# 20845 Lagoona Drive, Cornelius, NC 28031 > **TL;DR:** 3bd/3ba single family, $1,275,000 ($548/sqft), built 1985, 2,327 sqft. > Fireplace, Waterfront, View, A/C. Est. $6,919/mo. Listed 68 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $1,275,000 | | Price/sqft | $548 | | Bedrooms | 3 | | Bathrooms | 3 full | | Square Feet | 2,327 | | Year Built | 1985 | | Lot Size | 20,909 sqft (0.48 acres) | | Stories | 2 | | Garage | 1-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 68 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Views** - Water ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $6,447 | | Estimated Insurance | $372 | | HOA | $100 | | **Total** | **$6,919** | ## Nearby Schools - **Elementary:** Cornelius - **Middle:** Bailey - **High:** William Amos Hough ## Key Amenities - Fireplace - Waterfront - View - A/C - 1-car garage ## Property Highlights - Built in 1985 - 0.48 acre lot - 2 stories - Fireplace - Waterfront ## Description ### Agent Description Experience exceptional Lake Norman waterfront living in the heart of Cornelius with this beautifully remodeled home situated on a private, landscaped half-acre lot offering direct water access, a private pier with floating dock, and a dedicated boat slip. A charming covered front porch welcomes you into a thoughtfully designed interior where hardwood floors, abundant natural light, and picturesque water views create an inviting yet refined atmosphere. The beautifully updated kitchen features quartz countertops, stainless steel appliances, generous workspace, and an impressive walk-in pantry with custom shelving, while the adjoining Great Room showcases soaring vaulted ceilings, a wood-burning fireplace, and captivating views of Lake Norman. The spacious main-level primary suite provides a peaceful retreat with a private ensuite bath, while a second main-level bedroom and full bath offer comfortable accommodations for family or guests. Upstairs, an additional bedroom, full bath, and versatile flex space with storage provide endless possibilities for a home office, bonus room, media space, or private guest retreat. Outdoor living is equally impressive with two spacious decks overlooking the beautifully landscaped, fenced backyard, offering plenty of room for entertaining, recreation, pets, or simply relaxing by the water. Follow the backyard to your private pier and floating dock, where your boat slip makes it effortless to enjoy days cruising Lake Norman and evenings spent taking in the waterfront setting. A detached one-car garage is conveniently positioned at the rear of the property with its own driveway access and additional storage potential. Combining an extraordinary waterfront lifestyle with one of Cornelius' most desirable locations, this home places you just minutes from Jetton Park, popular restaurants, shopping, entertainment, I-77, medical facilities, and everything the Lake Norman area has to offer-a rare opportunity to enjoy privacy, beautifully updated living spaces, and direct access to the lake without sacrificing everyday convenience. ## Location - **Address:** 20845 Lagoona Drive, Cornelius, NC 28031 - **County:** Mecklenburg - **Neighborhood:** Biscayne Park - **Coordinates:** 35.48568742, -80.90626081 - **Google Maps:** https://www.google.com/maps?q=35.48568742,-80.90626081 ## Virtual Tour & Media - **Video Tour:** https://my.matterport.com/show/?m=q5w81WEurRw ## Listing Agent - **Name:** Matt Sarver - **Brokerage:** Keller Williams Lake Norman - **Broker Phone:** (704) 892-5518 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/20845-Lagoona-Dr_Cornelius_NC_28031_M60370-43563?f=listhub&s=CMLSNC&m=4417083&c=propsimple) ## Photos ![20845 Lagoona Drive - Photo 1](http://lh.rdcpix.com/d5f1f8069b8455f0fd8dfc8e347585d3l-f3943737550r.jpg) ![20845 Lagoona Drive - Photo 2](http://lh.rdcpix.com/d5f1f8069b8455f0fd8dfc8e347585d3l-f388552903r.jpg) ![20845 Lagoona Drive - Photo 3](http://lh.rdcpix.com/d5f1f8069b8455f0fd8dfc8e347585d3l-f1560579689r.jpg) ![20845 Lagoona Drive - Photo 4](http://lh.rdcpix.com/d5f1f8069b8455f0fd8dfc8e347585d3l-f1427381168r.jpg) ![20845 Lagoona Drive - Photo 5](http://lh.rdcpix.com/d5f1f8069b8455f0fd8dfc8e347585d3l-f3298389674r.jpg) ![20845 Lagoona Drive - Photo 6](http://lh.rdcpix.com/d5f1f8069b8455f0fd8dfc8e347585d3l-f520896939r.jpg) ![20845 Lagoona Drive - Photo 7](http://lh.rdcpix.com/d5f1f8069b8455f0fd8dfc8e347585d3l-f1828679009r.jpg) ![20845 Lagoona Drive - Photo 8](http://lh.rdcpix.com/d5f1f8069b8455f0fd8dfc8e347585d3l-f1204089692r.jpg) ![20845 Lagoona Drive - Photo 9](http://lh.rdcpix.com/d5f1f8069b8455f0fd8dfc8e347585d3l-f422136710r.jpg) ![20845 Lagoona Drive - Photo 10](http://lh.rdcpix.com/d5f1f8069b8455f0fd8dfc8e347585d3l-f3873627809r.jpg) ![20845 Lagoona Drive - Photo 11](http://lh.rdcpix.com/d5f1f8069b8455f0fd8dfc8e347585d3l-f2928195686r.jpg) ![20845 Lagoona Drive - Photo 12](http://lh.rdcpix.com/d5f1f8069b8455f0fd8dfc8e347585d3l-f127685563r.jpg) ![20845 Lagoona Drive - Photo 13](http://lh.rdcpix.com/d5f1f8069b8455f0fd8dfc8e347585d3l-f49213271r.jpg) ![20845 Lagoona Drive - Photo 14](http://lh.rdcpix.com/d5f1f8069b8455f0fd8dfc8e347585d3l-f701252617r.jpg) ![20845 Lagoona Drive - Photo 15](http://lh.rdcpix.com/d5f1f8069b8455f0fd8dfc8e347585d3l-f3003551247r.jpg) ![20845 Lagoona Drive - Photo 16](http://lh.rdcpix.com/d5f1f8069b8455f0fd8dfc8e347585d3l-f3724876082r.jpg) ![20845 Lagoona Drive - Photo 17](http://lh.rdcpix.com/d5f1f8069b8455f0fd8dfc8e347585d3l-f4004968787r.jpg) ![20845 Lagoona Drive - Photo 18](http://lh.rdcpix.com/d5f1f8069b8455f0fd8dfc8e347585d3l-f3223610202r.jpg) ![20845 Lagoona Drive - Photo 19](http://lh.rdcpix.com/d5f1f8069b8455f0fd8dfc8e347585d3l-f1057530048r.jpg) ![20845 Lagoona Drive - Photo 20](http://lh.rdcpix.com/d5f1f8069b8455f0fd8dfc8e347585d3l-f2801841775r.jpg) ![20845 Lagoona Drive - Photo 21](http://lh.rdcpix.com/d5f1f8069b8455f0fd8dfc8e347585d3l-f1189218457r.jpg) ![20845 Lagoona Drive - Photo 22](http://lh.rdcpix.com/d5f1f8069b8455f0fd8dfc8e347585d3l-f829408386r.jpg) ![20845 Lagoona Drive - Photo 23](http://lh.rdcpix.com/d5f1f8069b8455f0fd8dfc8e347585d3l-f1537147089r.jpg) ![20845 Lagoona Drive - Photo 24](http://lh.rdcpix.com/d5f1f8069b8455f0fd8dfc8e347585d3l-f83037634r.jpg) ![20845 Lagoona Drive - Photo 25](http://lh.rdcpix.com/d5f1f8069b8455f0fd8dfc8e347585d3l-f988500742r.jpg) ![20845 Lagoona Drive - Photo 26](http://lh.rdcpix.com/d5f1f8069b8455f0fd8dfc8e347585d3l-f4083402199r.jpg) ![20845 Lagoona Drive - Photo 27](http://lh.rdcpix.com/d5f1f8069b8455f0fd8dfc8e347585d3l-f195242986r.jpg) ![20845 Lagoona Drive - Photo 28](http://lh.rdcpix.com/d5f1f8069b8455f0fd8dfc8e347585d3l-f1088201955r.jpg) ![20845 Lagoona Drive - Photo 29](http://lh.rdcpix.com/d5f1f8069b8455f0fd8dfc8e347585d3l-f2119029169r.jpg) ![20845 Lagoona Drive - Photo 30](http://lh.rdcpix.com/d5f1f8069b8455f0fd8dfc8e347585d3l-f3213994917r.jpg) ![20845 Lagoona Drive - Photo 31](http://lh.rdcpix.com/d5f1f8069b8455f0fd8dfc8e347585d3l-f2304820358r.jpg) ![20845 Lagoona Drive - Photo 32](http://lh.rdcpix.com/d5f1f8069b8455f0fd8dfc8e347585d3l-f2991228270r.jpg) ![20845 Lagoona Drive - Photo 33](http://lh.rdcpix.com/d5f1f8069b8455f0fd8dfc8e347585d3l-f2712780974r.jpg) ![20845 Lagoona Drive - Photo 34](http://lh.rdcpix.com/d5f1f8069b8455f0fd8dfc8e347585d3l-f1640042175r.jpg) ![20845 Lagoona Drive - Photo 35](http://lh.rdcpix.com/d5f1f8069b8455f0fd8dfc8e347585d3l-f1189620096r.jpg) ![20845 Lagoona Drive - Photo 36](http://lh.rdcpix.com/d5f1f8069b8455f0fd8dfc8e347585d3l-f2729286403r.jpg) ![20845 Lagoona Drive - Photo 37](http://lh.rdcpix.com/d5f1f8069b8455f0fd8dfc8e347585d3l-f3895969522r.jpg) ![20845 Lagoona Drive - Photo 38](http://lh.rdcpix.com/d5f1f8069b8455f0fd8dfc8e347585d3l-f1215104824r.jpg) ![20845 Lagoona Drive - Photo 39](http://lh.rdcpix.com/d5f1f8069b8455f0fd8dfc8e347585d3l-f316088417r.jpg) ![20845 Lagoona Drive - Photo 40](http://lh.rdcpix.com/d5f1f8069b8455f0fd8dfc8e347585d3l-f2575957913r.jpg) ![20845 Lagoona Drive - Photo 41](http://lh.rdcpix.com/d5f1f8069b8455f0fd8dfc8e347585d3l-f2013126241r.jpg) ![20845 Lagoona Drive - Photo 42](http://lh.rdcpix.com/d5f1f8069b8455f0fd8dfc8e347585d3l-f3696844625r.jpg) ![20845 Lagoona Drive - Photo 43](http://lh.rdcpix.com/d5f1f8069b8455f0fd8dfc8e347585d3l-f3562574427r.jpg) ![20845 Lagoona Drive - Photo 44](http://lh.rdcpix.com/d5f1f8069b8455f0fd8dfc8e347585d3l-f1737136019r.jpg) ![20845 Lagoona Drive - Photo 45](http://lh.rdcpix.com/d5f1f8069b8455f0fd8dfc8e347585d3l-f1591422497r.jpg) --- **MLS#:** 4417083 | **Updated:** 2026-10-24 **Source:** listhub *Copyright © 2026 Canopy MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/20845-lagoona-drive-cornelius-nc-28031-9eb33e519a4c484a9eab22d97fc93eb0) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/20845-lagoona-drive-cornelius-nc-28031-9eb33e519a4c484a9eab22d97fc93eb0#listing", "url": "https://staging.propertysimple.ai/listing/20845-lagoona-drive-cornelius-nc-28031-9eb33e519a4c484a9eab22d97fc93eb0", "name": "20845 Lagoona Drive, Cornelius, NC 28031", "description": "Experience exceptional Lake Norman waterfront living in the heart of Cornelius with this beautifully remodeled home situated on a private, landscaped half-acre lot offering direct water access, a private pier with floating dock, and a dedicated boat slip. A charming covered front porch welcomes you into a thoughtfully designed interior where hardwood floors, abundant natural light, and picturesque water views create an inviting yet refined atmosphere. The beautifully updated kitchen features quartz countertops, stainless steel appliances, generous workspace, and an impressive walk-in pantry with custom shelving, while the adjoining Great Room showcases soaring vaulted ceilings, a wood-burning fireplace, and captivating views of Lake Norman. The spacious main-level primary suite provides a peaceful retreat with a private ensuite bath, while a second main-level bedroom and full bath offer comfortable accommodations for family or guests. Upstairs, an additional bedroom, full bath, and versatile flex space with storage provide endless possibilities for a home office, bonus room, media space, or private guest retreat. 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