# 21200 Rio Oro Drive, Cornelius, NC 28031

> **TL;DR:** 3bd/2ba single family, $1,279,900 ($633/sqft), built 1979, 2,022 sqft.
> Fireplace, Waterfront, View, A/C. Est. $5,621/mo. Listed 130 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $1,279,900 |
| Price/sqft | $633 |
| Bedrooms | 3 |
| Bathrooms | 2 full |
| Square Feet | 2,022 |
| Year Built | 1979 |
| Lot Size | 9,583 sqft (0.22 acres) |
| Stories | 1 |
| Property Type | Single Family (Single Family Residence) |
| Status | For Sale |
| Days on Market | 130 |

## Why This Home Stands Out

- **Waterfront** - Direct water access
- **Views** - Water

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $5,546 |
| HOA | $75 |
| **Total** | **$5,621** |

## Nearby Schools

- **Elementary:** Cornelius
- **Middle:** Bailey
- **High:** William Amos Hough

## Key Amenities

- Fireplace
- Waterfront
- View
- A/C

## Property Highlights

- Built in 1979
- 0.22 acre lot
- Fireplace
- Waterfront

## Description

### Agent Description
Welcome to your peaceful waterfront retreat with a minimal HOA, tucked away in a quiet cove in the heart of Cornelius, just minutes from the Cain Center for the Arts, shopping, dining, breweries, and parks. A rare and valuable feature, the private pier and dock accommodate two boats, offering easy access to Lake Norman's main channel and elevating this property into a true lakefront escape. Inside, the bright and airy open floor plan offers a natural flow ideal for everyday living and entertaining. The upgraded kitchen features quartz countertops, a large island with storage, abundant cabinetry, stainless steel appliances including refrigerator, double ovens, five-burner gas cooktop, tile backsplash, and upgraded lighting. The light-filled great room includes a ceiling fan and seamless access to the deck, creating effortless indoor-outdoor living with peaceful lake views. The primary suite provides a private retreat with recessed lighting, ceiling fan, private deck access, walk-in closet, and en-suite bath with dual vanity, tiled shower, and soaking garden tub. Additional highlights include exceptional storage throughout, including a storage shed. Outdoor living is enhanced by an expansive covered deck with step-down access to a large paver patio with fire pit, while the private dock offers open views toward the main channel - perfect for enjoying the Lake Norman lifestyle.

## Location

- **Address:** 21200 Rio Oro Drive, Cornelius, NC 28031
- **County:** Mecklenburg
- **Neighborhood:** Bahia Bay
- **Coordinates:** 35.497008, -80.887615
- **Google Maps:** https://www.google.com/maps?q=35.497008,-80.887615

## Listing Agent

- **Name:** Matt Sarver
- **Brokerage:** Keller Williams Lake Norman
- **Phone:** 7044459977
- **Email:** matt@thesarvergroup.com

## Primary Photo

![21200 Rio Oro Drive - Primary Photo](http://lh.rdcpix.com/7e9b06969fa2f163d469ac50db77e61cl-f2193398553r.jpg)

*43 total photos available on [listing page](https://www.propertysimple.com/listing/21200-rio-oro-drive-cornelius-nc-28031-4326839)*

---

**MLS#:** 4326839 | **Updated:** 2026-04-24
**Source:** listhub

*Copyright © 2026 Canopy MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/21200-rio-oro-drive-cornelius-nc-28031-4326839)

---

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