About This Home

This 3-bedroom, 2-bathroom single family at 223 Cardinal Circle W in Saint Marys, GA is listed for $390,000 ($216 per sqft). Built in 1998, the home offers 1,809 sqft of living space on a 0.33 acres lot.

Key Features

  • Built in 1998
  • 0.33 acre lot
  • Fireplace

Property Details

1 story
2 full
2-car garage
1998

Amenities

FireplaceA/C
Listing Description

Discover comfortable coastal living in Osprey Cove, one of coastal Georgia's premier gated golf communities. This well maintained 3 bedroom, 2 bath home offers 1,809 square feet of thoughtfully designed living space with a desirable split bedroom floor plan and move-in ready condition.

The spacious great room features a wood burning fireplace and opens to a screened patio overlooking a private backyard, creating the perfect setting for relaxing or entertaining. The adjoining dining area and kitchen with new stainless steel appliances provide a functional and inviting space for everyday living.

The primary suite serves as a private retreat with two walk-in closets and an ensuite bath featuring double vanities, a soaking tub and separate walk-in shower. Two additional bedrooms and a full bath are situated on the opposite side of the home, offering privacy for family and guests.

Additional features include a dedicated laundry room, alarm system, private irrigation well and mature, low-maintenance landscaping. Lovingly cared for throughout the years, this home offers an exceptional opportunity to enjoy the Osprey Cove lifestyle in a manageable, easy-to-maintain residence.

Optional membership to The Club at Osprey Cove provides access to outstanding amenities, including a Mark McCumber-designed golf course, Har-Tru tennis courts, fitness center, swimming pool, walking trails and community boat dock. Conveniently located minutes from NSB Kings Bay, the Golden Isles, Amelia Island beaches, Jacksonville International Airport, shopping, dining, and coastal recreation.

Monthly Cost Estimate

$2,983/mo

20% down · 6.5% · 30 years

Principal$282
Interest$1,690
Insurance$114
HOA$897

Estimates only. Actual payments may vary.

Location

223 Cardinal Circle W

Saint Marys, GA 31558

Osprey Cove

Features & Amenities

Interior Features

Ceiling Fan(s)Primary SuiteSplit Plan

Property Details

Flooring

CarpetTile

Construction

Stucco

Heating

CentralElectric (Heating)

Cooling

ElectricCentral AirCeiling Fan(s)

Appliances

DryerDishwasherOvenRangeRefrigeratorWasherWater SoftenerDryerDishwasherOvenRangeRefrigeratorWasherWater Softener

Questions & Answers

This 3-bedroom, 2-bathroom single family at 223 Cardinal Circle W is listed at $390,000 ($216/sqft). The estimated monthly payment is $2,983 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $897/month.

Key features include: Built in 1998, 0.33 acre lot, Fireplace. Interior Features: Ceiling Fan(s), Primary Suite, Split Plan.

This property is listed by Lori Buttich.

LB

Lori Buttich

License 355649

Agent at ERA Kings Bay Realty

Listed by ERA Kings Bay Realty · Broker phone: 912-729-2266 · View on Broker Site

MLS# 2000768· Source: Golden Isles Association of REALTORS· 144 days on PropertySimple

Copyright © 2026 Golden Isles Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

223 Cardinal Circle W, Saint Marys, GA 31558

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