# 2054 Summerset Bay Dr, Cross Hill, SC 29332

> **TL;DR:** 5bd/4ba single family, $1,300,000 ($353/sqft), built 2021, 3,687 sqft.
> Fireplace, A/C. Est. $7,168/mo. Listed 12 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $1,300,000 |
| Price/sqft | $353 |
| Bedrooms | 5 |
| Bathrooms | 4 full |
| Square Feet | 3,687 |
| Year Built | 2021 |
| Lot Size | 47,916 sqft (1.10 acres) |
| Property Type | Single Family (Other) |
| Status | Active |
| Days on Market | 12 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $6,574 |
| Estimated Insurance | $379 |
| HOA | $215 |
| **Total** | **$7,168** |

## Key Amenities

- Fireplace
- A/C

## Property Highlights

- Built in 2021
- 1.10 acre lot
- Fireplace

## Description

### Agent Description
2054 Summerset Bay Drive | Cross Hill, SC Custom Lakefront Living on Year-Round Deep Water Discover a home where thoughtful design, beautiful open-water views, and the pleasures of lake living come together. Custom built and completed in 2021, this meticulously maintained Lake Greenwood residence sits on approximately 1.1 partly wooded acres with 100 feet of waterfront. Year-round deep water and a private dock with an electric boat lift make getting out on the lake a natural part of everyday life. Offering approximately 3,687 square feet, five bedrooms, and four full bathrooms, the home provides generous space for quiet evenings, visiting guests, and memorable gatherings. The open floor plan welcomes lake views into the living spaces, while custom ceiling treatments and carefully considered details create an atmosphere of understated luxury. A coffered ceiling and natural gas fireplace anchor the great room, offering a warm, inviting setting throughout the seasons. The custom kitchen is designed for both everyday enjoyment and effortless entertaining, featuring an impressive 11-foot island with a granite top. Nearby, a wet bar with a KitchenAid ice maker, custom wine rack, and upper and lower cabinetry keeps refreshments close at hand. Whether preparing dinner after a day on the water or welcoming friends for an evening together, these connected spaces make hosting feel easy. The primary suite offers a peaceful retreat with wonderful lake views and private deck access. Begin the morning with coffee outdoors as the lake comes to life, or unwind with a glass of wine as evening colors settle across the water. Inside, a tray ceiling, walk-in closet, oversized custom tiled shower, and spacious double vanity with a granite top complete the suite. All five bedrooms have ceiling fans, four offer walk-in closets, and the upper level includes a full bathroom and walk-in closet for added flexibility. Outdoor living is an essential part of this home's appeal. The rear porch features two skylights and ceiling fans, while a separate screened porch with a natural gas fireplace creates an inviting place to linger on cooler evenings. Trex decking on the porch and dock adds durability and ease of maintenance. Along the shoreline, a custom seawall and concrete-and-rock sitting area with steps to the water provide another beautiful setting to relax and enjoy the view. From the soft light of sunrise to the changing colors of sunset, there is always a reason to pause and appreciate life at the lake. Launch the boat for an afternoon cruise, explore Lake Greenwood's coves, or spend time connecting with friends and neighbors on the water. Here, the lake offers both a sense of community and the freedom to enjoy your own peaceful waterfront retreat. Practical features are equally well considered. The three-plus-car garage includes a storage room, custom built-in cabinetry, and an epoxy floor coating. A separate 14-by-20-foot utility outbuilding with electricity provides approximately 280 square feet for hobbies, equipment, or additional storage. An accessible crawlspace with stand-up clearance offers over 3,000 square feet beneath the home, complemented by extensive attic storage. Additional features include whole-house water filtration, a tankless water heater, an electric/gas heat-pump heating system, two AC units, and an annually maintained Generac whole-house generator reported to be four years old. Starlink internet service is currently used, with equipment purchased by the owner. The home's placement away from the 440 line was thoughtfully planned with potential future pool installation in mind, subject to applicable approvals. With an annual HOA fee of just $215, reported 2026 property taxes of $3,773, and a location reported outside the flood zone, this exceptional property combines custom comfort with the enduring appeal of waterfront living. Come experience a home designed to make every day on Lake Greenwood feel special.

## Location

- **Address:** 2054 Summerset Bay Dr, Cross Hill, SC 29332
- **County:** Newberry
- **Neighborhood:** WATERSEDGE
- **Coordinates:** 34.196571, -81.918023
- **Google Maps:** https://www.google.com/maps?q=34.196571,-81.918023

## Virtual Tour & Media

- **Video Tour:** my.matterport.com/show/?m=fd4FmLUaP3d

## Listing Agent

- **Name:** Candace Adams
- **Brokerage:** Greenwood Realty, Inc
- **Broker Phone:** (864) 388-0202
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/2054-Summerset-Bay-Dr_Cross-Hill_SC_29332_M95461-51696?f=listhub&s=GRWDSC&m=140731&c=propsimple)

## Photos

![2054 Summerset Bay Dr - Photo 1](http://lh.rdcpix.com/dec3d5d7a383e734459dc48bf8bc8296l-f2630947362r.jpg)

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---

**MLS#:** 140731 | **Updated:** 2026-10-24
**Source:** listhub

*Copyright © 2026 Greenwood Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/2054-summerset-bay-dr-cross-hill-sc-29332-ab07b72720434b98a1764f8ddd4bab3d)

---

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  "name": "2054 Summerset Bay Dr, Cross Hill, SC 29332",
  "description": "2054 Summerset Bay Drive | Cross Hill, SC Custom Lakefront Living on Year-Round Deep Water Discover a home where thoughtful design, beautiful open-water views, and the pleasures of lake living come together. Custom built and completed in 2021, this meticulously maintained Lake Greenwood residence sits on approximately 1.1 partly wooded acres with 100 feet of waterfront. Year-round deep water and a private dock with an electric boat lift make getting out on the lake a natural part of everyday life. Offering approximately 3,687 square feet, five bedrooms, and four full bathrooms, the home provides generous space for quiet evenings, visiting guests, and memorable gatherings. The open floor plan welcomes lake views into the living spaces, while custom ceiling treatments and carefully considered details create an atmosphere of understated luxury. A coffered ceiling and natural gas fireplace anchor the great room, offering a warm, inviting setting throughout the seasons. The custom kitchen is designed for both everyday enjoyment and effortless entertaining, featuring an impressive 11-foot island with a granite top. Nearby, a wet bar with a KitchenAid ice maker, custom wine rack, and upper and lower cabinetry keeps refreshments close at hand. Whether preparing dinner after a day on the water or welcoming friends for an evening together, these connected spaces make hosting feel easy. The primary suite offers a peaceful retreat with wonderful lake views and private deck access. Begin the morning with coffee outdoors as the lake comes to life, or unwind with a glass of wine as evening colors settle across the water. Inside, a tray ceiling, walk-in closet, oversized custom tiled shower, and spacious double vanity with a granite top complete the suite. All five bedrooms have ceiling fans, four offer walk-in closets, and the upper level includes a full bathroom and walk-in closet for added flexibility. Outdoor living is an essential part of this home's appeal. The rear porch features two skylights and ceiling fans, while a separate screened porch with a natural gas fireplace creates an inviting place to linger on cooler evenings. Trex decking on the porch and dock adds durability and ease of maintenance. Along the shoreline, a custom seawall and concrete-and-rock sitting area with steps to the water provide another beautiful setting to relax and enjoy the view. From the soft light of sunrise to the changing colors of sunset, there is always a reason to pause and appreciate life at the lake. Launch the boat for an afternoon cruise, explore Lake Greenwood's coves, or spend time connecting with friends and neighbors on the water. Here, the lake offers both a sense of community and the freedom to enjoy your own peaceful waterfront retreat. Practical features are equally well considered. The three-plus-car garage includes a storage room, custom built-in cabinetry, and an epoxy floor coating. A separate 14-by-20-foot utility outbuilding with electricity provides approximately 280 square feet for hobbies, equipment, or additional storage. An accessible crawlspace with stand-up clearance offers over 3,000 square feet beneath the home, complemented by extensive attic storage. Additional features include whole-house water filtration, a tankless water heater, an electric/gas heat-pump heating system, two AC units, and an annually maintained Generac whole-house generator reported to be four years old. Starlink internet service is currently used, with equipment purchased by the owner. The home's placement away from the 440 line was thoughtfully planned with potential future pool installation in mind, subject to applicable approvals. With an annual HOA fee of just $215, reported 2026 property taxes of $3,773, and a location reported outside the flood zone, this exceptional property combines custom comfort with the enduring appeal of waterfront living. Come experience a home designed to make every day on Lake Greenwood feel special.",
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