# 2198 WINDWARD CAY Lane, Middleburg, FL 32068 > **TL;DR:** 3bd/3ba townhouse, $245,000 ($144/sqft), built 2024, 1,707 sqft. > A/C, 1-car garage. Est. $1,487/mo. Listed 101 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $245,000 | | Price/sqft | $144 | | Bedrooms | 3 | | Bathrooms | 2 full, 1 half | | Square Feet | 1,707 | | Year Built | 2024 | | Lot Size | 2,178 sqft (0.05 acres) | | Stories | 2 | | Garage | 1-car | | Property Type | Townhouse (Townhouse) | | Status | Active | | Days on Market | 101 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,239 | | Estimated Insurance | $71 | | HOA | $177 | | **Total** | **$1,487** | ## Key Amenities - A/C - 1-car garage ## Property Highlights - Built in 2024 - 0.05 acre lot - 2 stories ## Description ### Agent Description Welcome to 2198 Windward Cay Ln in the heart of Middleburg- an impeccably maintained home that truly shows better than new. From the moment you arrive, you'll notice the thoughtful upgrades and pride of ownership throughout. Recent enhancements include a stylish front storm door, updated cabinet knobs, and beautiful adjustable vertical sliding panels that add both elegance and functionality to the living space. Inside, the home feels light, bright, and airy, creating a warm and inviting atmosphere. Ceiling fans have been installed in every room, as well as on the outdoor patio, ensuring year-round comfort both indoors and out. Perfectly tucked away on a private road, this property offers a peaceful setting while still being conveniently located near shopping, dining, and everyday amenities. This is the ideal blend of comfort, style, and location- don't miss your opportunity to make it yours. ## Location - **Address:** 2198 WINDWARD CAY Lane, Middleburg, FL 32068 - **County:** Clay - **Neighborhood:** Long Bay - **Coordinates:** 30.084297, -81.863402 - **Google Maps:** https://www.google.com/maps?q=30.084297,-81.863402 ## Listing Agent - **Name:** JULIA LEVY - **Brokerage:** Iron Valley Real Estate North Florida - **Broker Phone:** (904) 849-5163 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/2198-Windward-Cay-Ln_Middleburg_FL_32068_M94189-22286?f=listhub&s=NEFMLS&m=2156625&c=propsimple) ## Photos ![2198 WINDWARD CAY Lane - Photo 1](http://lh.rdcpix.com/238c0af000fdbdc09640f9a52dce88e7l-f2839034676r.jpg) ![2198 WINDWARD CAY Lane - Photo 2](http://lh.rdcpix.com/238c0af000fdbdc09640f9a52dce88e7l-f519139377r.jpg) ![2198 WINDWARD CAY Lane - Photo 3](http://lh.rdcpix.com/238c0af000fdbdc09640f9a52dce88e7l-f2765956715r.jpg) ![2198 WINDWARD CAY Lane - Photo 4](http://lh.rdcpix.com/238c0af000fdbdc09640f9a52dce88e7l-f1863465115r.jpg) ![2198 WINDWARD CAY Lane - Photo 5](http://lh.rdcpix.com/238c0af000fdbdc09640f9a52dce88e7l-f3414010699r.jpg) ![2198 WINDWARD CAY Lane - Photo 6](http://lh.rdcpix.com/238c0af000fdbdc09640f9a52dce88e7l-f2499067970r.jpg) ![2198 WINDWARD CAY Lane - Photo 7](http://lh.rdcpix.com/238c0af000fdbdc09640f9a52dce88e7l-f2160661581r.jpg) ![2198 WINDWARD CAY Lane - Photo 8](http://lh.rdcpix.com/238c0af000fdbdc09640f9a52dce88e7l-f205719875r.jpg) ![2198 WINDWARD CAY Lane - Photo 9](http://lh.rdcpix.com/238c0af000fdbdc09640f9a52dce88e7l-f3867405580r.jpg) ![2198 WINDWARD CAY Lane - Photo 10](http://lh.rdcpix.com/238c0af000fdbdc09640f9a52dce88e7l-f3625733273r.jpg) ![2198 WINDWARD CAY Lane - Photo 11](http://lh.rdcpix.com/238c0af000fdbdc09640f9a52dce88e7l-f1074571742r.jpg) ![2198 WINDWARD CAY Lane - Photo 12](http://lh.rdcpix.com/238c0af000fdbdc09640f9a52dce88e7l-f450099341r.jpg) ![2198 WINDWARD CAY Lane - Photo 13](http://lh.rdcpix.com/238c0af000fdbdc09640f9a52dce88e7l-f263872622r.jpg) ![2198 WINDWARD CAY Lane - Photo 14](http://lh.rdcpix.com/238c0af000fdbdc09640f9a52dce88e7l-f952683425r.jpg) ![2198 WINDWARD CAY Lane - Photo 15](http://lh.rdcpix.com/238c0af000fdbdc09640f9a52dce88e7l-f4097544551r.jpg) ![2198 WINDWARD CAY Lane - Photo 16](http://lh.rdcpix.com/238c0af000fdbdc09640f9a52dce88e7l-f4117578528r.jpg) ![2198 WINDWARD CAY Lane - Photo 17](http://lh.rdcpix.com/238c0af000fdbdc09640f9a52dce88e7l-f2986874206r.jpg) ![2198 WINDWARD CAY Lane - Photo 18](http://lh.rdcpix.com/238c0af000fdbdc09640f9a52dce88e7l-f2895732948r.jpg) ![2198 WINDWARD CAY Lane - Photo 19](http://lh.rdcpix.com/238c0af000fdbdc09640f9a52dce88e7l-f4195156527r.jpg) ![2198 WINDWARD CAY Lane - Photo 20](http://lh.rdcpix.com/238c0af000fdbdc09640f9a52dce88e7l-f857579961r.jpg) ![2198 WINDWARD CAY Lane - Photo 21](http://lh.rdcpix.com/238c0af000fdbdc09640f9a52dce88e7l-f3169628308r.jpg) ![2198 WINDWARD CAY Lane - Photo 22](http://lh.rdcpix.com/238c0af000fdbdc09640f9a52dce88e7l-f1569312772r.jpg) ![2198 WINDWARD CAY Lane - Photo 23](http://lh.rdcpix.com/238c0af000fdbdc09640f9a52dce88e7l-f3050073498r.jpg) ![2198 WINDWARD CAY Lane - Photo 24](http://lh.rdcpix.com/238c0af000fdbdc09640f9a52dce88e7l-f3970444368r.jpg) ![2198 WINDWARD CAY Lane - Photo 25](http://lh.rdcpix.com/238c0af000fdbdc09640f9a52dce88e7l-f2083988256r.jpg) ![2198 WINDWARD CAY Lane - Photo 26](http://lh.rdcpix.com/238c0af000fdbdc09640f9a52dce88e7l-f4144700198r.jpg) ![2198 WINDWARD CAY Lane - Photo 27](http://lh.rdcpix.com/238c0af000fdbdc09640f9a52dce88e7l-f911636620r.jpg) ![2198 WINDWARD CAY Lane - Photo 28](http://lh.rdcpix.com/238c0af000fdbdc09640f9a52dce88e7l-f2182284193r.jpg) ![2198 WINDWARD CAY Lane - Photo 29](http://lh.rdcpix.com/238c0af000fdbdc09640f9a52dce88e7l-f2179374164r.jpg) ![2198 WINDWARD CAY Lane - Photo 30](http://lh.rdcpix.com/238c0af000fdbdc09640f9a52dce88e7l-f1009525804r.jpg) ![2198 WINDWARD CAY Lane - Photo 31](http://lh.rdcpix.com/238c0af000fdbdc09640f9a52dce88e7l-f4012860079r.jpg) ![2198 WINDWARD CAY Lane - Photo 32](http://lh.rdcpix.com/238c0af000fdbdc09640f9a52dce88e7l-f4143099365r.jpg) ![2198 WINDWARD CAY Lane - Photo 33](http://lh.rdcpix.com/238c0af000fdbdc09640f9a52dce88e7l-f2493488069r.jpg) --- **MLS#:** 2156625 | **Updated:** 2026-10-29 **Source:** listhub *Copyright © 2026 realMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/2198-windward-cay-lane-middleburg-fl-32068-80121418db7d43f6afdbe99b31155331) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/2198-windward-cay-lane-middleburg-fl-32068-80121418db7d43f6afdbe99b31155331#listing", "url": "https://staging.propertysimple.ai/listing/2198-windward-cay-lane-middleburg-fl-32068-80121418db7d43f6afdbe99b31155331", "name": "2198 WINDWARD CAY Lane, Middleburg, FL 32068", "description": "Welcome to 2198 Windward Cay Ln in the heart of Middleburg- an impeccably maintained home that truly shows better than new. From the moment you arrive, you'll notice the thoughtful upgrades and pride of ownership throughout. 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