# 202 Cobia Lane, Saint Marys, GA 31558 > **TL;DR:** land, $32,900. Est. $2,451/mo. Listed 33 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $32,900 | | Lot Size | 12,197 sqft (0.28 acres) | | Property Type | Land (Other) | | Status | Active | | Days on Market | 33 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $166 | | Estimated Insurance | $10 | | HOA | $2,275 | | **Total** | **$2,451** | ## Nearby Schools - **Elementary:** Saint Marys - **Middle:** Saint Marys - **High:** Camden ## Property Highlights - 0.28 acre lot ## Description ### Agent Description Build your dream coastal escape on this exceptional home site in prestigious Cumberland Harbour. Perfectly situated on a 1,100-acre maritime peninsula in St. Marys, Georgia, this premier gated community sits right on the Florida border-offering the ideal blend of peaceful Southern seclusion and effortless access to Jacksonville. Experience Georgia's premier maritime community, where stunning Low-country architecture, lush live oaks, and breathtaking coastal views meet surprisingly affordable pricing. The Property: This level, beautifully treed lot provides the perfect, custom-ready canvas for your vision. Design a classic Low-country cottage complete with expansive front and rear screened porches, or partner with an approved custom builder to design a bespoke maritime retreat. Ready for immediate development, this homesite features central public water and sewer connections along a peaceful, manicured streetscape. World-Class Resort Amenities: When you choose a homesite here, you are investing in an active, vibrant coastal lifestyle. Cumberland Harbour's master-planned amenities include: Aquatics & Fitness: Three resort-style swimming pools (including a heated pool), a fully equipped fitness center, and the community Springhouse social hub. Sports Courts: Championship tennis, pickleball, bocce ball, and basketball courts. Maritime Access: A community day dock, dedicated kayak launch, and convenient local boat ramp access leading directly into the Intracoastal Waterway. Nature & Security: Miles of walking and biking trails, waterfront parks with sweeping views of the Cumberland Island National Seashore, all under the protection of 24/7 manned gated security. Location Highlights Bordering Florida: Located minutes from historic downtown St. Marys and just north of the Florida line, giving you the tax advantages of Georgia with the amenities of nearby Fernandina Beach and Jacksonville. Boating Paradise: Spend your days exploring the open ocean, or take a moonlit boat ride over to Amelia Island for dinner. Don't wait to claim your slice of the coast. Let that Low-country lifestyle start right now, right here in Cumberland Harbour! ## Location - **Address:** 202 Cobia Lane, Saint Marys, GA 31558 - **County:** Camden - **Neighborhood:** Cumberland Harbour - **Coordinates:** 30.73923, -81.516312 - **Google Maps:** https://www.google.com/maps?q=30.73923,-81.516312 ## Listing Agent - **Name:** Lloyd Streit - **Brokerage:** Atlantic Salt Realty LLC - **Broker Phone:** (912) 576-1800 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/202-Cobia-Ln_Saint-Marys_GA_31558_M67524-41068?f=listhub&s=GAMLS&m=10866856&c=propsimple) ## Photos ![202 Cobia Lane - Photo 1](http://lh.rdcpix.com/893d2d9186f8e0ddf7fc0078c8bc6e6cl-f1791069793r.jpg) ![202 Cobia Lane - Photo 2](http://lh.rdcpix.com/893d2d9186f8e0ddf7fc0078c8bc6e6cl-f188407666r.jpg) ![202 Cobia Lane - Photo 3](http://lh.rdcpix.com/893d2d9186f8e0ddf7fc0078c8bc6e6cl-f1324071694r.jpg) ![202 Cobia Lane - Photo 4](http://lh.rdcpix.com/893d2d9186f8e0ddf7fc0078c8bc6e6cl-f4026613340r.jpg) ![202 Cobia Lane - Photo 5](http://lh.rdcpix.com/893d2d9186f8e0ddf7fc0078c8bc6e6cl-f2555015837r.jpg) ![202 Cobia Lane - Photo 6](http://lh.rdcpix.com/893d2d9186f8e0ddf7fc0078c8bc6e6cl-f487707100r.jpg) ![202 Cobia Lane - Photo 7](http://lh.rdcpix.com/893d2d9186f8e0ddf7fc0078c8bc6e6cl-f3833327434r.jpg) ![202 Cobia Lane - Photo 8](http://lh.rdcpix.com/893d2d9186f8e0ddf7fc0078c8bc6e6cl-f3969528253r.jpg) ![202 Cobia Lane - Photo 9](http://lh.rdcpix.com/893d2d9186f8e0ddf7fc0078c8bc6e6cl-f751122663r.jpg) ![202 Cobia Lane - Photo 10](http://lh.rdcpix.com/893d2d9186f8e0ddf7fc0078c8bc6e6cl-f3939565361r.jpg) ![202 Cobia Lane - Photo 11](http://lh.rdcpix.com/893d2d9186f8e0ddf7fc0078c8bc6e6cl-f1850321264r.jpg) ![202 Cobia Lane - Photo 12](http://lh.rdcpix.com/893d2d9186f8e0ddf7fc0078c8bc6e6cl-f383863003r.jpg) ![202 Cobia Lane - Photo 13](http://lh.rdcpix.com/893d2d9186f8e0ddf7fc0078c8bc6e6cl-f641307594r.jpg) ![202 Cobia Lane - Photo 14](http://lh.rdcpix.com/893d2d9186f8e0ddf7fc0078c8bc6e6cl-f3868248554r.jpg) --- **MLS#:** 10866856 | **Updated:** 2026-10-20 **Source:** listhub *Copyright © 2026 Georgia Multiple Listing Service. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/202-cobia-lane-saint-marys-ga-31558-8f2d4fb4c796415abef380b2079f1be8) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/202-cobia-lane-saint-marys-ga-31558-8f2d4fb4c796415abef380b2079f1be8#listing", "url": "https://staging.propertysimple.ai/listing/202-cobia-lane-saint-marys-ga-31558-8f2d4fb4c796415abef380b2079f1be8", "name": "202 Cobia Lane, Saint Marys, GA 31558", "description": "Build your dream coastal escape on this exceptional home site in prestigious Cumberland Harbour. 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Cumberland Harbour's master-planned amenities include: Aquatics & Fitness: Three resort-style swimming pools (including a heated pool), a fully equipped fitness center, and the community Springhouse social hub. Sports Courts: Championship tennis, pickleball, bocce ball, and basketball courts. Maritime Access: A community day dock, dedicated kayak launch, and convenient local boat ramp access leading directly into the Intracoastal Waterway. Nature & Security: Miles of walking and biking trails, waterfront parks with sweeping views of the Cumberland Island National Seashore, all under the protection of 24/7 manned gated security. Location Highlights Bordering Florida: Located minutes from historic downtown St. Marys and just north of the Florida line, giving you the tax advantages of Georgia with the amenities of nearby Fernandina Beach and Jacksonville. Boating Paradise: Spend your days exploring the open ocean, or take a moonlit boat ride over to Amelia Island for dinner. Don't wait to claim your slice of the coast. 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