# 21518 Front Beach Road, Panama City Beach, FL 32413

> **TL;DR:** 4bd/4ba townhouse, $1,099,000 ($539/sqft), built 2003, 2,040 sqft.
> A/C, 2-car garage. Est. $5,878/mo. Listed 68 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $1,099,000 |
| Price/sqft | $539 |
| Bedrooms | 4 |
| Bathrooms | 4 full |
| Square Feet | 2,040 |
| Year Built | 2003 |
| Lot Size | 3,485 sqft (0.08 acres) |
| Garage | 2-car |
| Property Type | Townhouse (Townhouse) |
| Status | Active |
| Days on Market | 68 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $5,557 |
| Estimated Insurance | $321 |
| **Total** | **$5,878** |

## Nearby Schools

- **Elementary:** Breakfast Point
- **Middle:** Breakfast Point
- **High:** Arnold

## Key Amenities

- A/C
- 2-car garage

## Property Highlights

- Built in 2003
- 0.08 acre lot

## Description

### Agent Description
Coastal living meets investment potential at this spacious 4-bedroom, 4-bath beach home along Front Beach Road in Panama City Beach. Offering approximately 2,540 square feet across three levels, this property provides the space, location, and layout sought after by vacationers and short-term rental investors alike. Enjoy Gulf views and easy access to the sugar-white sand just across the street. Multiple balconies provide outdoor spaces to take in the coastal surroundings, while the interior offers generous accommodations for guests, including multiple living areas and well-appointed bedrooms. An elevator adds convenience between floors, and the two-car garage provides valuable parking and storage--an added benefit for a beach property. With short-term rentals allowed and no HOA, this property offers flexibility for investors looking to capitalize on Panama City Beach's strong vacation market or buyers searching for a second home with income-producing potential. Conveniently located near dining, shopping, entertainment, and everything the west end of PCB has to offer, this is an opportunity to own a versatile coastal property in a highly desirable location. Tons of room to add a pool in the backyard too

## Location

- **Address:** 21518 Front Beach Road, Panama City Beach, FL 32413
- **County:** Bay
- **Neighborhood:** Riviera Beach 1st Add
- **Coordinates:** 30.252991, -85.953344
- **Google Maps:** https://www.google.com/maps?q=30.252991,-85.953344

## Listing Agent

- **Name:** Joseph Rohne
- **Brokerage:** EXP Realty LLC
- **Broker Phone:** (888) 883-8509
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/21518-Front-Beach-Rd_Panama-City-Beach_FL_32413_M56400-42049?f=listhub&s=BCARFL&m=794633&c=propsimple)

## Photos

![21518 Front Beach Road - Photo 1](http://lh.rdcpix.com/e02b2e4b8be1f7c5f516b9e751f2fc5al-f3024185237r.jpg)

![21518 Front Beach Road - Photo 2](http://lh.rdcpix.com/e02b2e4b8be1f7c5f516b9e751f2fc5al-f1652904224r.jpg)

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![21518 Front Beach Road - Photo 5](http://lh.rdcpix.com/e02b2e4b8be1f7c5f516b9e751f2fc5al-f3173822650r.jpg)

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![21518 Front Beach Road - Photo 7](http://lh.rdcpix.com/e02b2e4b8be1f7c5f516b9e751f2fc5al-f360308271r.jpg)

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![21518 Front Beach Road - Photo 25](http://lh.rdcpix.com/e02b2e4b8be1f7c5f516b9e751f2fc5al-f3417180791r.jpg)

![21518 Front Beach Road - Photo 26](http://lh.rdcpix.com/e02b2e4b8be1f7c5f516b9e751f2fc5al-f1113328864r.jpg)

![21518 Front Beach Road - Photo 27](http://lh.rdcpix.com/e02b2e4b8be1f7c5f516b9e751f2fc5al-f3022749316r.jpg)

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![21518 Front Beach Road - Photo 29](http://lh.rdcpix.com/e02b2e4b8be1f7c5f516b9e751f2fc5al-f3081481592r.jpg)

![21518 Front Beach Road - Photo 30](http://lh.rdcpix.com/e02b2e4b8be1f7c5f516b9e751f2fc5al-f659930204r.jpg)

![21518 Front Beach Road - Photo 31](http://lh.rdcpix.com/e02b2e4b8be1f7c5f516b9e751f2fc5al-f1364047345r.jpg)

![21518 Front Beach Road - Photo 32](http://lh.rdcpix.com/e02b2e4b8be1f7c5f516b9e751f2fc5al-f3813995567r.jpg)

![21518 Front Beach Road - Photo 33](http://lh.rdcpix.com/e02b2e4b8be1f7c5f516b9e751f2fc5al-f2735982414r.jpg)

![21518 Front Beach Road - Photo 34](http://lh.rdcpix.com/e02b2e4b8be1f7c5f516b9e751f2fc5al-f1076495748r.jpg)

![21518 Front Beach Road - Photo 35](http://lh.rdcpix.com/e02b2e4b8be1f7c5f516b9e751f2fc5al-f201703055r.jpg)

![21518 Front Beach Road - Photo 36](http://lh.rdcpix.com/e02b2e4b8be1f7c5f516b9e751f2fc5al-f220217326r.jpg)

![21518 Front Beach Road - Photo 37](http://lh.rdcpix.com/e02b2e4b8be1f7c5f516b9e751f2fc5al-f3638418019r.jpg)

![21518 Front Beach Road - Photo 38](http://lh.rdcpix.com/e02b2e4b8be1f7c5f516b9e751f2fc5al-f244898338r.jpg)

![21518 Front Beach Road - Photo 39](http://lh.rdcpix.com/e02b2e4b8be1f7c5f516b9e751f2fc5al-f849126248r.jpg)

![21518 Front Beach Road - Photo 40](http://lh.rdcpix.com/e02b2e4b8be1f7c5f516b9e751f2fc5al-f913903258r.jpg)

![21518 Front Beach Road - Photo 41](http://lh.rdcpix.com/e02b2e4b8be1f7c5f516b9e751f2fc5al-f3900779252r.jpg)

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![21518 Front Beach Road - Photo 44](http://lh.rdcpix.com/e02b2e4b8be1f7c5f516b9e751f2fc5al-f3892945326r.jpg)

![21518 Front Beach Road - Photo 45](http://lh.rdcpix.com/e02b2e4b8be1f7c5f516b9e751f2fc5al-f1698684049r.jpg)

![21518 Front Beach Road - Photo 46](http://lh.rdcpix.com/e02b2e4b8be1f7c5f516b9e751f2fc5al-f2748111070r.jpg)

![21518 Front Beach Road - Photo 47](http://lh.rdcpix.com/e02b2e4b8be1f7c5f516b9e751f2fc5al-f2127488829r.jpg)

---

**MLS#:** 794633 | **Updated:** 2026-10-21
**Source:** listhub

*Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/21518-front-beach-road-panama-city-beach-fl-32413-6b2cfa1d55da4979bff5a15ebae8b155)

---

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