# 20550 Charles Street, Alva, FL 33920

> **TL;DR:** 4bd/2ba single family, $355,000 ($194/sqft), built 2023, 1,828 sqft.
> A/C, 2-car garage. Est. $1,899/mo. Listed 17 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $355,000 |
| Price/sqft | $194 |
| Bedrooms | 4 |
| Bathrooms | 2 full |
| Square Feet | 1,828 |
| Year Built | 2023 |
| Lot Size | 17,642 sqft (0.41 acres) |
| Stories | 1 |
| Garage | 2-car |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 17 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,795 |
| Estimated Insurance | $104 |
| **Total** | **$1,899** |

## Nearby Schools

- **Elementary:** SCHOOL CHOICE
- **Middle:** SCHOOL CHOICE
- **High:** SCHOOL CHOICE

## Key Amenities

- A/C
- 2-car garage

## Property Highlights

- Built in 2023
- 0.41 acre lot

## Description

### Agent Description
Welcome to this beautiful 2023 D.R. Horton home in River Oaks! Featuring 4 bedrooms, 2 bathrooms, and an oversized lot, this property offers the perfect combination of modern living and freedom to make it your own. There is plenty of room to add a fence, build your dream pool, or park your boat and other recreational toys. Located outside the designated flood zone, this newer home offers added peace of mind. Enjoy the space, flexibility, and possibilities this property has to offer!

## Location

- **Address:** 20550 Charles Street, Alva, FL 33920
- **County:** Lee
- **Neighborhood:** RIVER OAKS
- **Coordinates:** 26.709545, -81.622943
- **Google Maps:** https://www.google.com/maps?q=26.709545,-81.622943

## Virtual Tour & Media

- **Video Tour:** https://www.propertypanorama.com/instaview/fgcmls/2026042989

## Listing Agent

- **Name:** Melissa Turner · **License:** 258024868
- **Brokerage:** Treeline Realty Corp.
- **Broker Phone:** (239) 303-9108
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/20550-Charles-St_Alva_FL_33920_M66718-31627?f=listhub&s=FMSWFL&m=2026042989&c=propsimple)

## Photos

![20550 Charles Street - Photo 1](http://lh.rdcpix.com/ac54a2a37789e554a5fb57b29f87db0bl-f2382584505r.jpg)

![20550 Charles Street - Photo 2](http://lh.rdcpix.com/ac54a2a37789e554a5fb57b29f87db0bl-f783812119r.jpg)

![20550 Charles Street - Photo 3](http://lh.rdcpix.com/ac54a2a37789e554a5fb57b29f87db0bl-f2074742225r.jpg)

![20550 Charles Street - Photo 4](http://lh.rdcpix.com/ac54a2a37789e554a5fb57b29f87db0bl-f3178054267r.jpg)

![20550 Charles Street - Photo 5](http://lh.rdcpix.com/ac54a2a37789e554a5fb57b29f87db0bl-f2748725672r.jpg)

![20550 Charles Street - Photo 6](http://lh.rdcpix.com/ac54a2a37789e554a5fb57b29f87db0bl-f163918573r.jpg)

![20550 Charles Street - Photo 7](http://lh.rdcpix.com/ac54a2a37789e554a5fb57b29f87db0bl-f3558733492r.jpg)

![20550 Charles Street - Photo 8](http://lh.rdcpix.com/ac54a2a37789e554a5fb57b29f87db0bl-f638946176r.jpg)

![20550 Charles Street - Photo 9](http://lh.rdcpix.com/ac54a2a37789e554a5fb57b29f87db0bl-f3126547813r.jpg)

![20550 Charles Street - Photo 10](http://lh.rdcpix.com/ac54a2a37789e554a5fb57b29f87db0bl-f2034492017r.jpg)

![20550 Charles Street - Photo 11](http://lh.rdcpix.com/ac54a2a37789e554a5fb57b29f87db0bl-f3571893923r.jpg)

![20550 Charles Street - Photo 12](http://lh.rdcpix.com/ac54a2a37789e554a5fb57b29f87db0bl-f1038326464r.jpg)

![20550 Charles Street - Photo 13](http://lh.rdcpix.com/ac54a2a37789e554a5fb57b29f87db0bl-f2268782436r.jpg)

![20550 Charles Street - Photo 14](http://lh.rdcpix.com/ac54a2a37789e554a5fb57b29f87db0bl-f2610870433r.jpg)

![20550 Charles Street - Photo 15](http://lh.rdcpix.com/ac54a2a37789e554a5fb57b29f87db0bl-f1088707281r.jpg)

![20550 Charles Street - Photo 16](http://lh.rdcpix.com/ac54a2a37789e554a5fb57b29f87db0bl-f2740613898r.jpg)

![20550 Charles Street - Photo 17](http://lh.rdcpix.com/ac54a2a37789e554a5fb57b29f87db0bl-f1691109328r.jpg)

![20550 Charles Street - Photo 18](http://lh.rdcpix.com/ac54a2a37789e554a5fb57b29f87db0bl-f3195087296r.jpg)

![20550 Charles Street - Photo 19](http://lh.rdcpix.com/ac54a2a37789e554a5fb57b29f87db0bl-f2812051051r.jpg)

![20550 Charles Street - Photo 20](http://lh.rdcpix.com/ac54a2a37789e554a5fb57b29f87db0bl-f271317753r.jpg)

![20550 Charles Street - Photo 21](http://lh.rdcpix.com/ac54a2a37789e554a5fb57b29f87db0bl-f3386817784r.jpg)

![20550 Charles Street - Photo 22](http://lh.rdcpix.com/ac54a2a37789e554a5fb57b29f87db0bl-f4187824693r.jpg)

![20550 Charles Street - Photo 23](http://lh.rdcpix.com/ac54a2a37789e554a5fb57b29f87db0bl-f4091025501r.jpg)

![20550 Charles Street - Photo 24](http://lh.rdcpix.com/ac54a2a37789e554a5fb57b29f87db0bl-f2338601477r.jpg)

![20550 Charles Street - Photo 25](http://lh.rdcpix.com/ac54a2a37789e554a5fb57b29f87db0bl-f1115224352r.jpg)

![20550 Charles Street - Photo 26](http://lh.rdcpix.com/ac54a2a37789e554a5fb57b29f87db0bl-f898509702r.jpg)

![20550 Charles Street - Photo 27](http://lh.rdcpix.com/ac54a2a37789e554a5fb57b29f87db0bl-f3858976978r.jpg)

![20550 Charles Street - Photo 28](http://lh.rdcpix.com/ac54a2a37789e554a5fb57b29f87db0bl-f1200855035r.jpg)

![20550 Charles Street - Photo 29](http://lh.rdcpix.com/ac54a2a37789e554a5fb57b29f87db0bl-f3004850085r.jpg)

![20550 Charles Street - Photo 30](http://lh.rdcpix.com/ac54a2a37789e554a5fb57b29f87db0bl-f1295479356r.jpg)

![20550 Charles Street - Photo 31](http://lh.rdcpix.com/ac54a2a37789e554a5fb57b29f87db0bl-f4012380448r.jpg)

![20550 Charles Street - Photo 32](http://lh.rdcpix.com/ac54a2a37789e554a5fb57b29f87db0bl-f2624200952r.jpg)

![20550 Charles Street - Photo 33](http://lh.rdcpix.com/ac54a2a37789e554a5fb57b29f87db0bl-f2934853693r.jpg)

![20550 Charles Street - Photo 34](http://lh.rdcpix.com/ac54a2a37789e554a5fb57b29f87db0bl-f2558008813r.jpg)

![20550 Charles Street - Photo 35](http://lh.rdcpix.com/ac54a2a37789e554a5fb57b29f87db0bl-f3559097985r.jpg)

![20550 Charles Street - Photo 36](http://lh.rdcpix.com/ac54a2a37789e554a5fb57b29f87db0bl-f30167684r.jpg)

![20550 Charles Street - Photo 37](http://lh.rdcpix.com/ac54a2a37789e554a5fb57b29f87db0bl-f3019366662r.jpg)

![20550 Charles Street - Photo 38](http://lh.rdcpix.com/ac54a2a37789e554a5fb57b29f87db0bl-f257555166r.jpg)

![20550 Charles Street - Photo 39](http://lh.rdcpix.com/ac54a2a37789e554a5fb57b29f87db0bl-f57371804r.jpg)

![20550 Charles Street - Photo 40](http://lh.rdcpix.com/ac54a2a37789e554a5fb57b29f87db0bl-f1296106649r.jpg)

![20550 Charles Street - Photo 41](http://lh.rdcpix.com/ac54a2a37789e554a5fb57b29f87db0bl-f582215572r.jpg)

![20550 Charles Street - Photo 42](http://lh.rdcpix.com/ac54a2a37789e554a5fb57b29f87db0bl-f566634324r.jpg)

![20550 Charles Street - Photo 43](http://lh.rdcpix.com/ac54a2a37789e554a5fb57b29f87db0bl-f919153007r.jpg)

![20550 Charles Street - Photo 44](http://lh.rdcpix.com/ac54a2a37789e554a5fb57b29f87db0bl-f3936863302r.jpg)

![20550 Charles Street - Photo 45](http://lh.rdcpix.com/ac54a2a37789e554a5fb57b29f87db0bl-f1195977156r.jpg)

![20550 Charles Street - Photo 46](http://lh.rdcpix.com/ac54a2a37789e554a5fb57b29f87db0bl-f2203931273r.jpg)

---

**MLS#:** 2026042989 | **Updated:** 2026-10-20
**Source:** listhub

*Copyright © 2026 Florida Gulf Coast Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/20550-charles-street-alva-fl-33920-4b852a4fd6214855b8f902c9d8d33df0)

---

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    "numberOfBathroomsTotal": 2,
    "numberOfFullBathrooms": 2,
    "floorSize": {
      "@type": "QuantitativeValue",
      "value": 1828,
      "unitCode": "FTK",
      "unitText": "square feet"
    },
    "yearBuilt": 2023,
    "amenityFeature": [
      {
        "@type": "LocationFeatureSpecification",
        "name": "Heating",
        "value": "Electric (Heating), Central"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Cooling",
        "value": "Central Air, Electric"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Appliances",
        "value": "Dryer, ElectricCooktop, Freezer, Microwave, Range, Refrigerator, SelfCleaningOven, Washer"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Flooring",
        "value": "Tile, Carpet"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Construction Materials",
        "value": "Block,  Concrete,  Stucco"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Pool Features",
        "value": "Porch"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Parking Features",
        "value": "Garage, Driveway"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Air Conditioning",
        "value": true
      }
    ],
    "additionalProperty": [
      {
        "@type": "PropertyValue",
        "name": "Lot Size",
        "value": "0.41 acres"
      },
      {
        "@type": "PropertyValue",
        "name": "Stories",
        "value": 1
      },
      {
        "@type": "PropertyValue",
        "name": "Garage Spaces",
        "value": 2
      },
      {
        "@type": "PropertyValue",
        "name": "Property Subtype",
        "value": "Single Family Residence"
      }
    ]
  },
  "offers": {
    "@type": "Offer",
    "@id": "https://staging.propertysimple.ai/listing/20550-charles-street-alva-fl-33920-4b852a4fd6214855b8f902c9d8d33df0#offer",
    "url": "https://staging.propertysimple.ai/listing/20550-charles-street-alva-fl-33920-4b852a4fd6214855b8f902c9d8d33df0",
    "price": 355000,
    "priceCurrency": "USD",
    "businessFunction": "http://purl.org/goodrelations/v1#Sell",
    "availability": "https://schema.org/InStock",
    "seller": {
      "@id": "https://staging.propertysimple.ai/listing/20550-charles-street-alva-fl-33920-4b852a4fd6214855b8f902c9d8d33df0#agent"
    }
  },
  "provider": {
    "@type": "Person",
    "@id": "https://staging.propertysimple.ai/listing/20550-charles-street-alva-fl-33920-4b852a4fd6214855b8f902c9d8d33df0#agent",
    "name": "Melissa Turner",
    "worksFor": {
      "@type": "Organization",
      "@id": "https://staging.propertysimple.ai/listing/20550-charles-street-alva-fl-33920-4b852a4fd6214855b8f902c9d8d33df0#brokerage",
      "name": "Treeline Realty Corp.",
      "telephone": "(239) 303-9108"
    }
  }
}
```