# 20 Waterfront Drive #224, Saint Simons Island, GA 31522 > **TL;DR:** 3bd/3ba condo, $825,000 ($532/sqft), built 2008, 1,550 sqft. > Fireplace, Waterfront. Est. $5,309/mo. Listed 58 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $825,000 | | Price/sqft | $532 | | Bedrooms | 3 | | Bathrooms | 3 full | | Square Feet | 1,550 | | Year Built | 2008 | | Stories | 1 | | Property Type | Condo (Condominium) | | Status | Active | | Days on Market | 58 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $4,172 | | Estimated Insurance | $241 | | HOA | $896 | | **Total** | **$5,309** | ## Key Amenities - Fireplace - Waterfront ## Property Highlights - Built in 2008 - Fireplace - Waterfront ## Description ### Agent Description Just like Mary Poppins-practically perfect in every way! Welcome to 20 Waterfront Drive #224, a completely renovated 3-bedroom, 3-bath waterfront condo in the highly desirable Waterfront at Golden Isles Marina. Located on the sought-after second floor, this stunning residence offers approximately 1,550 square feet of beautifully updated, single-level living paired with the relaxed coastal lifestyle St. Simons Island is known for. Step inside and prepare to fall in love. This condo has been thoughtfully renovated from top to bottom, creating a fresh, sophisticated interior that feels both luxurious and comfortable. The open living and dining areas are perfect for entertaining, while large windows bring in abundant natural light and keep the incredible coastal setting front and center. With three spacious bedrooms and three full baths, there is plenty of room for family and guests-and the split-bedroom floor plan provides privacy for everyone. This particular building has recently undergone a complete 2.5 million dollar exterior renovation, including all new stucco coating, paving, waterproofing, roof, gutters, powder coating and paint. It is truly stunning. Of course, the real showstopper is outside. Step onto the covered waterfront balcony and take in the ever-changing views of the marina, marsh, Frederica River/Intracoastal Waterway and the coastal landscape beyond. Morning coffee, afternoon breezes and evening cocktails are simply better when this is your backdrop. The Waterfront at Golden Isles Marina is a gated community offering resort-style amenities including a waterfront swimming pool, hot tub, grilling and picnic areas, pavilion, elevators and beautifully maintained grounds. Just steps away is Morningstar Marina, putting the boating lifestyle right outside your door. The location at the base of the St. Simons Island causeway also makes getting on and off the island incredibly convenient while keeping you just minutes from the Village, beaches, shopping, golf and everything St. Simons has to offer. Whether you're searching for a full-time residence, a lock-and-leave island getaway or an investment property, #224 checks all the boxes: waterfront views, three bedrooms, three baths, a desirable second-floor location and a complete renovation-all in one of St. Simons Island's most unique waterfront communities. Come see why life at The Waterfront feels like a vacation every single day. ## Location - **Address:** 20 Waterfront Drive #224, Saint Simons Island, GA 31522 - **County:** Glynn - **Neighborhood:** The Waterfront at Golden Isles Marina - **Coordinates:** 31.168017, -81.416557 - **Google Maps:** https://www.google.com/maps?q=31.168017,-81.416557 ## Virtual Tour & Media - **Video Tour:** https://www.propertypanorama.com/instaview/golden_isles/2002331 ## Listing Agent - **Name:** Joshua Sinyard · **License:** 270428 - **Brokerage:** Atlantic Coast Real Estate Services, LLC - **Broker Phone:** 912-223-9667 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/20-Waterfront-Dr-Apt-224_St-Simons-Island_GA_31522_M65893-41796?f=listhub&s=GIAORGA&m=2002331&c=propsimple) ## Photos ![20 Waterfront Drive #224 - Photo 1](http://lh.rdcpix.com/05326620ec180a930f1b784deac69524l-f1369219998r.jpg) ![20 Waterfront Drive #224 - Photo 2](http://lh.rdcpix.com/05326620ec180a930f1b784deac69524l-f2883361256r.jpg) ![20 Waterfront Drive #224 - Photo 3](http://lh.rdcpix.com/05326620ec180a930f1b784deac69524l-f1483227139r.jpg) ![20 Waterfront Drive #224 - Photo 4](http://lh.rdcpix.com/05326620ec180a930f1b784deac69524l-f1796327441r.jpg) ![20 Waterfront Drive #224 - Photo 5](http://lh.rdcpix.com/05326620ec180a930f1b784deac69524l-f740139453r.jpg) ![20 Waterfront Drive #224 - Photo 6](http://lh.rdcpix.com/05326620ec180a930f1b784deac69524l-f3309738340r.jpg) ![20 Waterfront Drive #224 - Photo 7](http://lh.rdcpix.com/05326620ec180a930f1b784deac69524l-f3230286664r.jpg) ![20 Waterfront Drive #224 - Photo 8](http://lh.rdcpix.com/05326620ec180a930f1b784deac69524l-f1762086573r.jpg) ![20 Waterfront Drive #224 - Photo 9](http://lh.rdcpix.com/05326620ec180a930f1b784deac69524l-f877420194r.jpg) ![20 Waterfront Drive #224 - Photo 10](http://lh.rdcpix.com/05326620ec180a930f1b784deac69524l-f2319608317r.jpg) ![20 Waterfront Drive #224 - Photo 11](http://lh.rdcpix.com/05326620ec180a930f1b784deac69524l-f1055562593r.jpg) ![20 Waterfront Drive #224 - Photo 12](http://lh.rdcpix.com/05326620ec180a930f1b784deac69524l-f389775926r.jpg) ![20 Waterfront Drive #224 - Photo 13](http://lh.rdcpix.com/05326620ec180a930f1b784deac69524l-f3662787452r.jpg) ![20 Waterfront Drive #224 - Photo 14](http://lh.rdcpix.com/05326620ec180a930f1b784deac69524l-f2142783241r.jpg) ![20 Waterfront Drive #224 - Photo 15](http://lh.rdcpix.com/05326620ec180a930f1b784deac69524l-f3679300203r.jpg) ![20 Waterfront Drive #224 - Photo 16](http://lh.rdcpix.com/05326620ec180a930f1b784deac69524l-f1694800778r.jpg) ![20 Waterfront Drive #224 - Photo 17](http://lh.rdcpix.com/05326620ec180a930f1b784deac69524l-f1939362764r.jpg) ![20 Waterfront Drive #224 - Photo 18](http://lh.rdcpix.com/05326620ec180a930f1b784deac69524l-f2540174967r.jpg) ![20 Waterfront Drive #224 - Photo 19](http://lh.rdcpix.com/05326620ec180a930f1b784deac69524l-f2618182554r.jpg) ![20 Waterfront Drive #224 - Photo 20](http://lh.rdcpix.com/05326620ec180a930f1b784deac69524l-f2557542149r.jpg) ![20 Waterfront Drive #224 - Photo 21](http://lh.rdcpix.com/05326620ec180a930f1b784deac69524l-f1318298950r.jpg) ![20 Waterfront Drive #224 - Photo 22](http://lh.rdcpix.com/05326620ec180a930f1b784deac69524l-f2042172831r.jpg) ![20 Waterfront Drive #224 - Photo 23](http://lh.rdcpix.com/05326620ec180a930f1b784deac69524l-f2687031883r.jpg) ![20 Waterfront Drive #224 - Photo 24](http://lh.rdcpix.com/05326620ec180a930f1b784deac69524l-f1082394470r.jpg) ![20 Waterfront Drive #224 - Photo 25](http://lh.rdcpix.com/05326620ec180a930f1b784deac69524l-f2329052505r.jpg) ![20 Waterfront Drive #224 - Photo 26](http://lh.rdcpix.com/05326620ec180a930f1b784deac69524l-f349681513r.jpg) --- **MLS#:** 2002331 | **Updated:** 2026-10-30 **Source:** listhub *Copyright © 2026 Golden Isles Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/20-waterfront-drive-saint-simons-island-ga-31522-96934c2f42994d2d993716ce46bb1f3e) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/20-waterfront-drive-saint-simons-island-ga-31522-96934c2f42994d2d993716ce46bb1f3e#listing", "url": "https://staging.propertysimple.ai/listing/20-waterfront-drive-saint-simons-island-ga-31522-96934c2f42994d2d993716ce46bb1f3e", "name": "20 Waterfront Drive #224, Saint Simons Island, GA 31522", "description": "Just like Mary Poppins-practically perfect in every way! Welcome to 20 Waterfront Drive #224, a completely renovated 3-bedroom, 3-bath waterfront condo in the highly desirable Waterfront at Golden Isles Marina. Located on the sought-after second floor, this stunning residence offers approximately 1,550 square feet of beautifully updated, single-level living paired with the relaxed coastal lifestyle St. Simons Island is known for. Step inside and prepare to fall in love. This condo has been thoughtfully renovated from top to bottom, creating a fresh, sophisticated interior that feels both luxurious and comfortable. The open living and dining areas are perfect for entertaining, while large windows bring in abundant natural light and keep the incredible coastal setting front and center. With three spacious bedrooms and three full baths, there is plenty of room for family and guests-and the split-bedroom floor plan provides privacy for everyone. This particular building has recently undergone a complete 2.5 million dollar exterior renovation, including all new stucco coating, paving, waterproofing, roof, gutters, powder coating and paint. It is truly stunning. Of course, the real showstopper is outside. Step onto the covered waterfront balcony and take in the ever-changing views of the marina, marsh, Frederica River/Intracoastal Waterway and the coastal landscape beyond. Morning coffee, afternoon breezes and evening cocktails are simply better when this is your backdrop. The Waterfront at Golden Isles Marina is a gated community offering resort-style amenities including a waterfront swimming pool, hot tub, grilling and picnic areas, pavilion, elevators and beautifully maintained grounds. Just steps away is Morningstar Marina, putting the boating lifestyle right outside your door. The location at the base of the St. Simons Island causeway also makes getting on and off the island incredibly convenient while keeping you just minutes from the Village, beaches, shopping, golf and everything St. Simons has to offer. Whether you're searching for a full-time residence, a lock-and-leave island getaway or an investment property, #224 checks all the boxes: waterfront views, three bedrooms, three baths, a desirable second-floor location and a complete renovation-all in one of St. Simons Island's most unique waterfront communities. 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