# 2226 Joan Avenue #4, Panama City Beach, FL 32408

> **TL;DR:** 3bd/3ba townhouse, $308,000 ($217/sqft), built 2020, 1,420 sqft.
> A/C, 1-car garage. Est. $2,747/mo. Listed 128 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $308,000 |
| Price/sqft | $217 |
| Bedrooms | 3 |
| Bathrooms | 2 full, 1 half |
| Square Feet | 1,420 |
| Year Built | 2020 |
| Lot Size | 1,307 sqft (0.03 acres) |
| Garage | 1-car |
| Property Type | Townhouse (Townhouse) |
| Status | Active |
| Days on Market | 128 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,557 |
| Estimated Insurance | $90 |
| HOA | $1,100 |
| **Total** | **$2,747** |

## Nearby Schools

- **Elementary:** Breakfast Point
- **Middle:** Breakfast Point
- **High:** Arnold

## Key Amenities

- A/C
- 1-car garage

## Property Highlights

- Built in 2020
- 0.03 acre lot

## Description

### Agent Description
Don't miss this beautifully furnished 3-bedroom, 2.5-bath townhome in Seaside Heights, just 0.2-0.3 miles from public beach access. This 1,420 sq. ft. turnkey home features an open floor plan, 9-foot ceilings, luxury vinyl plank flooring, and a modern kitchen with stainless-steel appliances and solid-surface countertops. The living and dining areas open to a private back deck, perfect for relaxing after a day at the beach. Short-term rentals are allowed, making this a great option for an investment, vacation home, second home, or primary residence. HOA dues include exterior insurance, roof maintenance, and exterior upkeep. Fully furnished and ready to enjoy or rent.

## Location

- **Address:** 2226 Joan Avenue #4, Panama City Beach, FL 32408
- **County:** Bay
- **Neighborhood:** The Pines
- **Coordinates:** 30.177762, -85.789082
- **Google Maps:** https://www.google.com/maps?q=30.177762,-85.789082

## Listing Agent

- **Name:** Anat Shmueloff
- **Brokerage:** EXP Realty LLC
- **Broker Phone:** (888) 883-8509
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/2226-Joan-Ave-Unit-4_Panama-City-Beach_FL_32408_M96643-92080?f=listhub&s=BCARFL&m=791719&c=propsimple)

## Photos

![2226 Joan Avenue #4 - Photo 1](http://lh.rdcpix.com/372a332fe027a991c5479815fc568d6el-f1388380039r.jpg)

![2226 Joan Avenue #4 - Photo 2](http://lh.rdcpix.com/372a332fe027a991c5479815fc568d6el-f3477338040r.jpg)

![2226 Joan Avenue #4 - Photo 3](http://lh.rdcpix.com/372a332fe027a991c5479815fc568d6el-f839272141r.jpg)

![2226 Joan Avenue #4 - Photo 4](http://lh.rdcpix.com/372a332fe027a991c5479815fc568d6el-f3491153688r.jpg)

![2226 Joan Avenue #4 - Photo 5](http://lh.rdcpix.com/372a332fe027a991c5479815fc568d6el-f2764404386r.jpg)

![2226 Joan Avenue #4 - Photo 6](http://lh.rdcpix.com/372a332fe027a991c5479815fc568d6el-f3026877759r.jpg)

![2226 Joan Avenue #4 - Photo 7](http://lh.rdcpix.com/372a332fe027a991c5479815fc568d6el-f414651282r.jpg)

![2226 Joan Avenue #4 - Photo 8](http://lh.rdcpix.com/372a332fe027a991c5479815fc568d6el-f823323733r.jpg)

![2226 Joan Avenue #4 - Photo 9](http://lh.rdcpix.com/372a332fe027a991c5479815fc568d6el-f4128489580r.jpg)

![2226 Joan Avenue #4 - Photo 10](http://lh.rdcpix.com/372a332fe027a991c5479815fc568d6el-f3061133175r.jpg)

![2226 Joan Avenue #4 - Photo 11](http://lh.rdcpix.com/372a332fe027a991c5479815fc568d6el-f1207473184r.jpg)

![2226 Joan Avenue #4 - Photo 12](http://lh.rdcpix.com/372a332fe027a991c5479815fc568d6el-f3612929922r.jpg)

![2226 Joan Avenue #4 - Photo 13](http://lh.rdcpix.com/372a332fe027a991c5479815fc568d6el-f941702934r.jpg)

![2226 Joan Avenue #4 - Photo 14](http://lh.rdcpix.com/372a332fe027a991c5479815fc568d6el-f2838878726r.jpg)

![2226 Joan Avenue #4 - Photo 15](http://lh.rdcpix.com/372a332fe027a991c5479815fc568d6el-f3206275902r.jpg)

![2226 Joan Avenue #4 - Photo 16](http://lh.rdcpix.com/372a332fe027a991c5479815fc568d6el-f3610973791r.jpg)

![2226 Joan Avenue #4 - Photo 17](http://lh.rdcpix.com/372a332fe027a991c5479815fc568d6el-f2585328403r.jpg)

![2226 Joan Avenue #4 - Photo 18](http://lh.rdcpix.com/372a332fe027a991c5479815fc568d6el-f3979007046r.jpg)

![2226 Joan Avenue #4 - Photo 19](http://lh.rdcpix.com/372a332fe027a991c5479815fc568d6el-f4282070946r.jpg)

![2226 Joan Avenue #4 - Photo 20](http://lh.rdcpix.com/372a332fe027a991c5479815fc568d6el-f956459194r.jpg)

![2226 Joan Avenue #4 - Photo 21](http://lh.rdcpix.com/372a332fe027a991c5479815fc568d6el-f3493251180r.jpg)

![2226 Joan Avenue #4 - Photo 22](http://lh.rdcpix.com/372a332fe027a991c5479815fc568d6el-f164586401r.jpg)

![2226 Joan Avenue #4 - Photo 23](http://lh.rdcpix.com/372a332fe027a991c5479815fc568d6el-f159980166r.jpg)

---

**MLS#:** 791719 | **Updated:** 2026-10-21
**Source:** listhub

*Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/2226-joan-avenue-panama-city-beach-fl-32408-1fe4ccae0b0c42a2893f0cee15a7ceb0)

---

## Structured Data

```json
{
  "@context": "https://schema.org",
  "@type": "RealEstateListing",
  "@id": "https://staging.propertysimple.ai/listing/2226-joan-avenue-panama-city-beach-fl-32408-1fe4ccae0b0c42a2893f0cee15a7ceb0#listing",
  "url": "https://staging.propertysimple.ai/listing/2226-joan-avenue-panama-city-beach-fl-32408-1fe4ccae0b0c42a2893f0cee15a7ceb0",
  "name": "2226 Joan Avenue #4, Panama City Beach, FL 32408",
  "description": "Don't miss this beautifully furnished 3-bedroom, 2.5-bath townhome in Seaside Heights, just 0.2-0.3 miles from public beach access. This 1,420 sq. ft. turnkey home features an open floor plan, 9-foot ceilings, luxury vinyl plank flooring, and a modern kitchen with stainless-steel appliances and solid-surface countertops. The living and dining areas open to a private back deck, perfect for relaxing after a day at the beach. Short-term rentals are allowed, making this a great option for an investment, vacation home, second home, or primary residence. HOA dues include exterior insurance, roof maintenance, and exterior upkeep. Fully furnished and ready to enjoy or rent.",
  "image": [
    "http://lh.rdcpix.com/372a332fe027a991c5479815fc568d6el-f1388380039r.jpg",
    "http://lh.rdcpix.com/372a332fe027a991c5479815fc568d6el-f3477338040r.jpg",
    "http://lh.rdcpix.com/372a332fe027a991c5479815fc568d6el-f839272141r.jpg",
    "http://lh.rdcpix.com/372a332fe027a991c5479815fc568d6el-f3491153688r.jpg",
    "http://lh.rdcpix.com/372a332fe027a991c5479815fc568d6el-f2764404386r.jpg",
    "http://lh.rdcpix.com/372a332fe027a991c5479815fc568d6el-f3026877759r.jpg",
    "http://lh.rdcpix.com/372a332fe027a991c5479815fc568d6el-f414651282r.jpg",
    "http://lh.rdcpix.com/372a332fe027a991c5479815fc568d6el-f823323733r.jpg",
    "http://lh.rdcpix.com/372a332fe027a991c5479815fc568d6el-f4128489580r.jpg",
    "http://lh.rdcpix.com/372a332fe027a991c5479815fc568d6el-f3061133175r.jpg",
    "http://lh.rdcpix.com/372a332fe027a991c5479815fc568d6el-f1207473184r.jpg",
    "http://lh.rdcpix.com/372a332fe027a991c5479815fc568d6el-f3612929922r.jpg",
    "http://lh.rdcpix.com/372a332fe027a991c5479815fc568d6el-f941702934r.jpg",
    "http://lh.rdcpix.com/372a332fe027a991c5479815fc568d6el-f2838878726r.jpg",
    "http://lh.rdcpix.com/372a332fe027a991c5479815fc568d6el-f3206275902r.jpg",
    "http://lh.rdcpix.com/372a332fe027a991c5479815fc568d6el-f3610973791r.jpg",
    "http://lh.rdcpix.com/372a332fe027a991c5479815fc568d6el-f2585328403r.jpg",
    "http://lh.rdcpix.com/372a332fe027a991c5479815fc568d6el-f3979007046r.jpg",
    "http://lh.rdcpix.com/372a332fe027a991c5479815fc568d6el-f4282070946r.jpg",
    "http://lh.rdcpix.com/372a332fe027a991c5479815fc568d6el-f956459194r.jpg",
    "http://lh.rdcpix.com/372a332fe027a991c5479815fc568d6el-f3493251180r.jpg",
    "http://lh.rdcpix.com/372a332fe027a991c5479815fc568d6el-f164586401r.jpg",
    "http://lh.rdcpix.com/372a332fe027a991c5479815fc568d6el-f159980166r.jpg"
  ],
  "primaryImageOfPage": {
    "@type": "ImageObject",
    "url": "http://lh.rdcpix.com/372a332fe027a991c5479815fc568d6el-f1388380039r.jpg",
    "caption": "2226 Joan Avenue #4 - Panama City Beach, FL"
  },
  "datePosted": "2026-06-22",
  "dateModified": "2026-10-21T11:21:56.435Z",
  "mainEntity": {
    "@type": "Accommodation",
    "@id": "https://staging.propertysimple.ai/listing/2226-joan-avenue-panama-city-beach-fl-32408-1fe4ccae0b0c42a2893f0cee15a7ceb0#property",
    "name": "2226 Joan Avenue #4, Panama City Beach, FL 32408",
    "address": {
      "@type": "PostalAddress",
      "streetAddress": "2226 Joan Avenue #4",
      "addressLocality": "Panama City Beach",
      "addressRegion": "FL",
      "postalCode": "32408",
      "addressCountry": "US"
    },
    "geo": {
      "@type": "GeoCoordinates",
      "latitude": 30.177762,
      "longitude": -85.789082
    },
    "image": [
      "http://lh.rdcpix.com/372a332fe027a991c5479815fc568d6el-f1388380039r.jpg",
      "http://lh.rdcpix.com/372a332fe027a991c5479815fc568d6el-f3477338040r.jpg",
      "http://lh.rdcpix.com/372a332fe027a991c5479815fc568d6el-f839272141r.jpg",
      "http://lh.rdcpix.com/372a332fe027a991c5479815fc568d6el-f3491153688r.jpg",
      "http://lh.rdcpix.com/372a332fe027a991c5479815fc568d6el-f2764404386r.jpg",
      "http://lh.rdcpix.com/372a332fe027a991c5479815fc568d6el-f3026877759r.jpg",
      "http://lh.rdcpix.com/372a332fe027a991c5479815fc568d6el-f414651282r.jpg",
      "http://lh.rdcpix.com/372a332fe027a991c5479815fc568d6el-f823323733r.jpg",
      "http://lh.rdcpix.com/372a332fe027a991c5479815fc568d6el-f4128489580r.jpg",
      "http://lh.rdcpix.com/372a332fe027a991c5479815fc568d6el-f3061133175r.jpg",
      "http://lh.rdcpix.com/372a332fe027a991c5479815fc568d6el-f1207473184r.jpg",
      "http://lh.rdcpix.com/372a332fe027a991c5479815fc568d6el-f3612929922r.jpg",
      "http://lh.rdcpix.com/372a332fe027a991c5479815fc568d6el-f941702934r.jpg",
      "http://lh.rdcpix.com/372a332fe027a991c5479815fc568d6el-f2838878726r.jpg",
      "http://lh.rdcpix.com/372a332fe027a991c5479815fc568d6el-f3206275902r.jpg",
      "http://lh.rdcpix.com/372a332fe027a991c5479815fc568d6el-f3610973791r.jpg",
      "http://lh.rdcpix.com/372a332fe027a991c5479815fc568d6el-f2585328403r.jpg",
      "http://lh.rdcpix.com/372a332fe027a991c5479815fc568d6el-f3979007046r.jpg",
      "http://lh.rdcpix.com/372a332fe027a991c5479815fc568d6el-f4282070946r.jpg",
      "http://lh.rdcpix.com/372a332fe027a991c5479815fc568d6el-f956459194r.jpg",
      "http://lh.rdcpix.com/372a332fe027a991c5479815fc568d6el-f3493251180r.jpg",
      "http://lh.rdcpix.com/372a332fe027a991c5479815fc568d6el-f164586401r.jpg",
      "http://lh.rdcpix.com/372a332fe027a991c5479815fc568d6el-f159980166r.jpg"
    ],
    "identifier": {
      "@type": "PropertyValue",
      "propertyID": "MLS",
      "value": "791719"
    },
    "accommodationCategory": "Townhouse",
    "numberOfBedrooms": 3,
    "numberOfBathroomsTotal": 3,
    "numberOfFullBathrooms": 2,
    "numberOfPartialBathrooms": 1,
    "floorSize": {
      "@type": "QuantitativeValue",
      "value": 1420,
      "unitCode": "FTK",
      "unitText": "square feet"
    },
    "yearBuilt": 2020,
    "amenityFeature": [
      {
        "@type": "LocationFeatureSpecification",
        "name": "Heating",
        "value": "Electric (Heating)"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Cooling",
        "value": "Central Air"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Appliances",
        "value": "ElectricRange"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Construction Materials",
        "value": "HardiplankType,  Stone"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Pool Features",
        "value": "Patio, Deck"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Air Conditioning",
        "value": true
      }
    ],
    "additionalProperty": [
      {
        "@type": "PropertyValue",
        "name": "Lot Size",
        "value": "0.03 acres"
      },
      {
        "@type": "PropertyValue",
        "name": "Garage Spaces",
        "value": 1
      },
      {
        "@type": "PropertyValue",
        "name": "Unit Number",
        "value": "4"
      },
      {
        "@type": "PropertyValue",
        "name": "Property Subtype",
        "value": "Townhouse"
      }
    ]
  },
  "offers": {
    "@type": "Offer",
    "@id": "https://staging.propertysimple.ai/listing/2226-joan-avenue-panama-city-beach-fl-32408-1fe4ccae0b0c42a2893f0cee15a7ceb0#offer",
    "url": "https://staging.propertysimple.ai/listing/2226-joan-avenue-panama-city-beach-fl-32408-1fe4ccae0b0c42a2893f0cee15a7ceb0",
    "price": 308000,
    "priceCurrency": "USD",
    "businessFunction": "http://purl.org/goodrelations/v1#Sell",
    "availability": "https://schema.org/InStock",
    "seller": {
      "@id": "https://staging.propertysimple.ai/listing/2226-joan-avenue-panama-city-beach-fl-32408-1fe4ccae0b0c42a2893f0cee15a7ceb0#agent"
    }
  },
  "provider": {
    "@type": "Person",
    "@id": "https://staging.propertysimple.ai/listing/2226-joan-avenue-panama-city-beach-fl-32408-1fe4ccae0b0c42a2893f0cee15a7ceb0#agent",
    "name": "Anat Shmueloff",
    "worksFor": {
      "@type": "Organization",
      "@id": "https://staging.propertysimple.ai/listing/2226-joan-avenue-panama-city-beach-fl-32408-1fe4ccae0b0c42a2893f0cee15a7ceb0#brokerage",
      "name": "EXP Realty LLC",
      "telephone": "(888) 883-8509"
    }
  }
}
```