# 205 Harmon Avenue, Panama City, FL 32401 > **TL;DR:** 3bd/2ba single family, $375,000 ($203/sqft), built 2014, 1,848 sqft. > A/C, 2-car garage. Est. $2,005/mo. Listed 89 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $375,000 | | Price/sqft | $203 | | Bedrooms | 3 | | Bathrooms | 2 full | | Square Feet | 1,848 | | Year Built | 2014 | | Lot Size | 6,534 sqft (0.15 acres) | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 89 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,896 | | Estimated Insurance | $109 | | **Total** | **$2,005** | ## Nearby Schools - **Elementary:** Cherry Street - **Middle:** Jinks - **High:** Bay ## Key Amenities - A/C - 2-car garage ## Property Highlights - Built in 2014 - 0.15 acre lot ## Description ### Agent Description MODERN HOUSE IN THE COVE...Located in Panama City's Historic Cove, this modern 3-bedroom, 2-bathroom Coastal Craftsman at 205 Harmon Avenue offers the ultimate blend of historic charm and modern comfort, completely free of HOA restrictions or fees. Positioned just one block from the Beach Drive corridor and St. Andrews Bay, daily life includes easy walks along the water and breathtaking evening sunsets. Built in 2014, the home features 1,848 square feet of easy-living space paired with a durable metal roof. High ceilings and crisp architectural details frame light-filled living areas, where sleek tile flooring flows seamlessly through the central living room, kitchen, formal dining space, and formal sitting room. The primary suite provides a peaceful private retreat, while two additional bedrooms offer flexible space for guests, family, or a home office. Outdoor living is effortless with classic covered front and rear porches that overlook a private, privacy-fenced backyard complete with a detached two-car garage. The Historic Cove neighborhood is widely celebrated as one of Panama City's most cherished waterside communities, renowned for its oak-canopied streets and tight-knit social fabric. Residents enjoy an active coastal lifestyle marked by neighborhood traditions like seasonal golf cart parades, block gatherings, and community events. Less than a mile from downtown, you are walking distance from local coffee shops, boutiques, weekly farmers markets, and lively city parades, all while being under 30 minutes from the World's Most Beautiful Beaches. 205 Harmon Avenue captures timeless Coastal Craftsman character with the low-maintenance peace of mind of modern construction. ## Location - **Address:** 205 Harmon Avenue, Panama City, FL 32401 - **County:** Bay - **Neighborhood:** Harmon Plat - **Coordinates:** 30.148087, -85.657455 - **Google Maps:** https://www.google.com/maps?q=30.148087,-85.657455 ## Listing Agent - **Name:** Johnathan L Ramsey - **Brokerage:** Dalton Wade - **Broker Phone:** (727) 888-4175 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/205-Harmon-Ave_Panama-City_FL_32401_M55324-40752?f=listhub&s=BCARFL&m=793581&c=propsimple) ## Photos ![205 Harmon Avenue - Photo 1](http://lh.rdcpix.com/2212d54fd64d93d54c3e3642672d4d6fl-f3552789587r.jpg) ![205 Harmon Avenue - Photo 2](http://lh.rdcpix.com/2212d54fd64d93d54c3e3642672d4d6fl-f2442219511r.jpg) ![205 Harmon Avenue - Photo 3](http://lh.rdcpix.com/2212d54fd64d93d54c3e3642672d4d6fl-f152964931r.jpg) ![205 Harmon Avenue - Photo 4](http://lh.rdcpix.com/2212d54fd64d93d54c3e3642672d4d6fl-f665412804r.jpg) ![205 Harmon Avenue - Photo 5](http://lh.rdcpix.com/2212d54fd64d93d54c3e3642672d4d6fl-f1177346178r.jpg) ![205 Harmon Avenue - Photo 6](http://lh.rdcpix.com/2212d54fd64d93d54c3e3642672d4d6fl-f2493166731r.jpg) ![205 Harmon Avenue - Photo 7](http://lh.rdcpix.com/2212d54fd64d93d54c3e3642672d4d6fl-f1302365495r.jpg) ![205 Harmon Avenue - Photo 8](http://lh.rdcpix.com/2212d54fd64d93d54c3e3642672d4d6fl-f3515667531r.jpg) ![205 Harmon Avenue - Photo 9](http://lh.rdcpix.com/2212d54fd64d93d54c3e3642672d4d6fl-f923309401r.jpg) ![205 Harmon Avenue - Photo 10](http://lh.rdcpix.com/2212d54fd64d93d54c3e3642672d4d6fl-f2839357970r.jpg) ![205 Harmon Avenue - Photo 11](http://lh.rdcpix.com/2212d54fd64d93d54c3e3642672d4d6fl-f425472986r.jpg) ![205 Harmon Avenue - 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Photo 22](http://lh.rdcpix.com/2212d54fd64d93d54c3e3642672d4d6fl-f723855989r.jpg) ![205 Harmon Avenue - Photo 23](http://lh.rdcpix.com/2212d54fd64d93d54c3e3642672d4d6fl-f2996424433r.jpg) ![205 Harmon Avenue - Photo 24](http://lh.rdcpix.com/2212d54fd64d93d54c3e3642672d4d6fl-f93206284r.jpg) ![205 Harmon Avenue - Photo 25](http://lh.rdcpix.com/2212d54fd64d93d54c3e3642672d4d6fl-f2997235267r.jpg) ![205 Harmon Avenue - Photo 26](http://lh.rdcpix.com/2212d54fd64d93d54c3e3642672d4d6fl-f1201154273r.jpg) ![205 Harmon Avenue - Photo 27](http://lh.rdcpix.com/2212d54fd64d93d54c3e3642672d4d6fl-f2855600677r.jpg) ![205 Harmon Avenue - Photo 28](http://lh.rdcpix.com/2212d54fd64d93d54c3e3642672d4d6fl-f2942044768r.jpg) ![205 Harmon Avenue - Photo 29](http://lh.rdcpix.com/2212d54fd64d93d54c3e3642672d4d6fl-f2641425941r.jpg) ![205 Harmon Avenue - Photo 30](http://lh.rdcpix.com/2212d54fd64d93d54c3e3642672d4d6fl-f266974898r.jpg) ![205 Harmon Avenue - Photo 31](http://lh.rdcpix.com/2212d54fd64d93d54c3e3642672d4d6fl-f1108569025r.jpg) ![205 Harmon Avenue - Photo 32](http://lh.rdcpix.com/2212d54fd64d93d54c3e3642672d4d6fl-f2875468505r.jpg) ![205 Harmon Avenue - Photo 33](http://lh.rdcpix.com/2212d54fd64d93d54c3e3642672d4d6fl-f3592308552r.jpg) ![205 Harmon Avenue - Photo 34](http://lh.rdcpix.com/2212d54fd64d93d54c3e3642672d4d6fl-f1632259136r.jpg) ![205 Harmon Avenue - Photo 35](http://lh.rdcpix.com/2212d54fd64d93d54c3e3642672d4d6fl-f2571162012r.jpg) ![205 Harmon Avenue - Photo 36](http://lh.rdcpix.com/2212d54fd64d93d54c3e3642672d4d6fl-f1768550544r.jpg) ![205 Harmon Avenue - Photo 37](http://lh.rdcpix.com/2212d54fd64d93d54c3e3642672d4d6fl-f3828419012r.jpg) ![205 Harmon Avenue - Photo 38](http://lh.rdcpix.com/2212d54fd64d93d54c3e3642672d4d6fl-f1627071313r.jpg) ![205 Harmon Avenue - Photo 39](http://lh.rdcpix.com/2212d54fd64d93d54c3e3642672d4d6fl-f4119304912r.jpg) ![205 Harmon Avenue - Photo 40](http://lh.rdcpix.com/2212d54fd64d93d54c3e3642672d4d6fl-f731522869r.jpg) ![205 Harmon Avenue - Photo 41](http://lh.rdcpix.com/2212d54fd64d93d54c3e3642672d4d6fl-f1113035024r.jpg) ![205 Harmon Avenue - Photo 42](http://lh.rdcpix.com/2212d54fd64d93d54c3e3642672d4d6fl-f1034189902r.jpg) ![205 Harmon Avenue - Photo 43](http://lh.rdcpix.com/2212d54fd64d93d54c3e3642672d4d6fl-f4012293873r.jpg) ![205 Harmon Avenue - Photo 44](http://lh.rdcpix.com/2212d54fd64d93d54c3e3642672d4d6fl-f2902950243r.jpg) ![205 Harmon Avenue - Photo 45](http://lh.rdcpix.com/2212d54fd64d93d54c3e3642672d4d6fl-f4022884150r.jpg) ![205 Harmon Avenue - Photo 46](http://lh.rdcpix.com/2212d54fd64d93d54c3e3642672d4d6fl-f1859719480r.jpg) ![205 Harmon Avenue - Photo 47](http://lh.rdcpix.com/2212d54fd64d93d54c3e3642672d4d6fl-f2835973517r.jpg) ![205 Harmon Avenue - Photo 48](http://lh.rdcpix.com/2212d54fd64d93d54c3e3642672d4d6fl-f2889603592r.jpg) ![205 Harmon Avenue - Photo 49](http://lh.rdcpix.com/2212d54fd64d93d54c3e3642672d4d6fl-f2817320063r.jpg) --- **MLS#:** 793581 | **Updated:** 2026-10-20 **Source:** listhub *Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/205-harmon-avenue-panama-city-fl-32401-074f86f721ba485bba56e6560825fee9) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/205-harmon-avenue-panama-city-fl-32401-074f86f721ba485bba56e6560825fee9#listing", "url": "https://staging.propertysimple.ai/listing/205-harmon-avenue-panama-city-fl-32401-074f86f721ba485bba56e6560825fee9", "name": "205 Harmon Avenue, Panama City, FL 32401", "description": "MODERN HOUSE IN THE COVE...Located in Panama City's Historic Cove, this modern 3-bedroom, 2-bathroom Coastal Craftsman at 205 Harmon Avenue offers the ultimate blend of historic charm and modern comfort, completely free of HOA restrictions or fees. Positioned just one block from the Beach Drive corridor and St. Andrews Bay, daily life includes easy walks along the water and breathtaking evening sunsets. Built in 2014, the home features 1,848 square feet of easy-living space paired with a durable metal roof. High ceilings and crisp architectural details frame light-filled living areas, where sleek tile flooring flows seamlessly through the central living room, kitchen, formal dining space, and formal sitting room. The primary suite provides a peaceful private retreat, while two additional bedrooms offer flexible space for guests, family, or a home office. Outdoor living is effortless with classic covered front and rear porches that overlook a private, privacy-fenced backyard complete with a detached two-car garage. The Historic Cove neighborhood is widely celebrated as one of Panama City's most cherished waterside communities, renowned for its oak-canopied streets and tight-knit social fabric. 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