# 21904 Lakeview Drive, Panama City Beach, FL 32413

> **TL;DR:** land, $1,300,000.
> Waterfront, View. Est. $6,953/mo. Listed 75 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $1,300,000 |
| Lot Size | 33,541 sqft (0.77 acres) |
| Property Type | Land (Other) |
| Status | Active |
| Days on Market | 75 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed
- **Views** - Lake

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $6,574 |
| Estimated Insurance | $379 |
| **Total** | **$6,953** |

## Nearby Schools

- **Elementary:** West Bay
- **Middle:** Surfside
- **High:** Arnold

## Key Amenities

- Waterfront
- View

## Property Highlights

- 0.77 acre lot
- Waterfront

## Description

### Agent Description
A rare opportunity to own one of the last remaining homesites directly on Lake Powell--Florida's largest coastal dune lake. Situated on a quiet dead-end street with no HOA, this expansive 0.70+ acre lot features approximately 90 feet of waterfront, exceptional privacy, and ample space to build anything from an intimate coastal retreat to a magnificent custom estate. Coastal dune lakes are globally rare natural treasures found in only a handful of locations worldwide. These remarkable ecosystems periodically connect with the Gulf of Mexico, creating a unique mixture of fresh and saltwater and offering extraordinary opportunities for boating, kayaking, paddleboarding, fishing, and wildlife watching. With its generous size, impressive waterfront setting, no HOA restrictions, and limited remaining inventory on Lake Powell, this property presents an outstanding opportunity for a custom-home buyer, builder, or investor. A thoughtfully designed luxury residence or vacation property could offer tremendous market appeal in one of Northwest Florida's most desirable and difficult-to-replicate waterfront settings. Opportunities like this simply do not come around often. The permit for a two-story dock is already in place and ready to build, perfectly positioned for you to sit back and enjoy breathtaking sunsets over the lake every evening. Buyer to verify all measurements, building requirements, dock permitting, and intended uses.

## Location

- **Address:** 21904 Lakeview Drive, Panama City Beach, FL 32413
- **County:** Bay
- **Neighborhood:** No Named Subdivision
- **Coordinates:** 30.267232, -85.958372
- **Google Maps:** https://www.google.com/maps?q=30.267232,-85.958372

## Listing Agent

- **Name:** Justin Cater LLC
- **Brokerage:** EXP Realty LLC
- **Broker Phone:** (888) 883-8509
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/21904-Lakeview-Dr_Panama-City-Beach_FL_32413_M54341-69267?f=listhub&s=BCARFL&m=794045&c=propsimple)

## Photos

![21904 Lakeview Drive - Photo 1](http://lh.rdcpix.com/09c35cd8e72c3fe24ae50a436a87dfdfl-f3211759939r.jpg)

![21904 Lakeview Drive - Photo 2](http://lh.rdcpix.com/09c35cd8e72c3fe24ae50a436a87dfdfl-f2077862586r.jpg)

![21904 Lakeview Drive - Photo 3](http://lh.rdcpix.com/09c35cd8e72c3fe24ae50a436a87dfdfl-f4227205897r.jpg)

![21904 Lakeview Drive - Photo 4](http://lh.rdcpix.com/09c35cd8e72c3fe24ae50a436a87dfdfl-f1250316583r.jpg)

![21904 Lakeview Drive - Photo 5](http://lh.rdcpix.com/09c35cd8e72c3fe24ae50a436a87dfdfl-f3835316524r.jpg)

![21904 Lakeview Drive - Photo 6](http://lh.rdcpix.com/09c35cd8e72c3fe24ae50a436a87dfdfl-f1815740920r.jpg)

![21904 Lakeview Drive - Photo 7](http://lh.rdcpix.com/09c35cd8e72c3fe24ae50a436a87dfdfl-f1795893931r.jpg)

![21904 Lakeview Drive - Photo 8](http://lh.rdcpix.com/09c35cd8e72c3fe24ae50a436a87dfdfl-f1422298859r.jpg)

![21904 Lakeview Drive - Photo 9](http://lh.rdcpix.com/09c35cd8e72c3fe24ae50a436a87dfdfl-f2742364836r.jpg)

![21904 Lakeview Drive - Photo 10](http://lh.rdcpix.com/09c35cd8e72c3fe24ae50a436a87dfdfl-f2526413270r.jpg)

![21904 Lakeview Drive - Photo 11](http://lh.rdcpix.com/09c35cd8e72c3fe24ae50a436a87dfdfl-f3363759675r.jpg)

![21904 Lakeview Drive - Photo 12](http://lh.rdcpix.com/09c35cd8e72c3fe24ae50a436a87dfdfl-f1166975513r.jpg)

![21904 Lakeview Drive - Photo 13](http://lh.rdcpix.com/09c35cd8e72c3fe24ae50a436a87dfdfl-f717966457r.jpg)

![21904 Lakeview Drive - Photo 14](http://lh.rdcpix.com/09c35cd8e72c3fe24ae50a436a87dfdfl-f3282109874r.jpg)

![21904 Lakeview Drive - Photo 15](http://lh.rdcpix.com/09c35cd8e72c3fe24ae50a436a87dfdfl-f3955284481r.jpg)

![21904 Lakeview Drive - Photo 16](http://lh.rdcpix.com/09c35cd8e72c3fe24ae50a436a87dfdfl-f796451730r.jpg)

![21904 Lakeview Drive - Photo 17](http://lh.rdcpix.com/09c35cd8e72c3fe24ae50a436a87dfdfl-f3531752079r.jpg)

![21904 Lakeview Drive - Photo 18](http://lh.rdcpix.com/09c35cd8e72c3fe24ae50a436a87dfdfl-f615897649r.jpg)

![21904 Lakeview Drive - Photo 19](http://lh.rdcpix.com/09c35cd8e72c3fe24ae50a436a87dfdfl-f1080156529r.jpg)

![21904 Lakeview Drive - Photo 20](http://lh.rdcpix.com/09c35cd8e72c3fe24ae50a436a87dfdfl-f1938149884r.jpg)

![21904 Lakeview Drive - Photo 21](http://lh.rdcpix.com/09c35cd8e72c3fe24ae50a436a87dfdfl-f1827755051r.jpg)

![21904 Lakeview Drive - Photo 22](http://lh.rdcpix.com/09c35cd8e72c3fe24ae50a436a87dfdfl-f3472626538r.jpg)

![21904 Lakeview Drive - Photo 23](http://lh.rdcpix.com/09c35cd8e72c3fe24ae50a436a87dfdfl-f2853727169r.jpg)

![21904 Lakeview Drive - Photo 24](http://lh.rdcpix.com/09c35cd8e72c3fe24ae50a436a87dfdfl-f3275219374r.jpg)

![21904 Lakeview Drive - Photo 25](http://lh.rdcpix.com/09c35cd8e72c3fe24ae50a436a87dfdfl-f554591225r.jpg)

![21904 Lakeview Drive - Photo 26](http://lh.rdcpix.com/09c35cd8e72c3fe24ae50a436a87dfdfl-f4185881895r.jpg)

![21904 Lakeview Drive - Photo 27](http://lh.rdcpix.com/09c35cd8e72c3fe24ae50a436a87dfdfl-f1162167055r.jpg)

![21904 Lakeview Drive - Photo 28](http://lh.rdcpix.com/09c35cd8e72c3fe24ae50a436a87dfdfl-f3521501075r.jpg)

---

**MLS#:** 794045 | **Updated:** 2026-10-21
**Source:** listhub

*Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/21904-lakeview-drive-panama-city-beach-fl-32413-2612ebf6029242ef9785b470665d4e16)

---

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