# 21 Cumberland Street, Ocean Isle Beach, NC 28469

> **TL;DR:** 4bd/5ba single family, $1,395,000 ($544/sqft), built 2003, 2,562 sqft.
> Fireplace, Waterfront, View, A/C. Est. $6,045/mo. Listed 35 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $1,395,000 |
| Price/sqft | $544 |
| Bedrooms | 4 |
| Bathrooms | 4 full, 1 half |
| Square Feet | 2,562 |
| Year Built | 2003 |
| Lot Size | 5,227 sqft (0.12 acres) |
| Stories | 2 |
| Property Type | Single Family (Single Family Residence) |
| Status | For Sale |
| Days on Market | 35 |

## Why This Home Stands Out

- **Waterfront** - Direct water access
- **Views** - Water

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $6,045 |
| **Total** | **$6,045** |

## Nearby Schools

- **Elementary:** Union
- **Middle:** Shallotte Middle
- **High:** West Brunswick

## Key Amenities

- Fireplace
- Waterfront
- View
- A/C

## Property Highlights

- Built in 2003
- 0.12 acre lot
- 2 stories
- 2 parking spaces
- Fireplace
- Waterfront

## Description

### Agent Description
A MJST SEE HOME! Now being offered with $10,000 in Closing Costs to the buyer if home sold by 7/31.** Located on one of Ocean Isle Beach's most coveted streets, this stunning deep-water canal home on Cumberland Street delivers the ultimate coastal lifestyle with quick, direct access to the ICW and short drive to ocean by boat. This home is being offered fully furnished ---including the golf cart--this 4BR/4.5 bath waterfront retreat is ready for immediate enjoyment! Designed for both relaxed living and entertaining, the bright open floor plan with brand new LVP floors throughout, features vaulted ceilings, a dramatic 2 Story Great Room with fireplace & custom built-ins, and an abundance of natural light throughout. The spacious kitchen flows seamlessly into the living and dining areas, while each bedroom offers its own private bathroom and deck access for maximum comfort and privacy. The oversized primary suite features a private waterfront deck overlooking the canal. Enjoy all the boats passing by and you might even see an otter family! Outdoor living is where this home truly shines. Multiple waterfront decks and porches --including an updated screened porch(2026) off the kitchen--creating the perfect setting for sunrise morning coffee, sunset dinners, and entertaining. Enjoy the fenced backyard, tropical palm trees, tiki bar, and outdoor shower after a day on the boat or beach. Boaters will love the deep-water canal frontage with a 10,000-lb boat lift, providing easy access to the water anytime. The beach is just a short walk or golf cart ride away. Recent upgrades include a new FORTIFIED ROOF, brand-new LVP flooring throughout (2025), new deck boards, new screened porch (2026), new washer and dryer, and tankless hot water heater (2021). A 2-car garage plus a HUGE storage room provide ample space for beach gear, water toys, and more. You are walking distance to the Ocean Isle Beach park with outdoor concerts, restaurants, putt-putt and so much more. Rarely does a canal-front home combine LOCATION, updates, water access, and turnkey convenience so perfectly. This is truly a home that your family will make lifelong memories in! Come take a look before it's gone!

## Location

- **Address:** 21 Cumberland Street, Ocean Isle Beach, NC 28469
- **County:** Brunswick
- **Neighborhood:** Not In Subdivision
- **Coordinates:** 33.89514, -78.41797
- **Google Maps:** https://www.google.com/maps?q=33.89514,-78.41797

## Listing Agent

- **Name:** Suzanne M Polino
- **Brokerage:** ASAP Realty
- **Phone:** 9104771378
- **Email:** suzy@suzysellsnc.com

## Primary Photo

![21 Cumberland Street - Primary Photo](http://lh.rdcpix.com/198d9cd0b31f0ac1b55e392b32e94394l-f1995699723r.jpg)

*76 total photos available on [listing page](https://www.propertysimple.com/listing/21-cumberland-street-ocean-isle-beach-nc-28469-00575420)*

---

**MLS#:** 100575420 | **Updated:** 2026-06-25
**Source:** listhub

*Copyright © 2026 Hive MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/21-cumberland-street-ocean-isle-beach-nc-28469-00575420)

---

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