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About This Home
This 4-bedroom, 5-bathroom single family at 21 Cumberland Street in Ocean Isle Beach, NC is listed for $1,395,000 ($544 per sqft). Built in 2003, the home offers 2,562 sqft of living space on a 0.12 acres lot.
A MJST SEE HOME! Now being offered with $10,000 in Closing Costs to the buyer if home sold by 7/31.** Located on one of Ocean Isle Beach's most coveted streets, this stunning deep-water canal home on Cumberland Street delivers the ultimate coastal lifestyle with quick, direct access to the ICW and short drive to ocean by boat.
This home is being offered fully furnished ---including the golf cart--this 4BR/4.5 bath waterfront retreat is ready for immediate enjoyment! Designed for both relaxed living and entertaining, the bright open floor plan with brand new LVP floors throughout, features vaulted ceilings, a dramatic 2 Story Great Room with fireplace & custom built-ins, and an abundance of natural light throughout.
The spacious kitchen flows seamlessly into the living and dining areas, while each bedroom offers its own private bathroom and deck access for maximum comfort and privacy. The oversized primary suite features a private waterfront deck overlooking the canal.
Enjoy all the boats passing by and you might even see an otter family! Outdoor living is where this home truly shines. Multiple waterfront decks and porches --including an updated screened porch(2026) off the kitchen--creating the perfect setting for sunrise morning coffee, sunset dinners, and entertaining.
Enjoy the fenced backyard, tropical palm trees, tiki bar, and outdoor shower after a day on the boat or beach. Boaters will love the deep-water canal frontage with a 10,000-lb boat lift, providing easy access to the water anytime. The beach is just a short walk or golf cart ride away.
Recent upgrades include a new FORTIFIED ROOF, brand-new LVP flooring throughout (2025), new deck boards, new screened porch (2026), new washer and dryer, and tankless hot water heater (2021). A 2-car garage plus a HUGE storage room provide ample space for beach gear, water toys, and more.
You are walking distance to the Ocean Isle Beach park with outdoor concerts, restaurants, putt-putt and so much more. Rarely does a canal-front home combine LOCATION, updates, water access, and turnkey convenience so perfectly. This is truly a home that your family will make lifelong memories in! Come take a look before it's gone!
Key Features
- Built in 2003
- 0.12 acre lot
- 2 stories
- 2 parking spaces
- Fireplace
- Waterfront
Property Details
Amenities
Monthly Cost Estimate
$7,461/mo
20% down · 6.5% · 30 years
Estimates only. Actual payments may vary.
Location
21 Cumberland Street
Ocean Isle Beach, NC 28469
Not In Subdivision
Features & Amenities
Interior Features
Exterior Features
Property Details
Flooring
Construction
Views
Pool Features
Parking
Heating
Cooling
Appliances
Questions & Answers
This 4-bedroom, 5-bathroom single family at 21 Cumberland Street is listed at $1,395,000 ($544/sqft). The estimated monthly payment is $6,045 based on 20% down at 6.5% interest.
Key features include: Built in 2003, 0.12 acre lot, 2 stories, 2 parking spaces, Fireplace, Waterfront. Interior Features: Walk-in Closet(s), Tray Ceiling(s), High Ceilings. Exterior Features: Shutters - Board/Hurricane, Outdoor Shower, Irrigation System.
This property is listed by Suzanne M Polino and can be reached at 9104771378 or suzy@suzysellsnc.com.
