# 20 Waterfront Drive #121, Saint Simons Island, GA 31522 > **TL;DR:** 3bd/3ba condo, $699,000 ($385/sqft), built 2008, 1,817 sqft. > Pool, Spa, Fireplace, Waterfront. Est. $4,674/mo. Listed 333 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $699,000 | | Price/sqft | $385 | | Bedrooms | 3 | | Bathrooms | 3 full | | Square Feet | 1,817 | | Year Built | 2008 | | Stories | 3 | | Garage | 2-car | | Property Type | Condo (Condominium) | | Status | Active | | Days on Market | 333 | ## Why This Home Stands Out - **Pool** - Pool listed; type not specified - **Waterfront** - Waterfront location listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $3,535 | | Estimated Insurance | $204 | | HOA | $935 | | **Total** | **$4,674** | ## Nearby Schools - **Elementary:** St. Simons - **Middle:** Glynn Middle School - **High:** Glynn Academy ## Key Amenities - Pool - Spa - Fireplace - Waterfront - A/C - 2-car garage ## Property Highlights - Built in 2008 - 3 stories - Private pool - Fireplace - Waterfront ## Description ### Agent Description Location. Location. Location. Boating enthusiasts, sunrise and sunset admirers-Live Every Day Like You're on Vacation! Experience premier access to deepwater Intracoastal living on St. Simons Island in this beautifully refreshed, 3-bedroom, 3-bath end-unit condo at The Waterfront. Offering one of the community's larger floor plans at 1,817 sq ft-that's 267 sq ft larger than standard units. This home delivers both space and luxury with unobstructed views of St. Simons Sound, the Frederica River, and Morningstar Marina from nearly every room. Step inside to an open, light-filled layout featuring a gas fireplace, upgraded kitchen with island seating, stainless steel appliances, newer Bosch dishwasher and HVAC (Nov 2023). The expansive primary suite includes access to the intimate private balcony, custom walk-in closet with gun safe, soaking tub, tiled shower, dual vanities, and a linen closet with built-ins. A split-bedroom design provides privacy for the second ensuite bedroom, while a third bedroom/office with full hall bath offers flexible living options. Relax on the intimate covered private terrace, or take advantage of the gated community's exceptional amenities-pool, hot tub, pavilion, and million-dollar views of the marina. Ideally located just minutes from Pier Village, shops, dining, and beaches. Travel is easy with Savannah and Jacksonville airports about an hour away, with Brunswick's local airport only 15 minutes away. Furnished, Turnkey, Move-in ready-ideal as a primary residence, vacation getaway, or income-producing investment. Motivated seller-bring your offer! Schedule your private showing today! FREEDOM BOAT CLUB is located here at Morning Star Marina of Golden Isles. Copy and paste the video in your browser: AN EXTENSIVE EXTERIOR REFURBISH HAS BEEN COMPLETED ON BLDG 20!! ## Location - **Address:** 20 Waterfront Drive #121, Saint Simons Island, GA 31522 - **County:** Glynn - **Neighborhood:** The Waterfront at Golden Isles Marina - **Coordinates:** 31.167336, -81.417739 - **Google Maps:** https://www.google.com/maps?q=31.167336,-81.417739 ## Virtual Tour & Media - **Video Tour:** https://www.propertypanorama.com/instaview/golden_isles/1658278 ## Listing Agent - **Name:** Diana Fisher · **License:** 384306 - **Brokerage:** Maritime Realty Group LLC - **Broker Phone:** 912-268-2281 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/20-Waterfront-Dr-Apt-121_St-Simons-Island_GA_31522_M64410-23345?f=listhub&s=GIAORGA&m=1658278&c=propsimple) ## Photos ![20 Waterfront Drive #121 - Photo 1](http://lh.rdcpix.com/52e97129654842775622f88138984c5dl-f2951830704r.jpg) ![20 Waterfront Drive #121 - Photo 2](http://lh.rdcpix.com/52e97129654842775622f88138984c5dl-f2342411845r.jpg) ![20 Waterfront Drive #121 - Photo 3](http://lh.rdcpix.com/52e97129654842775622f88138984c5dl-f4251124071r.jpg) ![20 Waterfront Drive #121 - Photo 4](http://lh.rdcpix.com/52e97129654842775622f88138984c5dl-f1834925356r.jpg) ![20 Waterfront Drive #121 - Photo 5](http://lh.rdcpix.com/52e97129654842775622f88138984c5dl-f2810436703r.jpg) ![20 Waterfront Drive #121 - Photo 6](http://lh.rdcpix.com/52e97129654842775622f88138984c5dl-f1364086712r.jpg) ![20 Waterfront Drive #121 - Photo 7](http://lh.rdcpix.com/52e97129654842775622f88138984c5dl-f2010677120r.jpg) ![20 Waterfront Drive #121 - Photo 8](http://lh.rdcpix.com/52e97129654842775622f88138984c5dl-f1669245617r.jpg) ![20 Waterfront Drive #121 - Photo 9](http://lh.rdcpix.com/52e97129654842775622f88138984c5dl-f1507732025r.jpg) ![20 Waterfront Drive #121 - Photo 10](http://lh.rdcpix.com/52e97129654842775622f88138984c5dl-f3091653439r.jpg) ![20 Waterfront Drive #121 - Photo 11](http://lh.rdcpix.com/52e97129654842775622f88138984c5dl-f3129936868r.jpg) ![20 Waterfront Drive #121 - Photo 12](http://lh.rdcpix.com/52e97129654842775622f88138984c5dl-f1978414302r.jpg) ![20 Waterfront Drive #121 - Photo 13](http://lh.rdcpix.com/52e97129654842775622f88138984c5dl-f4010403049r.jpg) ![20 Waterfront Drive #121 - Photo 14](http://lh.rdcpix.com/52e97129654842775622f88138984c5dl-f1803331846r.jpg) ![20 Waterfront Drive #121 - Photo 15](http://lh.rdcpix.com/52e97129654842775622f88138984c5dl-f12326754r.jpg) ![20 Waterfront Drive #121 - Photo 16](http://lh.rdcpix.com/52e97129654842775622f88138984c5dl-f809551664r.jpg) ![20 Waterfront Drive #121 - Photo 17](http://lh.rdcpix.com/52e97129654842775622f88138984c5dl-f439500767r.jpg) ![20 Waterfront Drive #121 - Photo 18](http://lh.rdcpix.com/52e97129654842775622f88138984c5dl-f1556915515r.jpg) ![20 Waterfront Drive #121 - Photo 19](http://lh.rdcpix.com/52e97129654842775622f88138984c5dl-f967685435r.jpg) ![20 Waterfront Drive #121 - Photo 20](http://lh.rdcpix.com/52e97129654842775622f88138984c5dl-f1767970300r.jpg) ![20 Waterfront Drive #121 - Photo 21](http://lh.rdcpix.com/52e97129654842775622f88138984c5dl-f3913174616r.jpg) ![20 Waterfront Drive #121 - Photo 22](http://lh.rdcpix.com/52e97129654842775622f88138984c5dl-f3011701270r.jpg) ![20 Waterfront Drive #121 - Photo 23](http://lh.rdcpix.com/52e97129654842775622f88138984c5dl-f2734913746r.jpg) ![20 Waterfront Drive #121 - Photo 24](http://lh.rdcpix.com/52e97129654842775622f88138984c5dl-f3197148223r.jpg) ![20 Waterfront Drive #121 - Photo 25](http://lh.rdcpix.com/52e97129654842775622f88138984c5dl-f3149612552r.jpg) ![20 Waterfront Drive #121 - Photo 26](http://lh.rdcpix.com/52e97129654842775622f88138984c5dl-f770215840r.jpg) ![20 Waterfront Drive #121 - Photo 27](http://lh.rdcpix.com/52e97129654842775622f88138984c5dl-f2644605668r.jpg) ![20 Waterfront Drive #121 - Photo 28](http://lh.rdcpix.com/52e97129654842775622f88138984c5dl-f2675307194r.jpg) ![20 Waterfront Drive #121 - Photo 29](http://lh.rdcpix.com/52e97129654842775622f88138984c5dl-f4138659534r.jpg) ![20 Waterfront Drive #121 - Photo 30](http://lh.rdcpix.com/52e97129654842775622f88138984c5dl-f966689725r.jpg) ![20 Waterfront Drive #121 - Photo 31](http://lh.rdcpix.com/52e97129654842775622f88138984c5dl-f1828622314r.jpg) ![20 Waterfront Drive #121 - Photo 32](http://lh.rdcpix.com/52e97129654842775622f88138984c5dl-f2815682008r.jpg) ![20 Waterfront Drive #121 - Photo 33](http://lh.rdcpix.com/52e97129654842775622f88138984c5dl-f1030648858r.jpg) ![20 Waterfront Drive #121 - Photo 34](http://lh.rdcpix.com/52e97129654842775622f88138984c5dl-f517804765r.jpg) ![20 Waterfront Drive #121 - Photo 35](http://lh.rdcpix.com/52e97129654842775622f88138984c5dl-f212537504r.jpg) ![20 Waterfront Drive #121 - Photo 36](http://lh.rdcpix.com/52e97129654842775622f88138984c5dl-f1207575681r.jpg) ![20 Waterfront Drive #121 - Photo 37](http://lh.rdcpix.com/52e97129654842775622f88138984c5dl-f4277291332r.jpg) ![20 Waterfront Drive #121 - Photo 38](http://lh.rdcpix.com/52e97129654842775622f88138984c5dl-f2112016183r.jpg) ![20 Waterfront Drive #121 - Photo 39](http://lh.rdcpix.com/52e97129654842775622f88138984c5dl-f2357010865r.jpg) ![20 Waterfront Drive #121 - Photo 40](http://lh.rdcpix.com/52e97129654842775622f88138984c5dl-f3009862446r.jpg) ![20 Waterfront Drive #121 - Photo 41](http://lh.rdcpix.com/52e97129654842775622f88138984c5dl-f937416937r.jpg) ![20 Waterfront Drive #121 - Photo 42](http://lh.rdcpix.com/52e97129654842775622f88138984c5dl-f2213311636r.jpg) --- **MLS#:** 1658278 | **Updated:** 2026-10-29 **Source:** listhub *Copyright © 2026 Golden Isles Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/20-waterfront-drive-saint-simons-island-ga-31522-db8c9d7751d64f94b851cba824582b05) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/20-waterfront-drive-saint-simons-island-ga-31522-db8c9d7751d64f94b851cba824582b05#listing", "url": "https://staging.propertysimple.ai/listing/20-waterfront-drive-saint-simons-island-ga-31522-db8c9d7751d64f94b851cba824582b05", "name": "20 Waterfront Drive #121, Saint Simons Island, GA 31522", "description": "Location. Location. Location. Boating enthusiasts, sunrise and sunset admirers-Live Every Day Like You're on Vacation! Experience premier access to deepwater Intracoastal living on St. Simons Island in this beautifully refreshed, 3-bedroom, 3-bath end-unit condo at The Waterfront. Offering one of the community's larger floor plans at 1,817 sq ft-that's 267 sq ft larger than standard units. This home delivers both space and luxury with unobstructed views of St. Simons Sound, the Frederica River, and Morningstar Marina from nearly every room. Step inside to an open, light-filled layout featuring a gas fireplace, upgraded kitchen with island seating, stainless steel appliances, newer Bosch dishwasher and HVAC (Nov 2023). The expansive primary suite includes access to the intimate private balcony, custom walk-in closet with gun safe, soaking tub, tiled shower, dual vanities, and a linen closet with built-ins. A split-bedroom design provides privacy for the second ensuite bedroom, while a third bedroom/office with full hall bath offers flexible living options. Relax on the intimate covered private terrace, or take advantage of the gated community's exceptional amenities-pool, hot tub, pavilion, and million-dollar views of the marina. Ideally located just minutes from Pier Village, shops, dining, and beaches. Travel is easy with Savannah and Jacksonville airports about an hour away, with Brunswick's local airport only 15 minutes away. Furnished, Turnkey, Move-in ready-ideal as a primary residence, vacation getaway, or income-producing investment. Motivated seller-bring your offer! Schedule your private showing today! FREEDOM BOAT CLUB is located here at Morning Star Marina of Golden Isles. 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