# 223 Cardinal Circle W, Saint Marys, GA 31558 > **TL;DR:** 3bd/2ba single family, $390,000 ($216/sqft), built 1998, 1,809 sqft. > Fireplace, A/C, 2-car garage. Est. $2,983/mo. Listed 145 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $390,000 | | Price/sqft | $216 | | Bedrooms | 3 | | Bathrooms | 2 full | | Square Feet | 1,809 | | Year Built | 1998 | | Lot Size | 14,375 sqft (0.33 acres) | | Stories | 1 | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 145 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,972 | | Estimated Insurance | $114 | | HOA | $897 | | **Total** | **$2,983** | ## Nearby Schools - **Elementary:** Mary Lee Clark - **Middle:** St. Marys Middle School - **High:** Camden County ## Key Amenities - Fireplace - A/C - 2-car garage ## Property Highlights - Built in 1998 - 0.33 acre lot - Fireplace ## Description ### Agent Description Discover comfortable coastal living in Osprey Cove, one of coastal Georgia's premier gated golf communities. This well maintained 3 bedroom, 2 bath home offers 1,809 square feet of thoughtfully designed living space with a desirable split bedroom floor plan and move-in ready condition. The spacious great room features a wood burning fireplace and opens to a screened patio overlooking a private backyard, creating the perfect setting for relaxing or entertaining. The adjoining dining area and kitchen with new stainless steel appliances provide a functional and inviting space for everyday living. The primary suite serves as a private retreat with two walk-in closets and an ensuite bath featuring double vanities, a soaking tub and separate walk-in shower. Two additional bedrooms and a full bath are situated on the opposite side of the home, offering privacy for family and guests. Additional features include a dedicated laundry room, alarm system, private irrigation well and mature, low-maintenance landscaping. Lovingly cared for throughout the years, this home offers an exceptional opportunity to enjoy the Osprey Cove lifestyle in a manageable, easy-to-maintain residence. Optional membership to The Club at Osprey Cove provides access to outstanding amenities, including a Mark McCumber-designed golf course, Har-Tru tennis courts, fitness center, swimming pool, walking trails and community boat dock. Conveniently located minutes from NSB Kings Bay, the Golden Isles, Amelia Island beaches, Jacksonville International Airport, shopping, dining, and coastal recreation. ## Location - **Address:** 223 Cardinal Circle W, Saint Marys, GA 31558 - **County:** Camden - **Neighborhood:** Osprey Cove - **Coordinates:** 30.752927, -81.61493 - **Google Maps:** https://www.google.com/maps?q=30.752927,-81.61493 ## Virtual Tour & Media - **Video Tour:** https://www.propertypanorama.com/instaview/golden_isles/2000768 ## Listing Agent - **Name:** Lori Buttich · **License:** 355649 - **Brokerage:** ERA Kings Bay Realty - **Broker Phone:** 912-729-2266 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/223-Cardinal-Cir-W_Saint-Marys_GA_31558_M98693-25453?f=listhub&s=GIAORGA&m=2000768&c=propsimple) ## Photos ![223 Cardinal Circle W - Photo 1](http://lh.rdcpix.com/81a3ccf442c703f8c591332d4a2f9172l-f1650234766r.jpg) ![223 Cardinal Circle W - Photo 2](http://lh.rdcpix.com/81a3ccf442c703f8c591332d4a2f9172l-f800805398r.jpg) ![223 Cardinal Circle W - Photo 3](http://lh.rdcpix.com/81a3ccf442c703f8c591332d4a2f9172l-f249035666r.jpg) ![223 Cardinal Circle W - Photo 4](http://lh.rdcpix.com/81a3ccf442c703f8c591332d4a2f9172l-f2786045246r.jpg) ![223 Cardinal Circle W - Photo 5](http://lh.rdcpix.com/81a3ccf442c703f8c591332d4a2f9172l-f178877802r.jpg) ![223 Cardinal Circle W - Photo 6](http://lh.rdcpix.com/81a3ccf442c703f8c591332d4a2f9172l-f3864289612r.jpg) ![223 Cardinal Circle W - Photo 7](http://lh.rdcpix.com/81a3ccf442c703f8c591332d4a2f9172l-f979324008r.jpg) ![223 Cardinal Circle W - Photo 8](http://lh.rdcpix.com/81a3ccf442c703f8c591332d4a2f9172l-f2750487307r.jpg) ![223 Cardinal Circle W - Photo 9](http://lh.rdcpix.com/81a3ccf442c703f8c591332d4a2f9172l-f3207974457r.jpg) ![223 Cardinal Circle W - Photo 10](http://lh.rdcpix.com/81a3ccf442c703f8c591332d4a2f9172l-f1317336132r.jpg) ![223 Cardinal Circle W - Photo 11](http://lh.rdcpix.com/81a3ccf442c703f8c591332d4a2f9172l-f3573570633r.jpg) ![223 Cardinal Circle W - Photo 12](http://lh.rdcpix.com/81a3ccf442c703f8c591332d4a2f9172l-f1600636862r.jpg) ![223 Cardinal Circle W - Photo 13](http://lh.rdcpix.com/81a3ccf442c703f8c591332d4a2f9172l-f2216548822r.jpg) ![223 Cardinal Circle W - Photo 14](http://lh.rdcpix.com/81a3ccf442c703f8c591332d4a2f9172l-f2391123726r.jpg) ![223 Cardinal Circle W - Photo 15](http://lh.rdcpix.com/81a3ccf442c703f8c591332d4a2f9172l-f1422799240r.jpg) ![223 Cardinal Circle W - Photo 16](http://lh.rdcpix.com/81a3ccf442c703f8c591332d4a2f9172l-f686618632r.jpg) ![223 Cardinal Circle W - Photo 17](http://lh.rdcpix.com/81a3ccf442c703f8c591332d4a2f9172l-f3886149182r.jpg) ![223 Cardinal Circle W - Photo 18](http://lh.rdcpix.com/81a3ccf442c703f8c591332d4a2f9172l-f599280880r.jpg) ![223 Cardinal Circle W - Photo 19](http://lh.rdcpix.com/81a3ccf442c703f8c591332d4a2f9172l-f1490146023r.jpg) ![223 Cardinal Circle W - Photo 20](http://lh.rdcpix.com/81a3ccf442c703f8c591332d4a2f9172l-f3229923450r.jpg) ![223 Cardinal Circle W - Photo 21](http://lh.rdcpix.com/81a3ccf442c703f8c591332d4a2f9172l-f1187889142r.jpg) ![223 Cardinal Circle W - Photo 22](http://lh.rdcpix.com/81a3ccf442c703f8c591332d4a2f9172l-f1669971530r.jpg) ![223 Cardinal Circle W - Photo 23](http://lh.rdcpix.com/81a3ccf442c703f8c591332d4a2f9172l-f2456960876r.jpg) ![223 Cardinal Circle W - Photo 24](http://lh.rdcpix.com/81a3ccf442c703f8c591332d4a2f9172l-f4053048852r.jpg) ![223 Cardinal Circle W - Photo 25](http://lh.rdcpix.com/81a3ccf442c703f8c591332d4a2f9172l-f2496547786r.jpg) ![223 Cardinal Circle W - Photo 26](http://lh.rdcpix.com/81a3ccf442c703f8c591332d4a2f9172l-f1852695436r.jpg) ![223 Cardinal Circle W - Photo 27](http://lh.rdcpix.com/81a3ccf442c703f8c591332d4a2f9172l-f1898942699r.jpg) ![223 Cardinal Circle W - Photo 28](http://lh.rdcpix.com/81a3ccf442c703f8c591332d4a2f9172l-f4032603561r.jpg) ![223 Cardinal Circle W - Photo 29](http://lh.rdcpix.com/81a3ccf442c703f8c591332d4a2f9172l-f168235970r.jpg) ![223 Cardinal Circle W - Photo 30](http://lh.rdcpix.com/81a3ccf442c703f8c591332d4a2f9172l-f2743942551r.jpg) ![223 Cardinal Circle W - Photo 31](http://lh.rdcpix.com/81a3ccf442c703f8c591332d4a2f9172l-f3752981998r.jpg) ![223 Cardinal Circle W - Photo 32](http://lh.rdcpix.com/81a3ccf442c703f8c591332d4a2f9172l-f247563814r.jpg) ![223 Cardinal Circle W - Photo 33](http://lh.rdcpix.com/81a3ccf442c703f8c591332d4a2f9172l-f2594473442r.jpg) ![223 Cardinal Circle W - Photo 34](http://lh.rdcpix.com/81a3ccf442c703f8c591332d4a2f9172l-f2318379457r.jpg) ![223 Cardinal Circle W - Photo 35](http://lh.rdcpix.com/81a3ccf442c703f8c591332d4a2f9172l-f1082118329r.jpg) ![223 Cardinal Circle W - Photo 36](http://lh.rdcpix.com/81a3ccf442c703f8c591332d4a2f9172l-f3071150659r.jpg) ![223 Cardinal Circle W - Photo 37](http://lh.rdcpix.com/81a3ccf442c703f8c591332d4a2f9172l-f1377393441r.jpg) ![223 Cardinal Circle W - Photo 38](http://lh.rdcpix.com/81a3ccf442c703f8c591332d4a2f9172l-f2062821418r.jpg) ![223 Cardinal Circle W - Photo 39](http://lh.rdcpix.com/81a3ccf442c703f8c591332d4a2f9172l-f387898037r.jpg) ![223 Cardinal Circle W - Photo 40](http://lh.rdcpix.com/81a3ccf442c703f8c591332d4a2f9172l-f2838864596r.jpg) ![223 Cardinal Circle W - Photo 41](http://lh.rdcpix.com/81a3ccf442c703f8c591332d4a2f9172l-f3297368767r.jpg) ![223 Cardinal Circle W - Photo 42](http://lh.rdcpix.com/81a3ccf442c703f8c591332d4a2f9172l-f1902791866r.jpg) ![223 Cardinal Circle W - Photo 43](http://lh.rdcpix.com/81a3ccf442c703f8c591332d4a2f9172l-f592212430r.jpg) ![223 Cardinal Circle W - Photo 44](http://lh.rdcpix.com/81a3ccf442c703f8c591332d4a2f9172l-f4123148748r.jpg) ![223 Cardinal Circle W - Photo 45](http://lh.rdcpix.com/81a3ccf442c703f8c591332d4a2f9172l-f2449994474r.jpg) ![223 Cardinal Circle W - Photo 46](http://lh.rdcpix.com/81a3ccf442c703f8c591332d4a2f9172l-f710061447r.jpg) ![223 Cardinal Circle W - Photo 47](http://lh.rdcpix.com/81a3ccf442c703f8c591332d4a2f9172l-f419347955r.jpg) ![223 Cardinal Circle W - Photo 48](http://lh.rdcpix.com/81a3ccf442c703f8c591332d4a2f9172l-f2211385295r.jpg) ![223 Cardinal Circle W - Photo 49](http://lh.rdcpix.com/81a3ccf442c703f8c591332d4a2f9172l-f1617673277r.jpg) ![223 Cardinal Circle W - Photo 50](http://lh.rdcpix.com/81a3ccf442c703f8c591332d4a2f9172l-f4262641140r.jpg) ![223 Cardinal Circle W - Photo 51](http://lh.rdcpix.com/81a3ccf442c703f8c591332d4a2f9172l-f20324837r.jpg) ![223 Cardinal Circle W - Photo 52](http://lh.rdcpix.com/81a3ccf442c703f8c591332d4a2f9172l-f2417639014r.jpg) ![223 Cardinal Circle W - Photo 53](http://lh.rdcpix.com/81a3ccf442c703f8c591332d4a2f9172l-f1319641231r.jpg) ![223 Cardinal Circle W - Photo 54](http://lh.rdcpix.com/81a3ccf442c703f8c591332d4a2f9172l-f1206816307r.jpg) --- **MLS#:** 2000768 | **Updated:** 2026-10-29 **Source:** listhub *Copyright © 2026 Golden Isles Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/223-cardinal-circle-w-saint-marys-ga-31558-a3866b8e4939424497ddb69ca819c22c) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/223-cardinal-circle-w-saint-marys-ga-31558-a3866b8e4939424497ddb69ca819c22c#listing", "url": "https://staging.propertysimple.ai/listing/223-cardinal-circle-w-saint-marys-ga-31558-a3866b8e4939424497ddb69ca819c22c", "name": "223 Cardinal Circle W, Saint Marys, GA 31558", "description": "Discover comfortable coastal living in Osprey Cove, one of coastal Georgia's premier gated golf communities. This well maintained 3 bedroom, 2 bath home offers 1,809 square feet of thoughtfully designed living space with a desirable split bedroom floor plan and move-in ready condition. The spacious great room features a wood burning fireplace and opens to a screened patio overlooking a private backyard, creating the perfect setting for relaxing or entertaining. The adjoining dining area and kitchen with new stainless steel appliances provide a functional and inviting space for everyday living. The primary suite serves as a private retreat with two walk-in closets and an ensuite bath featuring double vanities, a soaking tub and separate walk-in shower. Two additional bedrooms and a full bath are situated on the opposite side of the home, offering privacy for family and guests. Additional features include a dedicated laundry room, alarm system, private irrigation well and mature, low-maintenance landscaping. Lovingly cared for throughout the years, this home offers an exceptional opportunity to enjoy the Osprey Cove lifestyle in a manageable, easy-to-maintain residence. Optional membership to The Club at Osprey Cove provides access to outstanding amenities, including a Mark McCumber-designed golf course, Har-Tru tennis courts, fitness center, swimming pool, walking trails and community boat dock. 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