About This Home

This 4-bedroom, 1-bathroom single family at 22 Water Street in Cortland, NY is listed for $149,000 ($131 per sqft). Built in 1910, the home offers 1,140 sqft of living space on a 0.13 acres lot.

Key Features

  • Built in 1910
  • 0.13 acre lot
  • 2 stories

Property Details

2 stories
1 full
1910

Amenities

Hardwood
Listing Description

Great opportunity to own a College Rental just steps to SUNY Cortland campus. 4 bedrooms 1 full bath (large) Property has not been rented in a few years. In need of TLC. Large barn to store all the stuff, overhead door, concrete and electric. Fenced in back yard. Rented for 3400 per student per semester for years. Might be a opportunity to make some upgrades which could increase the rent.

Monthly Cost Estimate

$797/mo

20% down · 6.5% · 30 years

Principal$108
Interest$646
Insurance$43

Estimates only. Actual payments may vary.

Location

22 Water Street

Cortland, NY 13045

Features & Amenities

Interior Features

CedarClosetsSeparateFormalDiningRoomEatInKitchenSeparateFormalLivingRoomCountryKitchenPantryPartiallyFurnishedBedroomOnMainLevelProgrammableThermostat

Exterior Features

BlacktopDrivewayFullyFencedGravelDrivewayPrivateYard

Property Details

Flooring

VinylHardwoodVaries

Construction

AtticCrawlHatchwaysInsulated Cedar ShakeSiding

Parking

Garage

Heating

Natural GasForced Air

Appliances

DryerDishwasherFreeStandingRangeGasOvenGasRangeGasWaterHeaterOvenRefrigeratorWasher

Questions & Answers

This 4-bedroom, 1-bathroom single family at 22 Water Street is listed at $149,000 ($131/sqft). The estimated monthly payment is $796 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1910, 0.13 acre lot, 2 stories. Interior Features: CedarClosets, SeparateFormalDiningRoom, EatInKitchen. Exterior Features: BlacktopDriveway, FullyFenced, GravelDriveway.

This property is listed by Amy Cobb.

AC

Amy Cobb

License 30CO0879525

Agent at Yaman Real Estate

Listed by Yaman Real Estate · Broker phone: (607) 753-9644 · View on Broker Site · Broker website

MLS# S1709572· Source: New York State Alliance of MLSs, LLC· 69 days on PropertySimple

Copyright © 2026 New York State Alliance of MLSs, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

22 Water Street, Cortland, NY 13045

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