# 222 N Terry Hill Road, Carmel, NY 10512 > **TL;DR:** 2bd/3ba single family, $484,000 ($288/sqft), built 1940, 1,679 sqft. > Fireplace, Waterfront, View, Hardwood. Est. $2,588/mo. Listed 74 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $484,000 | | Price/sqft | $288 | | Bedrooms | 2 | | Bathrooms | 3 full | | Square Feet | 1,679 | | Year Built | 1940 | | Lot Size | 3,049 sqft (0.07 acres) | | Stories | 2 | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 74 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Views** - Lake - **Hardwood Floors** - Hardwood flooring listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,447 | | Estimated Insurance | $141 | | **Total** | **$2,588** | ## Nearby Schools - **Elementary:** Kent Primary - **Middle:** George Fischer Middle School - **High:** Carmel High School ## Key Amenities - Fireplace - Waterfront - View - Hardwood ## Property Highlights - Built in 1940 - 0.07 acre lot - 2 stories - 3 parking spaces - Fireplace - Waterfront ## Description ### Agent Description Welcome to this beautifully maintained lakeside home, a cozy, charming retreat where peaceful water views shape the rhythm of everyday living. Nestled directly across from the shimmering lake, this inviting residence offers a bright, sun-filled bonus room, perfect as a private office, creative studio, serene reading nook, or bedroom, framed by tranquil scenery that inspires and soothes. Set within a vibrant and welcoming community, you'll enjoy access to multiple picturesque beaches, scenic walking paths, nearby cafes, restaurants, and local shops that make daily living feel effortless and enjoyable. Renovated in 2019 and lovingly cared for, the home blends warmth and functionality with fresh paint, a newly paved driveway, and a fully fenced backyard and patio ideal for outdoor gatherings or quiet moments of retreat. The flexible mother-daughter layout with its own private entrance provides wonderful versatility for extended family, guests, or multi-generational living. The upstairs was previously enjoyed as a 3-bedroom layout, and the finished basement offers excellent potential as a comfortable 1-bedroom for extended family or guests, adding even more adaptability to the home's design. Located in the highly sought-after Carmel School District and just over an hour from NYC, with quick access to I-84 and Metro-North, this home offers the perfect balance of vacation-style serenity and commuter convenience. Come experience this charming lakeside gem, it will not last. ## Location - **Address:** 222 N Terry Hill Road, Carmel, NY 10512 - **County:** Putnam County - **Coordinates:** 41.469379, -73.663106 - **Google Maps:** https://www.google.com/maps?q=41.469379,-73.663106 ## Listing Agent - **Name:** Heather Duffelmeyer - **Brokerage:** William Raveis Real Estate - **Broker Phone:** (914) 661-8838 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/222-N-Terry-Hill-Rd_Carmel_NY_10512_M39411-16869?f=listhub&s=MLSLINY&m=1039199&c=propsimple) ## Photos ![222 N Terry Hill Road - Photo 1](http://lh.rdcpix.com/65089b62c1e918b0e7887e1b04ce9b8dl-f2540078361r.jpg) ![222 N Terry Hill Road - Photo 2](http://lh.rdcpix.com/65089b62c1e918b0e7887e1b04ce9b8dl-f2887655229r.jpg) ![222 N Terry Hill Road - Photo 3](http://lh.rdcpix.com/65089b62c1e918b0e7887e1b04ce9b8dl-f149614040r.jpg) ![222 N Terry Hill Road - Photo 4](http://lh.rdcpix.com/65089b62c1e918b0e7887e1b04ce9b8dl-f2834351521r.jpg) ![222 N Terry Hill Road - Photo 5](http://lh.rdcpix.com/65089b62c1e918b0e7887e1b04ce9b8dl-f2391633902r.jpg) ![222 N Terry Hill Road - Photo 6](http://lh.rdcpix.com/65089b62c1e918b0e7887e1b04ce9b8dl-f444347095r.jpg) ![222 N Terry Hill Road - Photo 7](http://lh.rdcpix.com/65089b62c1e918b0e7887e1b04ce9b8dl-f3024372465r.jpg) ![222 N Terry Hill Road - Photo 8](http://lh.rdcpix.com/65089b62c1e918b0e7887e1b04ce9b8dl-f3751993502r.jpg) ![222 N Terry Hill Road - Photo 9](http://lh.rdcpix.com/65089b62c1e918b0e7887e1b04ce9b8dl-f2115544969r.jpg) ![222 N Terry Hill Road - Photo 10](http://lh.rdcpix.com/65089b62c1e918b0e7887e1b04ce9b8dl-f2072340602r.jpg) ![222 N Terry Hill Road - Photo 11](http://lh.rdcpix.com/65089b62c1e918b0e7887e1b04ce9b8dl-f58694179r.jpg) ![222 N Terry Hill Road - Photo 12](http://lh.rdcpix.com/65089b62c1e918b0e7887e1b04ce9b8dl-f1041791934r.jpg) ![222 N Terry Hill Road - Photo 13](http://lh.rdcpix.com/65089b62c1e918b0e7887e1b04ce9b8dl-f3707917211r.jpg) ![222 N Terry Hill Road - Photo 14](http://lh.rdcpix.com/65089b62c1e918b0e7887e1b04ce9b8dl-f2721163096r.jpg) ![222 N Terry Hill Road - Photo 15](http://lh.rdcpix.com/65089b62c1e918b0e7887e1b04ce9b8dl-f769212179r.jpg) ![222 N Terry Hill Road - Photo 16](http://lh.rdcpix.com/65089b62c1e918b0e7887e1b04ce9b8dl-f1426179846r.jpg) ![222 N Terry Hill Road - Photo 17](http://lh.rdcpix.com/65089b62c1e918b0e7887e1b04ce9b8dl-f1810620237r.jpg) ![222 N Terry Hill Road - Photo 18](http://lh.rdcpix.com/65089b62c1e918b0e7887e1b04ce9b8dl-f2010747097r.jpg) ![222 N Terry Hill Road - Photo 19](http://lh.rdcpix.com/65089b62c1e918b0e7887e1b04ce9b8dl-f1462033345r.jpg) ![222 N Terry Hill Road - Photo 20](http://lh.rdcpix.com/65089b62c1e918b0e7887e1b04ce9b8dl-f2938576137r.jpg) ![222 N Terry Hill Road - Photo 21](http://lh.rdcpix.com/65089b62c1e918b0e7887e1b04ce9b8dl-f1239549436r.jpg) ![222 N Terry Hill Road - Photo 22](http://lh.rdcpix.com/65089b62c1e918b0e7887e1b04ce9b8dl-f911865273r.jpg) ![222 N Terry Hill Road - Photo 23](http://lh.rdcpix.com/65089b62c1e918b0e7887e1b04ce9b8dl-f1294501605r.jpg) ![222 N Terry Hill Road - Photo 24](http://lh.rdcpix.com/65089b62c1e918b0e7887e1b04ce9b8dl-f79596319r.jpg) ![222 N Terry Hill Road - Photo 25](http://lh.rdcpix.com/65089b62c1e918b0e7887e1b04ce9b8dl-f941180803r.jpg) ![222 N Terry Hill Road - Photo 26](http://lh.rdcpix.com/65089b62c1e918b0e7887e1b04ce9b8dl-f4192247372r.jpg) ![222 N Terry Hill Road - Photo 27](http://lh.rdcpix.com/65089b62c1e918b0e7887e1b04ce9b8dl-f878723645r.jpg) ![222 N Terry Hill Road - Photo 28](http://lh.rdcpix.com/65089b62c1e918b0e7887e1b04ce9b8dl-f950484170r.jpg) ![222 N Terry Hill Road - Photo 29](http://lh.rdcpix.com/65089b62c1e918b0e7887e1b04ce9b8dl-f783961636r.jpg) ![222 N Terry Hill Road - Photo 30](http://lh.rdcpix.com/65089b62c1e918b0e7887e1b04ce9b8dl-f319484771r.jpg) ![222 N Terry Hill Road - Photo 31](http://lh.rdcpix.com/65089b62c1e918b0e7887e1b04ce9b8dl-f2456548292r.jpg) --- **MLS#:** 1039199 | **Updated:** 2026-10-23 **Source:** listhub *Copyright © 2026 OneKey MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/222-n-terry-hill-road-carmel-ny-10512-3c4c3b03c02e4127bcd759332c6cff60) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/222-n-terry-hill-road-carmel-ny-10512-3c4c3b03c02e4127bcd759332c6cff60#listing", "url": "https://staging.propertysimple.ai/listing/222-n-terry-hill-road-carmel-ny-10512-3c4c3b03c02e4127bcd759332c6cff60", "name": "222 N Terry Hill Road, Carmel, NY 10512", "description": "Welcome to this beautifully maintained lakeside home, a cozy, charming retreat where peaceful water views shape the rhythm of everyday living. 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The upstairs was previously enjoyed as a 3-bedroom layout, and the finished basement offers excellent potential as a comfortable 1-bedroom for extended family or guests, adding even more adaptability to the home's design. Located in the highly sought-after Carmel School District and just over an hour from NYC, with quick access to I-84 and Metro-North, this home offers the perfect balance of vacation-style serenity and commuter convenience. 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