# 20 PENNY LN, Hampton Bays, NY 11946

> **TL;DR:** 5bd/5ba single family, $3,695,000 ($1177/sqft), built 2002, 3,140 sqft.
> Fireplace, Hardwood, Basement. Est. $16,012/mo. Listed 86 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $3,695,000 |
| Price/sqft | $1177 |
| Bedrooms | 5 |
| Bathrooms | 4 full, 1 half |
| Square Feet | 3,140 |
| Year Built | 2002 |
| Lot Size | 41,818 sqft (0.96 acres) |
| Stories | 2 |
| Property Type | Single Family (Single Family Residence) |
| Status | For Sale |
| Days on Market | 86 |

## Why This Home Stands Out

- **Hardwood Floors** - Throughout the home

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $16,012 |
| **Total** | **$16,012** |

## Key Amenities

- Fireplace
- Hardwood
- Basement

## Property Highlights

- Built in 2002
- 0.96 acre lot
- 2 stories
- Fireplace

## Description

### Agent Description
Discover a spectacular hidden waterfront retreat set on nearly a full acre, where the lifestyle extends far beyond the 3,140 square feet of the main residence. A separate accessory cottage of approximately 1,000 additional square feet means this compound delivers closer to 4,100 square feet of total usable space, a distinction that sets it apart from anything comparably priced on the water. The main house was reimagined through a significant gut renovation in 2021 (building on a prior 2012 renovation), blending modern luxury with timeless Hamptons elegance throughout. The entry sets the tone with a refined mudroom-style foyer, clean, organized, and beautifully designed, flowing into an expansive gourmet kitchen, the true heart of the home. Just beyond, an elegant dining area anchored by a wood-burning fireplace opens to a soaring vaulted-ceiling living room that connects seamlessly to a covered porch overlooking the heated gunite pool and shimmering water. Two junior suites on the main level offer comfort and privacy, while the upper-level primary suite captures tranquil water views, a private balcony, and a dedicated office, also with a balcony, creating a genuinely serene work-from-home sanctuary. The lower level adds two legal bedrooms and a full laundry room, providing flexibility for guests or recreational use. A second laundry within the primary suite adds everyday convenience. The accessory cottage is a true differentiator. At roughly 1,000 square feet with a wet bar, it offers exceptional flexibility as a den, studio, gym, home office, or creative retreat, a rare bonus space that few properties at this price point can offer. Buyers will immediately recognize the possibilities. Outdoors, the property unfolds into a complete waterfront compound: a bulkheaded shoreline, a deep-water dock for boats and jet skis, a heated gunite pool, patio, fire pit, and lush, well-maintained grounds. A high-roof three-car carport adds architectural presence, and an additional barn and gardening structure offers further versatility. This is not simply a house on the water; it is a rare compound with the square footage, infrastructure, and flexibility to live like a private resort. Come experience it and imagine the life it makes possible.

## Location

- **Address:** 20 PENNY LN, Hampton Bays, NY 11946
- **County:** Suffolk
- **Coordinates:** 40.854211, -72.510009
- **Google Maps:** https://www.google.com/maps?q=40.854211,-72.510009

## Listing Agent

- **Name:** Julio Izquierdo
- **Brokerage:** Compass
- **Phone:** 3056073075
- **Email:** julio.izquierdo@compass.com

## Primary Photo

![20 PENNY LN - Primary Photo](http://lh.rdcpix.com/1e36508dd5f833829e45c4b3ac2f7b4fl-f1573438620r.jpg)

*45 total photos available on [listing page](https://www.propertysimple.com/listing/20-penny-ln-hampton-bays-ny-11946-11631653)*

---

**MLS#:** 11631653 | **Updated:** 2026-04-24
**Source:** listhub

*Copyright © 2026 My State MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/20-penny-ln-hampton-bays-ny-11946-11631653)

---

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