# 215 S 1st Street, Union City, TN 38261 > **TL;DR:** commercial, $185,000 ($42/sqft), built 1900, 4,375 sqft. > A/C. Est. $989/mo. Listed 166 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $185,000 | | Price/sqft | $42 | | Square Feet | 4,375 | | Year Built | 1900 | | Stories | 3 | | Property Type | Commercial (Other) | | Status | Active | | Days on Market | 166 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $935 | | Estimated Insurance | $54 | | **Total** | **$989** | ## Key Amenities - A/C ## Property Highlights - Built in 1900 - 3 stories - 8 parking spaces ## Description ### Agent Description Unlock the potential of this historic 4,375+/- sq ft former bank building, positioned in the heart of downtown Union City, TN. Surrounded by a growing collection of renovated and revitalized buildings, this property sits in the middle of the action-an ideal location for retail, office, mixed-use, or live/work concepts. Featuring four prominent display windows (two downstairs and two upstairs), this building delivers excellent street presence and natural light. The main level offers generous open retail/office space, perfect for a storefront, professional services, boutique, studio, or showroom. The second floor provides additional office or creative space and can also be configured as a comfortable living area-allowing you to work downstairs and live upstairs, or expand your business footprint on both levels. A third-story attic currently offers unfinished storage, but could be built out to add even more usable square footage and value. The property also includes 2 bathrooms and a kitchen area, adding to its versatility for a wide range of uses. With downtown Union City actively being revitalized, this is a rare opportunity to secure a great building in a re-emerging district. Even better, the owners are open to flexible purchase options, including lease-to-own/contract for deed, making this an accessible investment for both users and investors. Highlights: - 4,375+/- sq ft historic former bank in downtown Union City - High-visibility location amid active downtown revitalization - 4 display windows (2 downstairs, 2 upstairs) for strong storefront presence - Expansive retail/office space on main level - Flexible second floor: business use, live/work, or additional office - Third-story attic with potential for finish-out and additional square footage - 2 bathrooms + kitchen space - Owners open to lease-to-purchase / contract for deed Ideal for retail, office, studio, mixed-use, or live/work conversion Don't miss your chance to own a signature property in a downtown that's on the rise! ## Location - **Address:** 215 S 1st Street, Union City, TN 38261 - **County:** Obion - **Coordinates:** 36.423852, -89.057528 - **Google Maps:** https://www.google.com/maps?q=36.423852,-89.057528 ## Listing Agent - **Name:** Adam Parker Arnold · **License:** 373650 - **Brokerage:** LA Realty, LLC - **Broker Phone:** (731) 686-9899 ## Photos ![215 S 1st Street - Photo 1](http://lh.rdcpix.com/d95b8967d4e3136cec61610b38ef9a1bl-f850647267r.jpg) ![215 S 1st Street - Photo 2](http://lh.rdcpix.com/d95b8967d4e3136cec61610b38ef9a1bl-f2369606406r.jpg) ![215 S 1st Street - Photo 3](http://lh.rdcpix.com/d95b8967d4e3136cec61610b38ef9a1bl-f577312287r.jpg) ![215 S 1st Street - Photo 4](http://lh.rdcpix.com/d95b8967d4e3136cec61610b38ef9a1bl-f855096471r.jpg) ![215 S 1st Street - Photo 5](http://lh.rdcpix.com/d95b8967d4e3136cec61610b38ef9a1bl-f1783840133r.jpg) ![215 S 1st Street - Photo 6](http://lh.rdcpix.com/d95b8967d4e3136cec61610b38ef9a1bl-f1695493896r.jpg) ![215 S 1st Street - Photo 7](http://lh.rdcpix.com/d95b8967d4e3136cec61610b38ef9a1bl-f3190170626r.jpg) ![215 S 1st Street - Photo 8](http://lh.rdcpix.com/d95b8967d4e3136cec61610b38ef9a1bl-f2674865553r.jpg) --- **MLS#:** 2602354 | **Updated:** 2026-10-20 **Source:** listhub *Copyright © 2026 Central West Tennessee Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/215-s-1st-street-union-city-tn-38261-e5e4162c338f4c39a48d18d7acfb22f9) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/215-s-1st-street-union-city-tn-38261-e5e4162c338f4c39a48d18d7acfb22f9#listing", "url": "https://staging.propertysimple.ai/listing/215-s-1st-street-union-city-tn-38261-e5e4162c338f4c39a48d18d7acfb22f9", "name": "215 S 1st Street, Union City, TN 38261", "description": "Unlock the potential of this historic 4,375+/- sq ft former bank building, positioned in the heart of downtown Union City, TN. 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