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About This Home

This 3-bedroom, 3-bathroom single family at 21792 County Road 10 in Elkhart, IN is listed for $475,000 ($186 per sqft). Built in 1940, the home offers 2,554 sqft of living space on a 0.72 acres lot.

Agent Description

Stunning waterfront residence on the Upper St. Joe River showcasing breathtaking panoramic views and exceptional design throughout. This one-of-a-kind home offers a spacious, open-concept layout, thoughtfully updated with today’s most desirable finishes.

The expansive white kitchen serves as the heart of the home, featuring a large center island, abundant cabinetry, granite countertops, stainless steel appliances, and generous prep space—perfect for both everyday living and entertaining. The adjoining living room is anchored by a custom-sealed gas fireplace with elegant quartz surround, while drama

tic floor-to-ceiling windows flood the space with natural light and frame picturesque river views and vibrant wildlife. Enjoy sightings of swans, ducks, turtles, and a variety of birds, including the graceful blue heron, often seen fishing along the seawall—creating a truly serene, nature-rich setting.

Luxury plank flooring flows seamlessly throughout the main living areas, complemented by newer carpeting in the bedrooms for added comfort. Step outside to the expansive, professionally sealed deck—ideal for morning coffee or evening relaxation as you take in the peaceful waterfront scenery.

Extensive updates enhance both efficiency and peace of mind, including a newer roof, reverse osmosis drinking water system, full spray foam attic insulation, new skylights, and a freshly painted exterior (2024) with premium self-washing paint. A rare opportunity to own an extraordinary riverfront property where modern upgrades meet natural beauty—this home truly offers a lifestyle that must be experienced to be fully appreciated.

Key Features

  • Built in 1940
  • 0.72 acre lot
  • Fireplace
  • Waterfront

Property Details

1 story
2 full, 1 half
1940

Amenities

FireplaceWaterfrontBasement

Monthly Cost Estimate

$2,540/mo

20% down · 6.5% · 30 years

Principal$344
Interest$2,058
Insurance$139

Estimates only. Actual payments may vary.

Location

21792 County Road 10

Elkhart, IN 46514-4647

None

Features & Amenities

Interior Features

Ceiling Fan(s)Countertops-solid SurfDeck CoveredDeck OpenEat-in KitchenFoyer EntryGarage Door OpenerKitchen IslandStand Up ShowerMain Level Bedroom SuiteMain Floor LaundrySump PumpDishwasherRefrigeratorRange-gasWater Heater Gas

Exterior Features

Shed

Property Details

Parking

GarageGarage - Attached

Heating

Fireplace(s)Forced AirNatural Gas

Cooling

Central Air

Appliances

DryerDryer - GasMicrowave

Questions & Answers

This 3-bedroom, 3-bathroom single family at 21792 County Road 10 is listed at $475,000 ($186/sqft). The estimated monthly payment is $2,058 based on 20% down at 6.5% interest.

Key features include: Built in 1940, 0.72 acre lot, Fireplace, Waterfront. Interior Features: Ceiling Fan(s), Countertops-solid Surf, Deck Covered. Exterior Features: Shed.

This property is listed by Chelsea Revella and can be reached at 5743094350 or revellarealtor@gmail.com.

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Chelsea Revella

Agent at McKinnies Realty, LLC Elkhart

(574) 309-4350

Listed by McKinnies Realty, LLC Elkhart · View on Broker Site

MLS# 202610820· Source: listhub· Updated 10 days ago

Copyright © 2026 Elkhart County Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

21792 County Road 10, Elkhart, IN 46514-4647

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