# 218 Saddle Ridge Drive, Garrett, IN 46738 > **TL;DR:** 3bd/2ba single family, $338,900 ($209/sqft), built 2026, 1,622 sqft. > A/C, 2-car garage. Est. $1,988/mo. Listed 212 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $338,900 | | Price/sqft | $209 | | Bedrooms | 3 | | Bathrooms | 2 full | | Square Feet | 1,622 | | Year Built | 2026 | | Lot Size | 9,235 sqft (0.21 acres) | | Stories | 1 | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 212 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,714 | | Estimated Insurance | $99 | | HOA | $175 | | **Total** | **$1,988** | ## Nearby Schools - **Elementary:** J.E. Ober - **Middle:** Garrett - **High:** Garrett ## Key Amenities - A/C - 2-car garage ## Property Highlights - Built in 2026 - 0.21 acre lot ## Description ### Agent Description **Now Offering $5,000 in buyer financing incentives**Welcome to Saddle Ridge, Kiracofe Homes' newest neighborhood, conveniently located just north of downtown Garrett! The "Blackthorne" is thoughtfully designed 1,622 Sq Ft, 3 bed-2 bath-2 car garage home offers a perfect blend of modern style, comfort and efficiency. The main living area has a lovely vaulted ceiling and provides an open-concept layout perfect for both relaxing and entertaining. The stunning kitchen provides quartz countertops, stainless steel appliances, an island with raised breakfast bar, double door pantry and eat-in dinette area. The master suite provides a large bedroom, His and Hers walk-in closets, oversized shower and a double vanity with quartz countertops. The split plan gives privacy for the primary and both BR 2&3 are nicely sized and have large walk-in closets. Quality-built and energy efficient with spray foam insulation applied to all exterior walls, HE windows and HVAC to name a few. All Kiracofe homes include a 1-year builder warranty and a 2/10 extended warranty. Come tour this wonderful new community, the Blackthorne plan and see what the Kiracofe difference is all about! ## Location - **Address:** 218 Saddle Ridge Drive, Garrett, IN 46738 - **County:** Dekalb County - **Neighborhood:** Saddle Ridge - **Coordinates:** 41.35776797, -85.13347073 - **Google Maps:** https://www.google.com/maps?q=41.35776797,-85.13347073 ## Listing Agent - **Name:** Richard Fletcher - **Brokerage:** North Eastern Group Realty, Inc - **Broker Phone:** (260) 437-9844 ## Photos ![218 Saddle Ridge Drive - Photo 1](http://lh.rdcpix.com/b34c40da8fd52e8ff34f5c6dabd2b733l-f3649364459r.jpg) ![218 Saddle Ridge Drive - Photo 2](http://lh.rdcpix.com/b34c40da8fd52e8ff34f5c6dabd2b733l-f4185022808r.jpg) ![218 Saddle Ridge Drive - Photo 3](http://lh.rdcpix.com/b34c40da8fd52e8ff34f5c6dabd2b733l-f1771256795r.jpg) ![218 Saddle Ridge Drive - Photo 4](http://lh.rdcpix.com/b34c40da8fd52e8ff34f5c6dabd2b733l-f36236912r.jpg) ![218 Saddle Ridge Drive - Photo 5](http://lh.rdcpix.com/b34c40da8fd52e8ff34f5c6dabd2b733l-f543203016r.jpg) ![218 Saddle Ridge Drive - Photo 6](http://lh.rdcpix.com/b34c40da8fd52e8ff34f5c6dabd2b733l-f653331095r.jpg) ![218 Saddle Ridge Drive - Photo 7](http://lh.rdcpix.com/b34c40da8fd52e8ff34f5c6dabd2b733l-f603459543r.jpg) ![218 Saddle Ridge Drive - Photo 8](http://lh.rdcpix.com/b34c40da8fd52e8ff34f5c6dabd2b733l-f1262155829r.jpg) ![218 Saddle Ridge Drive - Photo 9](http://lh.rdcpix.com/b34c40da8fd52e8ff34f5c6dabd2b733l-f890741783r.jpg) ![218 Saddle Ridge Drive - Photo 10](http://lh.rdcpix.com/b34c40da8fd52e8ff34f5c6dabd2b733l-f1392623451r.jpg) ![218 Saddle Ridge Drive - Photo 11](http://lh.rdcpix.com/b34c40da8fd52e8ff34f5c6dabd2b733l-f1882975665r.jpg) ![218 Saddle Ridge Drive - Photo 12](http://lh.rdcpix.com/b34c40da8fd52e8ff34f5c6dabd2b733l-f1037577658r.jpg) ![218 Saddle Ridge Drive - Photo 13](http://lh.rdcpix.com/b34c40da8fd52e8ff34f5c6dabd2b733l-f1714223521r.jpg) ![218 Saddle Ridge Drive - Photo 14](http://lh.rdcpix.com/b34c40da8fd52e8ff34f5c6dabd2b733l-f2181886562r.jpg) ![218 Saddle Ridge Drive - Photo 15](http://lh.rdcpix.com/b34c40da8fd52e8ff34f5c6dabd2b733l-f174216046r.jpg) ![218 Saddle Ridge Drive - Photo 16](http://lh.rdcpix.com/b34c40da8fd52e8ff34f5c6dabd2b733l-f333487489r.jpg) ![218 Saddle Ridge Drive - Photo 17](http://lh.rdcpix.com/b34c40da8fd52e8ff34f5c6dabd2b733l-f3474908547r.jpg) ![218 Saddle Ridge Drive - Photo 18](http://lh.rdcpix.com/b34c40da8fd52e8ff34f5c6dabd2b733l-f3400728360r.jpg) ![218 Saddle Ridge Drive - Photo 19](http://lh.rdcpix.com/b34c40da8fd52e8ff34f5c6dabd2b733l-f684978206r.jpg) ![218 Saddle Ridge Drive - Photo 20](http://lh.rdcpix.com/b34c40da8fd52e8ff34f5c6dabd2b733l-f1428666967r.jpg) ![218 Saddle Ridge Drive - Photo 21](http://lh.rdcpix.com/b34c40da8fd52e8ff34f5c6dabd2b733l-f2132577819r.jpg) ![218 Saddle Ridge Drive - Photo 22](http://lh.rdcpix.com/b34c40da8fd52e8ff34f5c6dabd2b733l-f1517967643r.jpg) ![218 Saddle Ridge Drive - Photo 23](http://lh.rdcpix.com/b34c40da8fd52e8ff34f5c6dabd2b733l-f128315215r.jpg) ![218 Saddle Ridge Drive - Photo 24](http://lh.rdcpix.com/b34c40da8fd52e8ff34f5c6dabd2b733l-f2287845921r.jpg) ![218 Saddle Ridge Drive - Photo 25](http://lh.rdcpix.com/b34c40da8fd52e8ff34f5c6dabd2b733l-f3331650865r.jpg) ![218 Saddle Ridge Drive - Photo 26](http://lh.rdcpix.com/b34c40da8fd52e8ff34f5c6dabd2b733l-f1313103053r.jpg) ![218 Saddle Ridge Drive - Photo 27](http://lh.rdcpix.com/b34c40da8fd52e8ff34f5c6dabd2b733l-f1314066602r.jpg) ![218 Saddle Ridge Drive - Photo 28](http://lh.rdcpix.com/b34c40da8fd52e8ff34f5c6dabd2b733l-f1760044445r.jpg) ![218 Saddle Ridge Drive - Photo 29](http://lh.rdcpix.com/b34c40da8fd52e8ff34f5c6dabd2b733l-f227371519r.jpg) ![218 Saddle Ridge Drive - Photo 30](http://lh.rdcpix.com/b34c40da8fd52e8ff34f5c6dabd2b733l-f2358498010r.jpg) ![218 Saddle Ridge Drive - Photo 31](http://lh.rdcpix.com/b34c40da8fd52e8ff34f5c6dabd2b733l-f3579861860r.jpg) --- **MLS#:** 202611394 | **Updated:** 2026-10-24 **Source:** listhub *Copyright © 2026 Upstate Alliance of REALTORS® Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/218-saddle-ridge-drive-garrett-in-46738-5c4bba0f2054486db9fcc6fb2db78946) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/218-saddle-ridge-drive-garrett-in-46738-5c4bba0f2054486db9fcc6fb2db78946#listing", "url": "https://staging.propertysimple.ai/listing/218-saddle-ridge-drive-garrett-in-46738-5c4bba0f2054486db9fcc6fb2db78946", "name": "218 Saddle Ridge Drive, Garrett, IN 46738", "description": "**Now Offering $5,000 in buyer financing incentives**Welcome to Saddle Ridge, Kiracofe Homes' newest neighborhood, conveniently located just north of downtown Garrett! 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