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About This Home

This 3-bedroom, 2-bathroom single family at 207 Cottage Lane in Montezuma, IA is listed for $609,900 ($611 per sqft). Built in 1970, the home offers 998 sqft of living space on a 0.17 acres lot.

Agent Description

Lakefront Living at Its Finest - Beautifully Updated Ponderosa Ranch Home! Experience the best of lake life in this stunning lakefront ranch home on the shores of Lake Ponderosa. Featuring over 1,800 sq ft of finished living space, this 3-bedroom, 2-bath home offers the perfect blend of comfort, charm, and modern updates-including brand-new vinyl siding on both the home and the detached garage for enhanced curb appeal and durability.

Step through the back door and be immediately greeted by panoramic views of the peaceful east lake, with your very own 50 feet of private waterfront nestled in a quiet cove. The main level includes a spacious kitchen, dining area, laundry room, full bath, and the primary bedroom-all designed for convenient, one-level living.

Head downstairs to the walkout basement, where you'll find a cozy second living area with a wood-burning fireplace, two additional bedrooms, and a 3/4 bath-perfect for hosting guests or enjoying extra privacy. Step out onto the large screened-in patio to take in breathtaking views of the lake, rain or shine.

In addition to the 2-car detached garage, there's a bonus under-garage space, ideal for a workshop, man cave, or extra storage for all your lake toys. Unwind around the brick firepit, fish off the floating dock, or lower your boat with the covered electric lift and head out for a day of boating, fishing, swimming, or simply floating in the sun.

Key Features

  • Built in 1970
  • 0.17 acre lot
  • Fireplace

Property Details

1 story
1 full
1970

Amenities

FireplaceHardwoodA/C

Monthly Cost Estimate

$3,262/mo

20% down · 6.5% · 30 years

Principal$441
Interest$2,643
Insurance$178

Estimates only. Actual payments may vary.

Location

207 Cottage Lane

Montezuma, IA 50171

Features & Amenities

Interior Features

DiningAreaWindowTreatments

Exterior Features

DeckEnclosedPorchFirePitPatio

Property Details

Flooring

TileCarpetHardwood

Construction

WoodSiding

Pool Features

PorchPatioDeck

Parking

Garage

Heating

Propane (Heating)Natural GasForced Air

Cooling

Central Air

Appliances

DryerDishwasherMicrowaveRefrigeratorStoveWasher

Questions & Answers

This 3-bedroom, 2-bathroom single family at 207 Cottage Lane is listed at $609,900 ($611/sqft). The estimated monthly payment is $2,643 based on 20% down at 6.5% interest.

Key features include: Built in 1970, 0.17 acre lot, Fireplace. Interior Features: DiningArea, WindowTreatments. Exterior Features: Deck, EnclosedPorch, FirePit.

This property is listed by Patrice Noble and can be reached at 5155052363 or patrice@realestateconcepts.net.

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PN

Patrice Noble

Agent at RE/MAX Concepts

(515) 505-2363

Listed by RE/MAX Concepts

MLS# 736406· Source: listhub· Updated 24 days ago

Copyright © 2026 Des Moines Area Association of REALTORS®, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

207 Cottage Lane, Montezuma, IA 50171

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