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About This Home

This 3-bedroom, 2-bathroom single family at 206 Church Street in Spencer, TN is listed for $194,900 ($156 per sqft). Built in 2025, the home offers 1,248 sqft of living space on a 1.19 acres lot.

Agent Description

AFFORDABLE NEW MANUFACTURED HOME ON 1.19 ACRE LOT! 1248 Sq. feet with 3 spacious bedrooms, 2 full baths, new appliances, back deck and front porch on a permanent foundation. Generous cabinet space, kitchen island, and open concept floor plan make this a true family friendly home.

Convenient location, close to schools and Hwy 111 for quick access to Sparta, Cookeville or Chattanooga. Fiber optic internet available. Make homeownership a reality and enjoy the peace of mind knowing everything is brand new and has a one year warranty!

Take a few moments to speak with my preferred lender to find out if you qualify for one of many zero down payment options and as a bonus he has offered to cover the cost of the appraisal! Call me today to view the property and to take that first step towards owning your own home! Buyers should verify all information in order to make an informed offer.

Key Features

  • Built in 2025
  • 1.19 acre lot

Property Details

1 story
2 full
2025

Amenities

A/C

Monthly Cost Estimate

$1,042/mo

20% down · 6.5% · 30 years

Principal$141
Interest$845
Insurance$57

Estimates only. Actual payments may vary.

Location

206 Church Street

Spencer, TN 38585

Features & Amenities

Interior Features

Walk-In Closet(s)

Property Details

Flooring

Pergo styleNew floor covering

Construction

Frame Vinyl Siding

Pool Features

PorchDeck

Heating

CentralHeat Pump (Heating)

Cooling

Central Air

Appliances

Electric Water HeaterDishwasherRefrigeratorElectric Range

Questions & Answers

This 3-bedroom, 2-bathroom single family at 206 Church Street is listed at $194,900 ($156/sqft). The estimated monthly payment is $845 based on 20% down at 6.5% interest.

Key features include: Built in 2025, 1.19 acre lot. Interior Features: Walk-In Closet(s).

This property is listed by Melissa Harmon and can be reached at 9312565364 or melissaharmon62@gmail.com.

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MH

Melissa Harmon

Agent at RE/MAX Finest

(931) 256-5364

Listed by RE/MAX Finest · View on Broker Site

MLS# 242820· Source: listhub· Updated today

Copyright © 2026 Upper Cumberland Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

206 Church Street, Spencer, TN 38585

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