About This Home

This 0-bedroom, 0-bathroom residential multi family at 2030 Kinsley Street in Santacruz, CA is listed for $2,399,000 ($520 per sqft). Built in 1962, the home offers 4,612 sqft of living space on a 0.30 acres lot.

Key Features

  • Built in 1962
  • 0.30 acre lot
  • 4 parking spaces

Property Details

4-car garage
1962
Listing Description

In Santa Cruz, location drives demand, and 2030 Kinsley Street puts an investor in the heart of the Live Oak lifestyle. This four-unit property offers the flexibility to build a strong rental portfolio or live in one residence while generating income from the other three, with potential access to owner-occupied financing.

The property includes three two-bedroom residences and one spacious three-bedroom residence, with current rents totaling $15,995 per month. Each unit has its own garage, adding valuable parking and storage for residents. Three units feature updated dual-pane windows, while all four have newer water heaters and gas ranges.

Beyond the numbers, its a location renters want to call home. Shopping, schools, Simpkins Family Swim Center, neighborhood parks, athletic fields, Twin Lakes State Beach, and the Santa Cruz Harbor are all nearby, making daily life easy and giving the property lasting rental appeal. For an investor, its a rare combination: four residences, established income, individual garages, and a location that continues to deliver.

Monthly Cost Estimate

$12,830/mo

20% down · 6.5% · 30 years

Principal$1,735
Interest$10,396
Insurance$700

Estimates only. Actual payments may vary.

Location

2030 Kinsley Street

Santacruz, CA 95062

Property Details

Flooring

CarpetLaminateLinoleum

Parking

GuestGarage

Appliances

CooktopGasDishwasherOvenRangeRefrigerator

Questions & Answers

This 0-bedroom, 0-bathroom residential multi family at 2030 Kinsley Street is listed at $2,399,000 ($520/sqft). The estimated monthly payment is $12,831 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1962, 0.30 acre lot, 4 parking spaces.

This property is listed by Strock Team.

ST

Strock Team

License 70010201

Agent at eXp Realty of California, Inc.

Listed by eXp Realty of California, Inc. · Broker phone: (888) 584-9427 x119 · View on Broker Site · Broker website

MLS# ML82057797· Source: MLS Listings, Inc.· 80 days on PropertySimple

Copyright © 2026 MLS Listings, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

2030 Kinsley Street, Santacruz, CA 95062

Open this listing in: