangeRange HoodRefrigerator

Questions & Answers

This 4-bedroom, 3-bathroom single family at 20 Morgan Street is listed at $1,284,900 ($426/sqft). The estimated monthly payment is $5,568 based on 20% down at 6.5% interest.

Key features include: Built in 2025, 0.42 acre lot, 6 parking spaces, Fireplace. Interior Features: High Speed Internet, Paddle Fan, Vaulted Ceiling(s). Exterior Features: Lighting.

This property is listed by Sharon Byrne and can be reached at 5185274914 or sharonbyrne@howardhanna.com.

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SB

Sharon Byrne

Agent at Howard Hanna Capital Inc

(518) 527-4914

Listed by Howard Hanna Capital Inc · View on Broker Site

MLS# 202529952· Source: listhub· Updated 140 days ago

Copyright © 2026 Global MLS, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

20 Morgan Street, Saratoga Springs, NY 12866

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