About This Home

This 4-bedroom, 3-bathroom single family at 21189 4th Lane in Spirit Lake, IA is listed for $1,599,000 ($574 per sqft). Built in 1979, the home offers 2,784 sqft of living space on a 0.21 acres lot.

Key Features

  • Built in 1979
  • 0.21 acre lot
  • Waterfront

Property Details

1 story
1 full, 1 half
2-car garage
1979

Amenities

WaterfrontA/C
Listing Description

Welcome to Monarch Cove! This is one of the many special communities that make Okoboji timeless! You will absolutely gain lifelong friends living here! This home exemplifies the charm of the lake life. Friends and family can enjoy enjoy hanging out on the dock, reading on the deck or retiring to the house to lounge in front of the gorgeous fireplace. Writing your family's piece of Okoboji history starts here!

Monthly Cost Estimate

$8,552/mo

20% down · 6.5% · 30 years

Principal$1,156
Interest$6,929
Insurance$466

Estimates only. Actual payments may vary.

Location

21189 4th Lane

Spirit Lake, IA 51360

Features & Amenities

Interior Features

Main Floor BedroomsMain Floor Laundry

Exterior Features

DeckDock

Property Details

Construction

Wood Siding

Outdoor Features

Deck

Heating

Forced Air

Cooling

Central Air

Appliances

DishwasherDisposalRange/StoveRefrigerator

Questions & Answers

This 4-bedroom, 3-bathroom single family at 21189 4th Lane is listed at $1,599,000 ($574/sqft). The estimated monthly payment is $8,551 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1979, 0.21 acre lot, Waterfront. Interior Features: Main Floor Bedrooms, Main Floor Laundry. Exterior Features: Deck, Dock.

This property is listed by Kirk Stauss.

KS

Kirk Stauss

Agent at Stauss Realty

Listed by Stauss Realty · Broker phone: (712) 332-2470 · View on Broker Site · Broker website

MLS# 260387· Source: Iowa Great Lakes Board of Realtors· 179 days on PropertySimple

Copyright © 2026 Iowa Great Lakes Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

21189 4th Lane, Spirit Lake, IA 51360

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