# 20902 RAGAN Lane, Land O Lakes, FL 34638 > **TL;DR:** 3bd/3ba single family, $1,399,000 ($464/sqft), built 2020, 3,013 sqft. > Waterfront, View, Hardwood, A/C. Est. $7,482/mo. Listed 69 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $1,399,000 | | Price/sqft | $464 | | Bedrooms | 3 | | Bathrooms | 3 full | | Square Feet | 3,013 | | Year Built | 2020 | | Lot Size | 44,867 sqft (1.03 acres) | | Stories | 1 | | Garage | 3-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 69 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Views** - Lake, Water - **Large Garage** - 3-car garage - **Hardwood Floors** - Hardwood flooring listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $7,074 | | Estimated Insurance | $408 | | **Total** | **$7,482** | ## Nearby Schools - **Elementary:** Connerton Elem - **Middle:** Pine View Middle-PO - **High:** Land O' Lakes High-PO ## Key Amenities - Waterfront - View - Hardwood - A/C - 3-car garage ## Property Highlights - Built in 2020 - 1.03 acre lot - Waterfront ## Description ### Agent Description LAKEFRONT on highly sought after BIG LAKE THOMAS. Custom built in 2020. Private ski lake with walk in access, dock, boatlift and private boat ramp. Home features gourmet kitchen with large island, gas range with double ovens, and side by side refrigerator and freezer. Wet bar with stainless sink and ice machine. Primary suite features sitting area and stunning spa-like en suite with double vanities, soaker tub and double walk in shower with 3 shower heads on each side. Therapeutic Hot Tub on back Lanai. Three way split floorplan with separate 1 car garage with 50AMP Electric car charger and 2 car garage. Enjoy peaceful resort style living with breathtaking waterfront views. NO HOA ## Location - **Address:** 20902 RAGAN Lane, Land O Lakes, FL 34638 - **County:** Pasco - **Neighborhood:** LAKE THOMAS ESTATES - **Coordinates:** 28.245572, -82.470424 - **Google Maps:** https://www.google.com/maps?q=28.245572,-82.470424 ## Virtual Tour & Media - **Video Tour:** https://www.propertypanorama.com/instaview/stellar/TB8536718 ## Listing Agent - **Name:** Linda Wright - **Brokerage:** Charles Rutenberg Realty, Inc - **Broker Phone:** (727) 538-9200 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/20902-Ragan-Ln_Land-O-Lakes_FL_34638_M51322-26724?f=listhub&s=MFRMLSFL&m=TB8536718&c=propsimple) ## Photos ![20902 RAGAN Lane - Photo 1](http://lh.rdcpix.com/2a87f3b754be25c58a0bbfd06d8056fcl-f1739748608r.jpg) ![20902 RAGAN Lane - Photo 2](http://lh.rdcpix.com/2a87f3b754be25c58a0bbfd06d8056fcl-f892731104r.jpg) ![20902 RAGAN Lane - Photo 3](http://lh.rdcpix.com/2a87f3b754be25c58a0bbfd06d8056fcl-f692553822r.jpg) ![20902 RAGAN Lane - Photo 4](http://lh.rdcpix.com/2a87f3b754be25c58a0bbfd06d8056fcl-f3063690964r.jpg) ![20902 RAGAN Lane - Photo 5](http://lh.rdcpix.com/2a87f3b754be25c58a0bbfd06d8056fcl-f898325877r.jpg) ![20902 RAGAN Lane - Photo 6](http://lh.rdcpix.com/2a87f3b754be25c58a0bbfd06d8056fcl-f2287819863r.jpg) ![20902 RAGAN Lane - Photo 7](http://lh.rdcpix.com/2a87f3b754be25c58a0bbfd06d8056fcl-f510160631r.jpg) ![20902 RAGAN Lane - Photo 8](http://lh.rdcpix.com/2a87f3b754be25c58a0bbfd06d8056fcl-f860334016r.jpg) ![20902 RAGAN Lane - Photo 9](http://lh.rdcpix.com/2a87f3b754be25c58a0bbfd06d8056fcl-f377200r.jpg) ![20902 RAGAN Lane - Photo 10](http://lh.rdcpix.com/2a87f3b754be25c58a0bbfd06d8056fcl-f1564311655r.jpg) ![20902 RAGAN Lane - Photo 11](http://lh.rdcpix.com/2a87f3b754be25c58a0bbfd06d8056fcl-f256299541r.jpg) ![20902 RAGAN Lane - Photo 12](http://lh.rdcpix.com/2a87f3b754be25c58a0bbfd06d8056fcl-f1906109617r.jpg) ![20902 RAGAN Lane - Photo 13](http://lh.rdcpix.com/2a87f3b754be25c58a0bbfd06d8056fcl-f1232773820r.jpg) ![20902 RAGAN Lane - Photo 14](http://lh.rdcpix.com/2a87f3b754be25c58a0bbfd06d8056fcl-f1897628454r.jpg) ![20902 RAGAN Lane - Photo 15](http://lh.rdcpix.com/2a87f3b754be25c58a0bbfd06d8056fcl-f2396822201r.jpg) ![20902 RAGAN Lane - Photo 16](http://lh.rdcpix.com/2a87f3b754be25c58a0bbfd06d8056fcl-f4242830831r.jpg) ![20902 RAGAN Lane - Photo 17](http://lh.rdcpix.com/2a87f3b754be25c58a0bbfd06d8056fcl-f2300265379r.jpg) ![20902 RAGAN Lane - Photo 18](http://lh.rdcpix.com/2a87f3b754be25c58a0bbfd06d8056fcl-f1629982252r.jpg) ![20902 RAGAN Lane - Photo 19](http://lh.rdcpix.com/2a87f3b754be25c58a0bbfd06d8056fcl-f2309003616r.jpg) ![20902 RAGAN Lane - Photo 20](http://lh.rdcpix.com/2a87f3b754be25c58a0bbfd06d8056fcl-f3857546258r.jpg) ![20902 RAGAN Lane - Photo 21](http://lh.rdcpix.com/2a87f3b754be25c58a0bbfd06d8056fcl-f1825475187r.jpg) ![20902 RAGAN Lane - Photo 22](http://lh.rdcpix.com/2a87f3b754be25c58a0bbfd06d8056fcl-f4121555659r.jpg) ![20902 RAGAN Lane - Photo 23](http://lh.rdcpix.com/2a87f3b754be25c58a0bbfd06d8056fcl-f3498055799r.jpg) ![20902 RAGAN Lane - Photo 24](http://lh.rdcpix.com/2a87f3b754be25c58a0bbfd06d8056fcl-f724888171r.jpg) ![20902 RAGAN Lane - Photo 25](http://lh.rdcpix.com/2a87f3b754be25c58a0bbfd06d8056fcl-f3236226666r.jpg) ![20902 RAGAN Lane - Photo 26](http://lh.rdcpix.com/2a87f3b754be25c58a0bbfd06d8056fcl-f1652350458r.jpg) ![20902 RAGAN Lane - Photo 27](http://lh.rdcpix.com/2a87f3b754be25c58a0bbfd06d8056fcl-f539016140r.jpg) ![20902 RAGAN Lane - Photo 28](http://lh.rdcpix.com/2a87f3b754be25c58a0bbfd06d8056fcl-f565336068r.jpg) ![20902 RAGAN Lane - Photo 29](http://lh.rdcpix.com/2a87f3b754be25c58a0bbfd06d8056fcl-f892275304r.jpg) ![20902 RAGAN Lane - Photo 30](http://lh.rdcpix.com/2a87f3b754be25c58a0bbfd06d8056fcl-f3425429946r.jpg) ![20902 RAGAN Lane - Photo 31](http://lh.rdcpix.com/2a87f3b754be25c58a0bbfd06d8056fcl-f3753927363r.jpg) ![20902 RAGAN Lane - Photo 32](http://lh.rdcpix.com/2a87f3b754be25c58a0bbfd06d8056fcl-f3681617851r.jpg) ![20902 RAGAN Lane - Photo 33](http://lh.rdcpix.com/2a87f3b754be25c58a0bbfd06d8056fcl-f270712783r.jpg) ![20902 RAGAN Lane - Photo 34](http://lh.rdcpix.com/2a87f3b754be25c58a0bbfd06d8056fcl-f3434598195r.jpg) --- **MLS#:** TB8536718 | **Updated:** 2026-10-25 **Source:** listhub *Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/20902-ragan-lane-land-o-lakes-fl-34638-87f80fb8c2df49499013bb9eeac8f131) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/20902-ragan-lane-land-o-lakes-fl-34638-87f80fb8c2df49499013bb9eeac8f131#listing", "url": "https://staging.propertysimple.ai/listing/20902-ragan-lane-land-o-lakes-fl-34638-87f80fb8c2df49499013bb9eeac8f131", "name": "20902 RAGAN Lane, Land O Lakes, FL 34638", "description": "LAKEFRONT on highly sought after BIG LAKE THOMAS. Custom built in 2020. Private ski lake with walk in access, dock, boatlift and private boat ramp. Home features gourmet kitchen with large island, gas range with double ovens, and side by side refrigerator and freezer. 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