# 2239 Surf Road, Panacea, FL 32346

> **TL;DR:** 3bd/3ba single family, $324,000 ($165/sqft), built 1971, 1,969 sqft.
> Fireplace, A/C. Est. $1,733/mo. Listed 12 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $324,000 |
| Price/sqft | $165 |
| Bedrooms | 3 |
| Bathrooms | 2 full |
| Square Feet | 1,969 |
| Year Built | 1971 |
| Lot Size | 15,246 sqft (0.35 acres) |
| Stories | 1 |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 12 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,638 |
| Estimated Insurance | $95 |
| **Total** | **$1,733** |

## Nearby Schools

- **Elementary:** MEDART
- **Middle:** WAKULLA
- **High:** WAKULLA

## Key Amenities

- Fireplace
- A/C

## Property Highlights

- Built in 1971
- 0.35 acre lot
- Fireplace

## Description

### Agent Description
Enjoy the relaxed coastal lifestyle of Florida's Forgotten Coast! Located in the Ochlockonee Bay community of Panacea, this spacious 3-bedroom, 2-bath home offers approximately 1,969 square feet of living space on a generous 0.35-acre lot. The open floor plan, abundant natural light, and generously sized rooms create a welcoming atmosphere, while the sunroom provides a wonderful spot to unwind and enjoy the coastal surroundings. Tile flooring throughout offers practical appeal for life near the water, and the screened porch is perfect for enjoying the fresh air. Additional features include a fireplace, a two-car carport, and convenient access for boats and recreational vehicles. Just moments from the bay and Otter Creek, with nearby opportunities for boating, fishing, biking, and beach outings at Mashes Sands, this property offers an inviting home base for enjoying the natural beauty and laid-back charm of the Panacea area. Come discover the possibilities of coastal living!

## Location

- **Address:** 2239 Surf Road, Panacea, FL 32346
- **County:** Wakulla
- **Neighborhood:** BAYSHORE-MCMILLIAN
- **Coordinates:** 29.985714, -84.410977
- **Google Maps:** https://www.google.com/maps?q=29.985714,-84.410977

## Listing Agent

- **Name:** Jennifer Campbell · **License:** 3382403
- **Brokerage:** TNC Real Estate Services
- **Broker Phone:** 8505190599
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/2239-Surf-Rd_Panacea_FL_32346_M69130-06197?f=listhub&s=TBRFL&m=406089&c=propsimple)

## Photos

![2239 Surf Road - Photo 1](http://lh.rdcpix.com/42f715ad70d32b09e5557cbb6728ebf1l-f1014251586r.jpg)

![2239 Surf Road - Photo 2](http://lh.rdcpix.com/42f715ad70d32b09e5557cbb6728ebf1l-f2854630534r.jpg)

![2239 Surf Road - Photo 3](http://lh.rdcpix.com/42f715ad70d32b09e5557cbb6728ebf1l-f1642565832r.jpg)

![2239 Surf Road - Photo 4](http://lh.rdcpix.com/42f715ad70d32b09e5557cbb6728ebf1l-f1360326789r.jpg)

![2239 Surf Road - Photo 5](http://lh.rdcpix.com/42f715ad70d32b09e5557cbb6728ebf1l-f969142663r.jpg)

![2239 Surf Road - Photo 6](http://lh.rdcpix.com/42f715ad70d32b09e5557cbb6728ebf1l-f2758718916r.jpg)

![2239 Surf Road - Photo 7](http://lh.rdcpix.com/42f715ad70d32b09e5557cbb6728ebf1l-f4281985026r.jpg)

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![2239 Surf Road - Photo 9](http://lh.rdcpix.com/42f715ad70d32b09e5557cbb6728ebf1l-f1942098274r.jpg)

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![2239 Surf Road - Photo 16](http://lh.rdcpix.com/42f715ad70d32b09e5557cbb6728ebf1l-f1172454840r.jpg)

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![2239 Surf Road - Photo 19](http://lh.rdcpix.com/42f715ad70d32b09e5557cbb6728ebf1l-f2770777065r.jpg)

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![2239 Surf Road - Photo 23](http://lh.rdcpix.com/42f715ad70d32b09e5557cbb6728ebf1l-f123747659r.jpg)

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![2239 Surf Road - Photo 26](http://lh.rdcpix.com/42f715ad70d32b09e5557cbb6728ebf1l-f3214074291r.jpg)

![2239 Surf Road - Photo 27](http://lh.rdcpix.com/42f715ad70d32b09e5557cbb6728ebf1l-f3248172685r.jpg)

![2239 Surf Road - Photo 28](http://lh.rdcpix.com/42f715ad70d32b09e5557cbb6728ebf1l-f3865955433r.jpg)

![2239 Surf Road - Photo 29](http://lh.rdcpix.com/42f715ad70d32b09e5557cbb6728ebf1l-f1611322519r.jpg)

![2239 Surf Road - Photo 30](http://lh.rdcpix.com/42f715ad70d32b09e5557cbb6728ebf1l-f1168640398r.jpg)

![2239 Surf Road - Photo 31](http://lh.rdcpix.com/42f715ad70d32b09e5557cbb6728ebf1l-f2375102286r.jpg)

![2239 Surf Road - Photo 32](http://lh.rdcpix.com/42f715ad70d32b09e5557cbb6728ebf1l-f2868793511r.jpg)

![2239 Surf Road - Photo 33](http://lh.rdcpix.com/42f715ad70d32b09e5557cbb6728ebf1l-f998208692r.jpg)

![2239 Surf Road - Photo 34](http://lh.rdcpix.com/42f715ad70d32b09e5557cbb6728ebf1l-f219440370r.jpg)

![2239 Surf Road - Photo 35](http://lh.rdcpix.com/42f715ad70d32b09e5557cbb6728ebf1l-f720767285r.jpg)

![2239 Surf Road - Photo 36](http://lh.rdcpix.com/42f715ad70d32b09e5557cbb6728ebf1l-f2491935307r.jpg)

![2239 Surf Road - Photo 37](http://lh.rdcpix.com/42f715ad70d32b09e5557cbb6728ebf1l-f216507929r.jpg)

![2239 Surf Road - Photo 38](http://lh.rdcpix.com/42f715ad70d32b09e5557cbb6728ebf1l-f935483563r.jpg)

![2239 Surf Road - Photo 39](http://lh.rdcpix.com/42f715ad70d32b09e5557cbb6728ebf1l-f1043238228r.jpg)

![2239 Surf Road - Photo 40](http://lh.rdcpix.com/42f715ad70d32b09e5557cbb6728ebf1l-f1728310685r.jpg)

![2239 Surf Road - Photo 41](http://lh.rdcpix.com/42f715ad70d32b09e5557cbb6728ebf1l-f225704043r.jpg)

![2239 Surf Road - Photo 42](http://lh.rdcpix.com/42f715ad70d32b09e5557cbb6728ebf1l-f37914619r.jpg)

![2239 Surf Road - Photo 43](http://lh.rdcpix.com/42f715ad70d32b09e5557cbb6728ebf1l-f1518485901r.jpg)

![2239 Surf Road - Photo 44](http://lh.rdcpix.com/42f715ad70d32b09e5557cbb6728ebf1l-f1413759073r.jpg)

![2239 Surf Road - Photo 45](http://lh.rdcpix.com/42f715ad70d32b09e5557cbb6728ebf1l-f3639436455r.jpg)

![2239 Surf Road - Photo 46](http://lh.rdcpix.com/42f715ad70d32b09e5557cbb6728ebf1l-f1466015027r.jpg)

![2239 Surf Road - Photo 47](http://lh.rdcpix.com/42f715ad70d32b09e5557cbb6728ebf1l-f1454446913r.jpg)

![2239 Surf Road - Photo 48](http://lh.rdcpix.com/42f715ad70d32b09e5557cbb6728ebf1l-f1179637239r.jpg)

![2239 Surf Road - Photo 49](http://lh.rdcpix.com/42f715ad70d32b09e5557cbb6728ebf1l-f303708085r.jpg)

![2239 Surf Road - Photo 50](http://lh.rdcpix.com/42f715ad70d32b09e5557cbb6728ebf1l-f1413759073r.jpg)

![2239 Surf Road - Photo 51](http://lh.rdcpix.com/42f715ad70d32b09e5557cbb6728ebf1l-f1362745896r.jpg)

---

**MLS#:** 406089 | **Updated:** 2026-10-23
**Source:** listhub

*Copyright © 2026 Tallahassee Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/2239-surf-road-panacea-fl-32346-0b6931183ff24baa9c819f77db0e5a69)

---

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