# 20316 WATERS ROW Terrace, Germantown, MD 20874

> **TL;DR:** 3bd/3ba townhouse, $449,990 ($247/sqft), built 1992, 1,820 sqft.
> A/C. Est. $2,556/mo. Listed 94 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $449,990 |
| Price/sqft | $247 |
| Bedrooms | 3 |
| Bathrooms | 2 full, 1 half |
| Square Feet | 1,820 |
| Year Built | 1992 |
| Lot Size | 1,498 sqft (0.03 acres) |
| Stories | 3 |
| Property Type | Townhouse (Townhouse) |
| Status | Active |
| Days on Market | 94 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $2,275 |
| Estimated Insurance | $131 |
| HOA | $150 |
| **Total** | **$2,556** |

## Key Amenities

- A/C

## Property Highlights

- Built in 1992
- 0.03 acre lot
- 3 stories
- 1 parking spaces

## Description

### Agent Description
Welcome home to this beautifully renovated 4-bedroom, 2.5-bath townhouse that perfectly blends modern style with everyday comfort. The main level features gleaming hardwood floors and an open, inviting layout ideal for both entertaining and daily living. The fully renovated kitchen is the heart of the home, showcasing elegant quartz countertops, stainless steel appliances, a large center island with ample storage, and stylish new recessed lighting. Every detail has been thoughtfully updated to create a bright, functional, and contemporary space. Upstairs, you'll find three spacious bedrooms with brand-new carpet and fresh paint throughout, giving the home a clean, move-in-ready feel. The renovated bathrooms feature stunning new tile, oversized vanities, and modern finishes that bring a luxurious touch to your daily routine. Walkout lower level can be used as a 4th bedroom or rec room flex space. Major updates provide added peace of mind, including a new roof, new windows, fresh interior paint, updated lighting, and beautifully remodeled kitchen and bathrooms. This turnkey home offers the perfect combination of quality upgrades, generous living space, and timeless appeal. Convenient to all commuter routes 270/355/28 and bus routes.

## Location

- **Address:** 20316 WATERS ROW Terrace, Germantown, MD 20874
- **County:** MONTGOMERY
- **Neighborhood:** WATERS LANDING
- **Coordinates:** 39.18937, -77.26748
- **Google Maps:** https://www.google.com/maps?q=39.18937,-77.26748

## Virtual Tour & Media

- **Video Tour:** https://bella-vista-realty-tours.aryeo.com/videos/019fb5aa-4627-707c-8d45-a81e9b30b7a4

## Listing Agent

- **Name:** Stephanie Evans · **License:** 662265
- **Brokerage:** RE/MAX Realty Group
- **Broker Phone:** (301) 258-7757
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/20316-Waters-Row-Ter_Germantown_MD_20874_M64131-42002?f=listhub&s=TRENDPA&m=MDMC2242044&c=propsimple)

## Photos

![20316 WATERS ROW Terrace - Photo 1](http://lh.rdcpix.com/64cb99280a187a04137e369b5309d817l-f2609367008r.jpg)

![20316 WATERS ROW Terrace - Photo 2](http://lh.rdcpix.com/64cb99280a187a04137e369b5309d817l-f2353139686r.jpg)

![20316 WATERS ROW Terrace - Photo 3](http://lh.rdcpix.com/64cb99280a187a04137e369b5309d817l-f1057287707r.jpg)

![20316 WATERS ROW Terrace - Photo 4](http://lh.rdcpix.com/64cb99280a187a04137e369b5309d817l-f4117889101r.jpg)

![20316 WATERS ROW Terrace - Photo 5](http://lh.rdcpix.com/64cb99280a187a04137e369b5309d817l-f1641606235r.jpg)

![20316 WATERS ROW Terrace - Photo 6](http://lh.rdcpix.com/64cb99280a187a04137e369b5309d817l-f292282950r.jpg)

![20316 WATERS ROW Terrace - Photo 7](http://lh.rdcpix.com/64cb99280a187a04137e369b5309d817l-f195138416r.jpg)

![20316 WATERS ROW Terrace - Photo 8](http://lh.rdcpix.com/64cb99280a187a04137e369b5309d817l-f1480764433r.jpg)

![20316 WATERS ROW Terrace - Photo 9](http://lh.rdcpix.com/64cb99280a187a04137e369b5309d817l-f2527930034r.jpg)

![20316 WATERS ROW Terrace - Photo 10](http://lh.rdcpix.com/64cb99280a187a04137e369b5309d817l-f1028172844r.jpg)

![20316 WATERS ROW Terrace - Photo 11](http://lh.rdcpix.com/64cb99280a187a04137e369b5309d817l-f3123302706r.jpg)

![20316 WATERS ROW Terrace - Photo 12](http://lh.rdcpix.com/64cb99280a187a04137e369b5309d817l-f1928260614r.jpg)

![20316 WATERS ROW Terrace - Photo 13](http://lh.rdcpix.com/64cb99280a187a04137e369b5309d817l-f4155929688r.jpg)

![20316 WATERS ROW Terrace - Photo 14](http://lh.rdcpix.com/64cb99280a187a04137e369b5309d817l-f3929311705r.jpg)

![20316 WATERS ROW Terrace - Photo 15](http://lh.rdcpix.com/64cb99280a187a04137e369b5309d817l-f1616767951r.jpg)

![20316 WATERS ROW Terrace - Photo 16](http://lh.rdcpix.com/64cb99280a187a04137e369b5309d817l-f1571832214r.jpg)

![20316 WATERS ROW Terrace - Photo 17](http://lh.rdcpix.com/64cb99280a187a04137e369b5309d817l-f3422759610r.jpg)

![20316 WATERS ROW Terrace - Photo 18](http://lh.rdcpix.com/64cb99280a187a04137e369b5309d817l-f1841776954r.jpg)

![20316 WATERS ROW Terrace - Photo 19](http://lh.rdcpix.com/64cb99280a187a04137e369b5309d817l-f2211440906r.jpg)

![20316 WATERS ROW Terrace - Photo 20](http://lh.rdcpix.com/64cb99280a187a04137e369b5309d817l-f2932884223r.jpg)

![20316 WATERS ROW Terrace - Photo 21](http://lh.rdcpix.com/64cb99280a187a04137e369b5309d817l-f4003139187r.jpg)

![20316 WATERS ROW Terrace - Photo 22](http://lh.rdcpix.com/64cb99280a187a04137e369b5309d817l-f1250486573r.jpg)

![20316 WATERS ROW Terrace - Photo 23](http://lh.rdcpix.com/64cb99280a187a04137e369b5309d817l-f2081090334r.jpg)

![20316 WATERS ROW Terrace - Photo 24](http://lh.rdcpix.com/64cb99280a187a04137e369b5309d817l-f1192356340r.jpg)

![20316 WATERS ROW Terrace - Photo 25](http://lh.rdcpix.com/64cb99280a187a04137e369b5309d817l-f3972423203r.jpg)

![20316 WATERS ROW Terrace - Photo 26](http://lh.rdcpix.com/64cb99280a187a04137e369b5309d817l-f727090609r.jpg)

![20316 WATERS ROW Terrace - Photo 27](http://lh.rdcpix.com/64cb99280a187a04137e369b5309d817l-f2877204585r.jpg)

![20316 WATERS ROW Terrace - Photo 28](http://lh.rdcpix.com/64cb99280a187a04137e369b5309d817l-f682626790r.jpg)

![20316 WATERS ROW Terrace - Photo 29](http://lh.rdcpix.com/64cb99280a187a04137e369b5309d817l-f249724709r.jpg)

![20316 WATERS ROW Terrace - Photo 30](http://lh.rdcpix.com/64cb99280a187a04137e369b5309d817l-f3914415986r.jpg)

![20316 WATERS ROW Terrace - Photo 31](http://lh.rdcpix.com/64cb99280a187a04137e369b5309d817l-f3266835526r.jpg)

![20316 WATERS ROW Terrace - Photo 32](http://lh.rdcpix.com/64cb99280a187a04137e369b5309d817l-f1437982251r.jpg)

![20316 WATERS ROW Terrace - Photo 33](http://lh.rdcpix.com/64cb99280a187a04137e369b5309d817l-f1535702194r.jpg)

![20316 WATERS ROW Terrace - Photo 34](http://lh.rdcpix.com/64cb99280a187a04137e369b5309d817l-f775173479r.jpg)

![20316 WATERS ROW Terrace - Photo 35](http://lh.rdcpix.com/64cb99280a187a04137e369b5309d817l-f1421922060r.jpg)

![20316 WATERS ROW Terrace - Photo 36](http://lh.rdcpix.com/64cb99280a187a04137e369b5309d817l-f472188285r.jpg)

![20316 WATERS ROW Terrace - Photo 37](http://lh.rdcpix.com/64cb99280a187a04137e369b5309d817l-f1962739691r.jpg)

![20316 WATERS ROW Terrace - Photo 38](http://lh.rdcpix.com/64cb99280a187a04137e369b5309d817l-f1774738222r.jpg)

![20316 WATERS ROW Terrace - Photo 39](http://lh.rdcpix.com/64cb99280a187a04137e369b5309d817l-f92683388r.jpg)

![20316 WATERS ROW Terrace - Photo 40](http://lh.rdcpix.com/64cb99280a187a04137e369b5309d817l-f2572420355r.jpg)

![20316 WATERS ROW Terrace - Photo 41](http://lh.rdcpix.com/64cb99280a187a04137e369b5309d817l-f467155026r.jpg)

![20316 WATERS ROW Terrace - Photo 42](http://lh.rdcpix.com/64cb99280a187a04137e369b5309d817l-f4072075268r.jpg)

---

**MLS#:** MDMC2242044 | **Updated:** 2026-10-27
**Source:** listhub

*Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/20316-waters-row-terrace-germantown-md-20874-771ef21959ec4ec4a38e69da5765c29f)

---

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```