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About This Home

This 3-bedroom, 4-bathroom townhouse at 20660 MUDDY HARBOUR Square in STERLING, VA is listed for $730,000 ($301 per sqft). Built in 1995, the home offers 2,424 sqft of living space on a 0.04 acres lot.

Agent Description

Backing to a peaceful wooded setting in the highly desirable Lowes Island at Cascades community, this beautifully maintained 3 bedroom, 3.5 bath home offers nearly 2,500 square feet of inviting living space, a two car garage, and hard-to-find privacy.

Built in 1995, it blends warm, timeless finishes with an easy, functional layout designed for both everyday living and entertaining. Step inside to find rich cherry hardwood floors, elegant millwork, and a welcoming main level filled with charm. Crown molding, a ceramic tile powder room, and a designated dining area with added millwork create a refined yet comfortable feel.

The open kitchen and adjoining family room invite connection, anchored by a fireplace with built-in shelving above. The kitchen offers granite countertops, white cabinetry, and stainless steel LG appliances including a gas range, built-in microwave, French door refrigerator, dishwasher, and beverage fridge along with generous prep space and a pantry.

Upstairs, three spacious bedrooms feature plush carpet, high ceilings, and ceiling fans. A well-appointed hall bath with white ceramic tile and a vanity serves the secondary bedrooms. The primary suite is a true retreat with a tray ceiling, a custom walk-in closet, and a spacious bath featuring a soaking tub, separate shower, and white cabinetry.

The convenience of bedroom-level laundry adds to the home's thoughtful design. The walk-out lower level adds wonderful flexibility. It features great natural light, a full bath, a versatile den or bonus room ideal for guests, a home office, gym, or potential fourth bedroom, and a second gas fireplace.

With access to both the backyard and garage, this level adapts beautifully to your needs. Outside, enjoy a deck and patio overlooking the wooded backdrop, perfect for relaxing or entertaining in a peaceful, private setting. Ample parking adds convenience, and major updates including the roof, HVAC, and water heater were completed around 2016.

All of this is set within Lowes Island at Cascades in Sterling, VA, a community that feels like its own little escape. Spend weekends by the pool, on the courts, or exploring miles of scenic trails along the Potomac River. With parks, playgrounds, Algonkian Regional Park nearby, and easy access to shopping, dining, and commuter routes, Lowes Island at Cascades offers a lifestyle that feels both vibrant and effortlessly connected.

Key Features

  • Built in 1995
  • 0.04 acre lot
  • 3 stories
  • 4 parking spaces
  • Fireplace

Property Details

3 stories
3 full, 1 half
4 spaces
1995

Amenities

FireplaceA/C

Monthly Cost Estimate

$4,248/mo

20% down · 6.5% · 30 years

Principal$528
Interest$3,163
Insurance$213
HOA$344

Estimates only. Actual payments may vary.

Location

20660 MUDDY HARBOUR Square

STERLING, VA 20165

CASCADES

Features & Amenities

Interior Features

Dining AreaKitchen - GourmetBreakfast AreaCombination Kitchen/LivingKitchen - IslandKitchen - Table SpaceCombination Dining/LivingKitchen - Eat-InPrimary Bath(s)Chair RailingsUpgraded CountertopsCrown MoldingsBuilt-InsWood FloorsRecessed LightingFloor Plan - OpenCeiling Fan(s)

Property Details

Construction

Brick Front

Parking

Off StreetGarage - AttachedDriveway

Heating

Forced Air

Cooling

Ceiling Fan(s)Central Air

Appliances

Built-In MicrowaveDryerWasherDishwasherDisposalRefrigeratorStainless Steel Appliances

Questions & Answers

This 3-bedroom, 4-bathroom townhouse at 20660 MUDDY HARBOUR Square is listed at $730,000 ($301/sqft). The estimated monthly payment is $3,507 based on 20% down at 6.5% interest.

HOA fees are $344/month.

Key features include: Built in 1995, 0.04 acre lot, 3 stories, 4 parking spaces, Fireplace. Interior Features: Dining Area, Kitchen - Gourmet, Breakfast Area.

This property is listed by Kimberly A Spear and can be reached at 7036186892 or info@thespearrealtygroup.com.

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KS

Kimberly A Spear

Agent at Keller Williams Realty

(703) 618-6892

Listed by Keller Williams Realty

MLS# VALO2118628· Source: listhub· Updated 2 days ago

Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

20660 MUDDY HARBOUR Square, STERLING, VA 20165

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