# 20480 Torre Del Lago St #34, Estero, FL 33928 > **TL;DR:** 3bd/2ba single family, $650,000 ($248/sqft), built 2007, 2,618 sqft. > Pool, Spa, Waterfront, View. Est. $3,715/mo. Listed 112 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $650,000 | | Price/sqft | $248 | | Bedrooms | 3 | | Bathrooms | 2 full | | Square Feet | 2,618 | | Year Built | 2007 | | Lot Size | 9,017 sqft (0.21 acres) | | Stories | 2 | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 112 | ## Why This Home Stands Out - **Pool** - Porch - **Waterfront** - Waterfront location listed - **Views** - Lake ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $3,287 | | Estimated Insurance | $190 | | HOA | $238 | | **Total** | **$3,715** | ## Nearby Schools - **Elementary:** CHOICE - **Middle:** CHOICE - **High:** CHOICE ## Key Amenities - Pool - Spa - Waterfront - View - A/C - 2-car garage ## Property Highlights - Built in 2007 - 0.21 acre lot - 2 stories - Private pool - Waterfront ## Description ### Agent Description The ease of one-story living with the flexibility of bonus space when you need it...this is the best of both worlds. Proudly offered by its original owners, this exceptional Bella Terra home was thoughtfully designed so that nearly everything you need for everyday living is located on the first floor. The spacious primary suite, main living areas, kitchen, and outdoor living space are all downstairs, allowing you to enjoy the convenience of one-story living while still having the added flexibility of an expansive second-floor bonus room. Whether you envision a private guest retreat, home office, media room, fitness studio, bright homeschool/playroom, or hobby space, the upstairs level adapts as your lifestyle changes without impacting how you live every day. Designed for comfort and peace of mind, the home features IMPACT RESISTANT WINDOWS AND DOOR throughout along with a whole-house GENERAC GENERATOR, providing security and confidence year-round and we are not located in a flood zone. Step outside to one of the largest screened lanais in Bella Terra, where stunning lake and preserve views create the perfect setting for morning coffee, outdoor dining, or relaxing with family and friends. This exceptional outdoor space is every bit as impressive as the home's interior. Bella Terra is one of Estero's most desirable gated communities, offering something many newer neighborhoods simply can't replicate: mature landscaping, towering trees, over 500 acres of lakes and preserves, and a true sense of community. Residents enjoy resort-style amenities including a clubhouse, resort-style pool and spa, fitness center, tennis, pickleball, basketball, volleyball, inline skating rink, playground, soccer and baseball fields, and miles of walking paths, all with HOA fees that remain remarkably competitive. Conveniently located near RSW International Airport, FGCU, Coconut Point, Miromar Outlets, Gulf beaches, and I-75, this home offers an exceptional combination of flexibility, security, and the established beauty that has made Bella Terra one of Estero's most sought-after communities. ## Location - **Address:** 20480 Torre Del Lago St #34, Estero, FL 33928 - **County:** Lee - **Neighborhood:** BELLA TERRA - **Coordinates:** 26.442396, -81.730554 - **Google Maps:** https://www.google.com/maps?q=26.442396,-81.730554 ## Virtual Tour & Media - **Video Tour:** https://tours.photosoflo.com/idx/328186 ## Listing Agent - **Name:** Lisa Ninchritz - **Brokerage:** Royal Shell Real Esate, Inc. - **Broker Phone:** (239) 689-7653 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/20480-Torre-Del-Lago-St_Estero_FL_33928_M94214-07912?f=listhub&s=BEARFL&m=226024946&c=propsimple) ## Photos ![20480 Torre Del Lago St #34 - Photo 1](http://lh.rdcpix.com/e9def48ba8a0818aa1ba912e3898cab8l-f2702435131r.jpg) ![20480 Torre Del Lago St #34 - Photo 2](http://lh.rdcpix.com/e9def48ba8a0818aa1ba912e3898cab8l-f437286138r.jpg) ![20480 Torre Del Lago St #34 - Photo 3](http://lh.rdcpix.com/e9def48ba8a0818aa1ba912e3898cab8l-f807472534r.jpg) ![20480 Torre Del Lago St #34 - Photo 4](http://lh.rdcpix.com/e9def48ba8a0818aa1ba912e3898cab8l-f2240801419r.jpg) ![20480 Torre Del Lago St #34 - Photo 5](http://lh.rdcpix.com/e9def48ba8a0818aa1ba912e3898cab8l-f482437308r.jpg) ![20480 Torre Del Lago St #34 - Photo 6](http://lh.rdcpix.com/e9def48ba8a0818aa1ba912e3898cab8l-f821856840r.jpg) ![20480 Torre Del Lago St #34 - Photo 7](http://lh.rdcpix.com/e9def48ba8a0818aa1ba912e3898cab8l-f3408324736r.jpg) ![20480 Torre Del Lago St #34 - Photo 8](http://lh.rdcpix.com/e9def48ba8a0818aa1ba912e3898cab8l-f2780235811r.jpg) ![20480 Torre Del Lago St #34 - Photo 9](http://lh.rdcpix.com/e9def48ba8a0818aa1ba912e3898cab8l-f2506714996r.jpg) ![20480 Torre Del Lago St #34 - Photo 10](http://lh.rdcpix.com/e9def48ba8a0818aa1ba912e3898cab8l-f4184561369r.jpg) ![20480 Torre Del Lago St #34 - Photo 11](http://lh.rdcpix.com/e9def48ba8a0818aa1ba912e3898cab8l-f2445605168r.jpg) ![20480 Torre Del Lago St #34 - Photo 12](http://lh.rdcpix.com/e9def48ba8a0818aa1ba912e3898cab8l-f2100417054r.jpg) ![20480 Torre Del Lago St #34 - Photo 13](http://lh.rdcpix.com/e9def48ba8a0818aa1ba912e3898cab8l-f3892984562r.jpg) ![20480 Torre Del Lago St #34 - Photo 14](http://lh.rdcpix.com/e9def48ba8a0818aa1ba912e3898cab8l-f2838405770r.jpg) ![20480 Torre Del Lago St #34 - Photo 15](http://lh.rdcpix.com/e9def48ba8a0818aa1ba912e3898cab8l-f2200545007r.jpg) ![20480 Torre Del Lago St #34 - Photo 16](http://lh.rdcpix.com/e9def48ba8a0818aa1ba912e3898cab8l-f806567179r.jpg) ![20480 Torre Del Lago St #34 - Photo 17](http://lh.rdcpix.com/e9def48ba8a0818aa1ba912e3898cab8l-f2311416928r.jpg) ![20480 Torre Del Lago St #34 - Photo 18](http://lh.rdcpix.com/e9def48ba8a0818aa1ba912e3898cab8l-f3383475981r.jpg) ![20480 Torre Del Lago St #34 - Photo 19](http://lh.rdcpix.com/e9def48ba8a0818aa1ba912e3898cab8l-f1128561968r.jpg) ![20480 Torre Del Lago St #34 - Photo 20](http://lh.rdcpix.com/e9def48ba8a0818aa1ba912e3898cab8l-f4267505340r.jpg) ![20480 Torre Del Lago St #34 - Photo 21](http://lh.rdcpix.com/e9def48ba8a0818aa1ba912e3898cab8l-f2506273636r.jpg) ![20480 Torre Del Lago St #34 - Photo 22](http://lh.rdcpix.com/e9def48ba8a0818aa1ba912e3898cab8l-f808166373r.jpg) ![20480 Torre Del Lago St #34 - Photo 23](http://lh.rdcpix.com/e9def48ba8a0818aa1ba912e3898cab8l-f1608372007r.jpg) ![20480 Torre Del Lago St #34 - Photo 24](http://lh.rdcpix.com/e9def48ba8a0818aa1ba912e3898cab8l-f1757967640r.jpg) ![20480 Torre Del Lago St #34 - Photo 25](http://lh.rdcpix.com/e9def48ba8a0818aa1ba912e3898cab8l-f391814672r.jpg) ![20480 Torre Del Lago St #34 - Photo 26](http://lh.rdcpix.com/e9def48ba8a0818aa1ba912e3898cab8l-f127116069r.jpg) ![20480 Torre Del Lago St #34 - Photo 27](http://lh.rdcpix.com/e9def48ba8a0818aa1ba912e3898cab8l-f3919237542r.jpg) ![20480 Torre Del Lago St #34 - Photo 28](http://lh.rdcpix.com/e9def48ba8a0818aa1ba912e3898cab8l-f438132460r.jpg) ![20480 Torre Del Lago St #34 - Photo 29](http://lh.rdcpix.com/e9def48ba8a0818aa1ba912e3898cab8l-f878335991r.jpg) ![20480 Torre Del Lago St #34 - Photo 30](http://lh.rdcpix.com/e9def48ba8a0818aa1ba912e3898cab8l-f3145957722r.jpg) ![20480 Torre Del Lago St #34 - Photo 31](http://lh.rdcpix.com/e9def48ba8a0818aa1ba912e3898cab8l-f479386859r.jpg) ![20480 Torre Del Lago St #34 - Photo 32](http://lh.rdcpix.com/e9def48ba8a0818aa1ba912e3898cab8l-f2607793954r.jpg) ![20480 Torre Del Lago St #34 - Photo 33](http://lh.rdcpix.com/e9def48ba8a0818aa1ba912e3898cab8l-f1481450246r.jpg) ![20480 Torre Del Lago St #34 - Photo 34](http://lh.rdcpix.com/e9def48ba8a0818aa1ba912e3898cab8l-f326028240r.jpg) ![20480 Torre Del Lago St #34 - Photo 35](http://lh.rdcpix.com/e9def48ba8a0818aa1ba912e3898cab8l-f4277344798r.jpg) ![20480 Torre Del Lago St #34 - Photo 36](http://lh.rdcpix.com/e9def48ba8a0818aa1ba912e3898cab8l-f1181311640r.jpg) ![20480 Torre Del Lago St #34 - Photo 37](http://lh.rdcpix.com/e9def48ba8a0818aa1ba912e3898cab8l-f2303241375r.jpg) ![20480 Torre Del Lago St #34 - Photo 38](http://lh.rdcpix.com/e9def48ba8a0818aa1ba912e3898cab8l-f3570478377r.jpg) ![20480 Torre Del Lago St #34 - Photo 39](http://lh.rdcpix.com/e9def48ba8a0818aa1ba912e3898cab8l-f872436945r.jpg) ![20480 Torre Del Lago St #34 - Photo 40](http://lh.rdcpix.com/e9def48ba8a0818aa1ba912e3898cab8l-f1445463332r.jpg) ![20480 Torre Del Lago St #34 - Photo 41](http://lh.rdcpix.com/e9def48ba8a0818aa1ba912e3898cab8l-f1094558396r.jpg) ![20480 Torre Del Lago St #34 - Photo 42](http://lh.rdcpix.com/e9def48ba8a0818aa1ba912e3898cab8l-f4019481210r.jpg) ![20480 Torre Del Lago St #34 - Photo 43](http://lh.rdcpix.com/e9def48ba8a0818aa1ba912e3898cab8l-f1780414056r.jpg) ![20480 Torre Del Lago St #34 - Photo 44](http://lh.rdcpix.com/e9def48ba8a0818aa1ba912e3898cab8l-f1519559280r.jpg) ![20480 Torre Del Lago St #34 - Photo 45](http://lh.rdcpix.com/e9def48ba8a0818aa1ba912e3898cab8l-f4182303089r.jpg) ![20480 Torre Del Lago St #34 - Photo 46](http://lh.rdcpix.com/e9def48ba8a0818aa1ba912e3898cab8l-f1077890992r.jpg) ![20480 Torre Del Lago St #34 - Photo 47](http://lh.rdcpix.com/e9def48ba8a0818aa1ba912e3898cab8l-f3456118982r.jpg) ![20480 Torre Del Lago St #34 - Photo 48](http://lh.rdcpix.com/e9def48ba8a0818aa1ba912e3898cab8l-f4027480989r.jpg) ![20480 Torre Del Lago St #34 - Photo 49](http://lh.rdcpix.com/e9def48ba8a0818aa1ba912e3898cab8l-f1583375547r.jpg) ![20480 Torre Del Lago St #34 - Photo 50](http://lh.rdcpix.com/e9def48ba8a0818aa1ba912e3898cab8l-f2598821509r.jpg) --- **MLS#:** 226024946 | **Updated:** 2026-10-26 **Source:** listhub *Copyright © 2026 Coconut Coast Organization of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/20480-torre-del-lago-st-estero-fl-33928-5d547dd854f94ee9aa80e8a52f023ef9) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/20480-torre-del-lago-st-estero-fl-33928-5d547dd854f94ee9aa80e8a52f023ef9#listing", "url": "https://staging.propertysimple.ai/listing/20480-torre-del-lago-st-estero-fl-33928-5d547dd854f94ee9aa80e8a52f023ef9", "name": "20480 Torre Del Lago St #34, Estero, FL 33928", "description": "The ease of one-story living with the flexibility of bonus space when you need it...this is the best of both worlds. Proudly offered by its original owners, this exceptional Bella Terra home was thoughtfully designed so that nearly everything you need for everyday living is located on the first floor. The spacious primary suite, main living areas, kitchen, and outdoor living space are all downstairs, allowing you to enjoy the convenience of one-story living while still having the added flexibility of an expansive second-floor bonus room. Whether you envision a private guest retreat, home office, media room, fitness studio, bright homeschool/playroom, or hobby space, the upstairs level adapts as your lifestyle changes without impacting how you live every day. Designed for comfort and peace of mind, the home features IMPACT RESISTANT WINDOWS AND DOOR throughout along with a whole-house GENERAC GENERATOR, providing security and confidence year-round and we are not located in a flood zone. Step outside to one of the largest screened lanais in Bella Terra, where stunning lake and preserve views create the perfect setting for morning coffee, outdoor dining, or relaxing with family and friends. This exceptional outdoor space is every bit as impressive as the home's interior. Bella Terra is one of Estero's most desirable gated communities, offering something many newer neighborhoods simply can't replicate: mature landscaping, towering trees, over 500 acres of lakes and preserves, and a true sense of community. Residents enjoy resort-style amenities including a clubhouse, resort-style pool and spa, fitness center, tennis, pickleball, basketball, volleyball, inline skating rink, playground, soccer and baseball fields, and miles of walking paths, all with HOA fees that remain remarkably competitive. Conveniently located near RSW International Airport, FGCU, Coconut Point, Miromar Outlets, Gulf beaches, and I-75, this home offers an exceptional combination of flexibility, security, and the established beauty that has made Bella Terra one of Estero's most sought-after communities.", "image": [ "http://lh.rdcpix.com/e9def48ba8a0818aa1ba912e3898cab8l-f2702435131r.jpg", "http://lh.rdcpix.com/e9def48ba8a0818aa1ba912e3898cab8l-f437286138r.jpg", "http://lh.rdcpix.com/e9def48ba8a0818aa1ba912e3898cab8l-f807472534r.jpg", "http://lh.rdcpix.com/e9def48ba8a0818aa1ba912e3898cab8l-f2240801419r.jpg", "http://lh.rdcpix.com/e9def48ba8a0818aa1ba912e3898cab8l-f482437308r.jpg", "http://lh.rdcpix.com/e9def48ba8a0818aa1ba912e3898cab8l-f821856840r.jpg", "http://lh.rdcpix.com/e9def48ba8a0818aa1ba912e3898cab8l-f3408324736r.jpg", "http://lh.rdcpix.com/e9def48ba8a0818aa1ba912e3898cab8l-f2780235811r.jpg", "http://lh.rdcpix.com/e9def48ba8a0818aa1ba912e3898cab8l-f2506714996r.jpg", 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