# 20702 El Toro Road #231, Lake Forest, CA 92630

> **TL;DR:** 2bd/2ba condo, $450,000 ($491/sqft), built 1980, 916 sqft.
> Spa, A/C. Est. $2,960/mo. Listed 178 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $450,000 |
| Price/sqft | $491 |
| Bedrooms | 2 |
| Bathrooms | 2 full |
| Square Feet | 916 |
| Year Built | 1980 |
| Stories | 1 |
| Property Type | Condo (Condominium) |
| Status | Active |
| Days on Market | 178 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $2,275 |
| Estimated Insurance | $131 |
| HOA | $554 |
| **Total** | **$2,960** |

## Key Amenities

- Spa
- A/C

## Property Highlights

- Built in 1980
- 2 parking spaces

## Description

### Agent Description
This lovely Lake Forest community is now FHA Approved and has passed all SB 326 inspections!!! Welcome to easy, low-maintenance living in the heart of Lake Forest! This beautifully updated ground-level 2-bedroom, 2-bath condominium offers the comfort and convenience today's buyers are looking for-all with no interior or exterior stairs to navigate. Inside, you'll find 916 square feet of thoughtfully designed living space featuring Spanish tile flooring throughout, creating a warm, cohesive look that's both stylish and easy to maintain. The updated kitchen serves as the heart of the home, offering modern finishes, ample cabinetry, and a functional layout that flows seamlessly into the dining and living areas, making everyday living and entertaining effortless. The spacious primary suite provides a private retreat with an en-suite bathroom, while the second bedroom offers flexibility for guests, a home office, or hobbies. A second full bathroom adds convenience for family and visitors alike. Enjoy the ease of having two dedicated parking spaces (one that is covered) and the value of an HOA that includes water, trash, and access to community amenities which include a sparkling pool, sauna and tennis courts, helping simplify monthly expenses while enhancing your lifestyle. Whether you're purchasing your first home, looking to downsize, or searching for a low-maintenance property in a convenient location, this home checks all the boxes. Ideally situated near shopping, dining, parks, and commuter routes, you'll enjoy easy access to everything Lake Forest has to offer while coming home to a comfortable and inviting space. Offered at $525,000, this move-in-ready residence combines thoughtful updates, practical features, and an exceptional location into one outstanding opportunity.

## Location

- **Address:** 20702 El Toro Road #231, Lake Forest, CA 92630
- **County:** Orange
- **Neighborhood:** Pheasant Creek (PC)
- **Coordinates:** 33.659364, -117.649942
- **Google Maps:** https://www.google.com/maps?q=33.659364,-117.649942

## Listing Agent

- **Name:** Brittany Miller · **License:** 02083260
- **Brokerage:** luxre realty
- **Broker Phone:** (949) 498-3702

## Photos

![20702 El Toro Road #231 - Photo 1](http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f2354547252r.jpg)

![20702 El Toro Road #231 - Photo 2](http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f1332936166r.jpg)

![20702 El Toro Road #231 - Photo 3](http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f1603164594r.jpg)

![20702 El Toro Road #231 - Photo 4](http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f596398318r.jpg)

![20702 El Toro Road #231 - Photo 5](http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f3747934328r.jpg)

![20702 El Toro Road #231 - Photo 6](http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f576634344r.jpg)

![20702 El Toro Road #231 - Photo 7](http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f2561202432r.jpg)

![20702 El Toro Road #231 - Photo 8](http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f2614177248r.jpg)

![20702 El Toro Road #231 - Photo 9](http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f3047766818r.jpg)

![20702 El Toro Road #231 - Photo 10](http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f2066839355r.jpg)

![20702 El Toro Road #231 - Photo 11](http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f1814637612r.jpg)

![20702 El Toro Road #231 - Photo 12](http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f2082501359r.jpg)

![20702 El Toro Road #231 - Photo 13](http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f3484956004r.jpg)

![20702 El Toro Road #231 - Photo 14](http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f3399584779r.jpg)

![20702 El Toro Road #231 - Photo 15](http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f2721597086r.jpg)

![20702 El Toro Road #231 - Photo 16](http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f2927002069r.jpg)

![20702 El Toro Road #231 - Photo 17](http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f162955408r.jpg)

![20702 El Toro Road #231 - Photo 18](http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f3633790514r.jpg)

![20702 El Toro Road #231 - Photo 19](http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f507374571r.jpg)

![20702 El Toro Road #231 - Photo 20](http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f516007609r.jpg)

![20702 El Toro Road #231 - Photo 21](http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f4157791112r.jpg)

![20702 El Toro Road #231 - Photo 22](http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f221256100r.jpg)

![20702 El Toro Road #231 - Photo 23](http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f2046439182r.jpg)

![20702 El Toro Road #231 - Photo 24](http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f150348332r.jpg)

![20702 El Toro Road #231 - Photo 25](http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f2652113265r.jpg)

![20702 El Toro Road #231 - Photo 26](http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f1108423610r.jpg)

![20702 El Toro Road #231 - Photo 27](http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f3648252756r.jpg)

![20702 El Toro Road #231 - Photo 28](http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f817167309r.jpg)

![20702 El Toro Road #231 - Photo 29](http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f2553920071r.jpg)

![20702 El Toro Road #231 - Photo 30](http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f115269546r.jpg)

![20702 El Toro Road #231 - Photo 31](http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f2414774772r.jpg)

![20702 El Toro Road #231 - Photo 32](http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f2091920931r.jpg)

![20702 El Toro Road #231 - Photo 33](http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f190379778r.jpg)

![20702 El Toro Road #231 - Photo 34](http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f482561210r.jpg)

![20702 El Toro Road #231 - Photo 35](http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f175518404r.jpg)

![20702 El Toro Road #231 - Photo 36](http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f4070027750r.jpg)

---

**MLS#:** OC26060489 | **Updated:** 2026-10-29
**Source:** listhub

*Copyright © 2026 California Regional Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/20702-el-toro-road-lake-forest-ca-92630-96a3fb2b222343a7b1a9490a7359f626)

---

## Structured Data

```json
{
  "@context": "https://schema.org",
  "@type": "RealEstateListing",
  "@id": "https://staging.propertysimple.ai/listing/20702-el-toro-road-lake-forest-ca-92630-96a3fb2b222343a7b1a9490a7359f626#listing",
  "url": "https://staging.propertysimple.ai/listing/20702-el-toro-road-lake-forest-ca-92630-96a3fb2b222343a7b1a9490a7359f626",
  "name": "20702 El Toro Road #231, Lake Forest, CA 92630",
  "description": "This lovely Lake Forest community is now FHA Approved and has passed all SB 326 inspections!!! Welcome to easy, low-maintenance living in the heart of Lake Forest! This beautifully updated ground-level 2-bedroom, 2-bath condominium offers the comfort and convenience today's buyers are looking for-all with no interior or exterior stairs to navigate. Inside, you'll find 916 square feet of thoughtfully designed living space featuring Spanish tile flooring throughout, creating a warm, cohesive look that's both stylish and easy to maintain. The updated kitchen serves as the heart of the home, offering modern finishes, ample cabinetry, and a functional layout that flows seamlessly into the dining and living areas, making everyday living and entertaining effortless. The spacious primary suite provides a private retreat with an en-suite bathroom, while the second bedroom offers flexibility for guests, a home office, or hobbies. A second full bathroom adds convenience for family and visitors alike. Enjoy the ease of having two dedicated parking spaces (one that is covered) and the value of an HOA that includes water, trash, and access to community amenities which include a sparkling pool, sauna and tennis courts, helping simplify monthly expenses while enhancing your lifestyle. Whether you're purchasing your first home, looking to downsize, or searching for a low-maintenance property in a convenient location, this home checks all the boxes. Ideally situated near shopping, dining, parks, and commuter routes, you'll enjoy easy access to everything Lake Forest has to offer while coming home to a comfortable and inviting space. Offered at $525,000, this move-in-ready residence combines thoughtful updates, practical features, and an exceptional location into one outstanding opportunity.",
  "image": [
    "http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f2354547252r.jpg",
    "http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f1332936166r.jpg",
    "http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f1603164594r.jpg",
    "http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f596398318r.jpg",
    "http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f3747934328r.jpg",
    "http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f576634344r.jpg",
    "http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f2561202432r.jpg",
    "http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f2614177248r.jpg",
    "http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f3047766818r.jpg",
    "http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f2066839355r.jpg",
    "http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f1814637612r.jpg",
    "http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f2082501359r.jpg",
    "http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f3484956004r.jpg",
    "http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f3399584779r.jpg",
    "http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f2721597086r.jpg",
    "http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f2927002069r.jpg",
    "http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f162955408r.jpg",
    "http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f3633790514r.jpg",
    "http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f507374571r.jpg",
    "http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f516007609r.jpg",
    "http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f4157791112r.jpg",
    "http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f221256100r.jpg",
    "http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f2046439182r.jpg",
    "http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f150348332r.jpg",
    "http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f2652113265r.jpg",
    "http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f1108423610r.jpg",
    "http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f3648252756r.jpg",
    "http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f817167309r.jpg",
    "http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f2553920071r.jpg",
    "http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f115269546r.jpg",
    "http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f2414774772r.jpg",
    "http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f2091920931r.jpg",
    "http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f190379778r.jpg",
    "http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f482561210r.jpg",
    "http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f175518404r.jpg",
    "http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f4070027750r.jpg"
  ],
  "primaryImageOfPage": {
    "@type": "ImageObject",
    "url": "http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f2354547252r.jpg",
    "caption": "20702 El Toro Road #231 - Lake Forest, CA"
  },
  "datePosted": "2026-05-06",
  "dateModified": "2026-10-29T02:26:35.925Z",
  "mainEntity": {
    "@type": "Accommodation",
    "@id": "https://staging.propertysimple.ai/listing/20702-el-toro-road-lake-forest-ca-92630-96a3fb2b222343a7b1a9490a7359f626#property",
    "name": "20702 El Toro Road #231, Lake Forest, CA 92630",
    "address": {
      "@type": "PostalAddress",
      "streetAddress": "20702 El Toro Road #231",
      "addressLocality": "Lake Forest",
      "addressRegion": "CA",
      "postalCode": "92630",
      "addressCountry": "US"
    },
    "geo": {
      "@type": "GeoCoordinates",
      "latitude": 33.659364,
      "longitude": -117.649942
    },
    "image": [
      "http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f2354547252r.jpg",
      "http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f1332936166r.jpg",
      "http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f1603164594r.jpg",
      "http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f596398318r.jpg",
      "http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f3747934328r.jpg",
      "http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f576634344r.jpg",
      "http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f2561202432r.jpg",
      "http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f2614177248r.jpg",
      "http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f3047766818r.jpg",
      "http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f2066839355r.jpg",
      "http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f1814637612r.jpg",
      "http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f2082501359r.jpg",
      "http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f3484956004r.jpg",
      "http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f3399584779r.jpg",
      "http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f2721597086r.jpg",
      "http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f2927002069r.jpg",
      "http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f162955408r.jpg",
      "http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f3633790514r.jpg",
      "http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f507374571r.jpg",
      "http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f516007609r.jpg",
      "http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f4157791112r.jpg",
      "http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f221256100r.jpg",
      "http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f2046439182r.jpg",
      "http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f150348332r.jpg",
      "http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f2652113265r.jpg",
      "http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f1108423610r.jpg",
      "http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f3648252756r.jpg",
      "http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f817167309r.jpg",
      "http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f2553920071r.jpg",
      "http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f115269546r.jpg",
      "http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f2414774772r.jpg",
      "http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f2091920931r.jpg",
      "http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f190379778r.jpg",
      "http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f482561210r.jpg",
      "http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f175518404r.jpg",
      "http://lh.rdcpix.com/a74c96b2b955948c84202532136a0a56l-f4070027750r.jpg"
    ],
    "identifier": {
      "@type": "PropertyValue",
      "propertyID": "MLS",
      "value": "OC26060489"
    },
    "accommodationCategory": "Condominium",
    "numberOfBedrooms": 2,
    "numberOfBathroomsTotal": 2,
    "numberOfFullBathrooms": 2,
    "floorSize": {
      "@type": "QuantitativeValue",
      "value": 916,
      "unitCode": "FTK",
      "unitText": "square feet"
    },
    "yearBuilt": 1980,
    "amenityFeature": [
      {
        "@type": "LocationFeatureSpecification",
        "name": "Heating",
        "value": "Wall Furnace"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Cooling",
        "value": "Wall/Window Unit(s), Window Unit(s)"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Appliances",
        "value": "Disposal, Microwave, Electric Range, Electric Oven, Dishwasher"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Flooring",
        "value": "Tile"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Parking Features",
        "value": "Carport"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Air Conditioning",
        "value": true
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Spa",
        "value": true
      }
    ],
    "additionalProperty": [
      {
        "@type": "PropertyValue",
        "name": "Stories",
        "value": 1
      },
      {
        "@type": "PropertyValue",
        "name": "Parking Spaces",
        "value": 2
      },
      {
        "@type": "PropertyValue",
        "name": "Unit Number",
        "value": "231"
      },
      {
        "@type": "PropertyValue",
        "name": "Property Subtype",
        "value": "Condominium"
      }
    ]
  },
  "offers": {
    "@type": "Offer",
    "@id": "https://staging.propertysimple.ai/listing/20702-el-toro-road-lake-forest-ca-92630-96a3fb2b222343a7b1a9490a7359f626#offer",
    "url": "https://staging.propertysimple.ai/listing/20702-el-toro-road-lake-forest-ca-92630-96a3fb2b222343a7b1a9490a7359f626",
    "price": 450000,
    "priceCurrency": "USD",
    "businessFunction": "http://purl.org/goodrelations/v1#Sell",
    "availability": "https://schema.org/InStock",
    "seller": {
      "@id": "https://staging.propertysimple.ai/listing/20702-el-toro-road-lake-forest-ca-92630-96a3fb2b222343a7b1a9490a7359f626#agent"
    }
  },
  "provider": {
    "@type": "Person",
    "@id": "https://staging.propertysimple.ai/listing/20702-el-toro-road-lake-forest-ca-92630-96a3fb2b222343a7b1a9490a7359f626#agent",
    "name": "Brittany Miller",
    "worksFor": {
      "@type": "Organization",
      "@id": "https://staging.propertysimple.ai/listing/20702-el-toro-road-lake-forest-ca-92630-96a3fb2b222343a7b1a9490a7359f626#brokerage",
      "name": "luxre realty",
      "telephone": "(949) 498-3702"
    }
  }
}
```