# 228 N 4TH Street, Oakland, MD 21550

> **TL;DR:** 3bd/2ba single family, $295,000 ($189/sqft), built 1940, 1,562 sqft.
> Fireplace. Est. $1,578/mo. Listed 25 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $295,000 |
| Price/sqft | $189 |
| Bedrooms | 3 |
| Bathrooms | 2 full |
| Square Feet | 1,562 |
| Year Built | 1940 |
| Lot Size | 13,504 sqft (0.31 acres) |
| Stories | 2 |
| Property Type | Single Family (Other) |
| Status | Active |
| Days on Market | 25 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,492 |
| Estimated Insurance | $86 |
| **Total** | **$1,578** |

## Nearby Schools

- **Elementary:** CALL SCHOOL BOARD
- **Middle:** CALL SCHOOL BOARD
- **High:** SOUTHERN GARRETT

## Key Amenities

- Fireplace

## Property Highlights

- Built in 1940
- 0.31 acre lot
- 2 stories
- Fireplace

## Description

### Agent Description
Exquisite 3/4BR, 2BA Craftsman-style residence has been incredibly well maintained and lovingly cared for. Impressive kitchen remodel, hardwood floors, gas fireplace and multiple heat/cooling options. Home shows well - very clean and well-kept and a sensible floorplan. Full basement with overflow sleeping area and storage options. The kitchen is equipped with updated countertops & appliances. Cozy front porch and large rear deck with a spacious yard area (double lot) plus a storage shed. Fantastic location, close proximity to downtown Oakland, directly across the street from the hospital and close to pharmacies, dining options and shopping. Oakland offers a vibrant community atmosphere, with access to local parks, schools, and recreational areas. Conveys with most furnishings.

## Location

- **Address:** 228 N 4TH Street, Oakland, MD 21550
- **County:** GARRETT
- **Neighborhood:** TOWN OF OAKLAND
- **Coordinates:** 39.41357, -79.40287
- **Google Maps:** https://www.google.com/maps?q=39.41357,-79.40287

## Listing Agent

- **Name:** Jay L Ferguson · **License:** 527802
- **Brokerage:** Taylor-Made Deep Creek Vacations & Sales
- **Broker Phone:** (301) 387-4700
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/228-N-4th-St_Oakland_MD_21550_M50663-22286?f=listhub&s=TRENDPA&m=MDGA2012944&c=propsimple)

## Photos

![228 N 4TH Street - Photo 1](http://lh.rdcpix.com/dfc140fefa8d7ffa52a39e28e599e620l-f2669488939r.jpg)

![228 N 4TH Street - Photo 2](http://lh.rdcpix.com/dfc140fefa8d7ffa52a39e28e599e620l-f2910834861r.jpg)

![228 N 4TH Street - Photo 3](http://lh.rdcpix.com/dfc140fefa8d7ffa52a39e28e599e620l-f1911367393r.jpg)

![228 N 4TH Street - Photo 4](http://lh.rdcpix.com/dfc140fefa8d7ffa52a39e28e599e620l-f22780327r.jpg)

![228 N 4TH Street - Photo 5](http://lh.rdcpix.com/dfc140fefa8d7ffa52a39e28e599e620l-f2613712112r.jpg)

![228 N 4TH Street - Photo 6](http://lh.rdcpix.com/dfc140fefa8d7ffa52a39e28e599e620l-f504379414r.jpg)

![228 N 4TH Street - Photo 7](http://lh.rdcpix.com/dfc140fefa8d7ffa52a39e28e599e620l-f4000072704r.jpg)

![228 N 4TH Street - Photo 8](http://lh.rdcpix.com/dfc140fefa8d7ffa52a39e28e599e620l-f1321378931r.jpg)

![228 N 4TH Street - Photo 9](http://lh.rdcpix.com/dfc140fefa8d7ffa52a39e28e599e620l-f77288231r.jpg)

![228 N 4TH Street - Photo 10](http://lh.rdcpix.com/dfc140fefa8d7ffa52a39e28e599e620l-f3548711253r.jpg)

![228 N 4TH Street - Photo 11](http://lh.rdcpix.com/dfc140fefa8d7ffa52a39e28e599e620l-f3085925369r.jpg)

![228 N 4TH Street - Photo 12](http://lh.rdcpix.com/dfc140fefa8d7ffa52a39e28e599e620l-f871538824r.jpg)

![228 N 4TH Street - Photo 13](http://lh.rdcpix.com/dfc140fefa8d7ffa52a39e28e599e620l-f2192737145r.jpg)

![228 N 4TH Street - Photo 14](http://lh.rdcpix.com/dfc140fefa8d7ffa52a39e28e599e620l-f1837880678r.jpg)

![228 N 4TH Street - Photo 15](http://lh.rdcpix.com/dfc140fefa8d7ffa52a39e28e599e620l-f3957913230r.jpg)

![228 N 4TH Street - Photo 16](http://lh.rdcpix.com/dfc140fefa8d7ffa52a39e28e599e620l-f1549597218r.jpg)

![228 N 4TH Street - Photo 17](http://lh.rdcpix.com/dfc140fefa8d7ffa52a39e28e599e620l-f1944610071r.jpg)

![228 N 4TH Street - Photo 18](http://lh.rdcpix.com/dfc140fefa8d7ffa52a39e28e599e620l-f453595083r.jpg)

![228 N 4TH Street - Photo 19](http://lh.rdcpix.com/dfc140fefa8d7ffa52a39e28e599e620l-f3976600900r.jpg)

![228 N 4TH Street - Photo 20](http://lh.rdcpix.com/dfc140fefa8d7ffa52a39e28e599e620l-f4224759363r.jpg)

![228 N 4TH Street - Photo 21](http://lh.rdcpix.com/dfc140fefa8d7ffa52a39e28e599e620l-f196717487r.jpg)

![228 N 4TH Street - Photo 22](http://lh.rdcpix.com/dfc140fefa8d7ffa52a39e28e599e620l-f796336173r.jpg)

![228 N 4TH Street - Photo 23](http://lh.rdcpix.com/dfc140fefa8d7ffa52a39e28e599e620l-f2614673634r.jpg)

![228 N 4TH Street - Photo 24](http://lh.rdcpix.com/dfc140fefa8d7ffa52a39e28e599e620l-f1947525094r.jpg)

![228 N 4TH Street - Photo 25](http://lh.rdcpix.com/dfc140fefa8d7ffa52a39e28e599e620l-f66278342r.jpg)

![228 N 4TH Street - Photo 26](http://lh.rdcpix.com/dfc140fefa8d7ffa52a39e28e599e620l-f1148308816r.jpg)

![228 N 4TH Street - Photo 27](http://lh.rdcpix.com/dfc140fefa8d7ffa52a39e28e599e620l-f1788024179r.jpg)

![228 N 4TH Street - Photo 28](http://lh.rdcpix.com/dfc140fefa8d7ffa52a39e28e599e620l-f4069704620r.jpg)

![228 N 4TH Street - Photo 29](http://lh.rdcpix.com/dfc140fefa8d7ffa52a39e28e599e620l-f831264114r.jpg)

![228 N 4TH Street - Photo 30](http://lh.rdcpix.com/dfc140fefa8d7ffa52a39e28e599e620l-f3986061971r.jpg)

![228 N 4TH Street - Photo 31](http://lh.rdcpix.com/dfc140fefa8d7ffa52a39e28e599e620l-f609381790r.jpg)

![228 N 4TH Street - Photo 32](http://lh.rdcpix.com/dfc140fefa8d7ffa52a39e28e599e620l-f3644046618r.jpg)

![228 N 4TH Street - Photo 33](http://lh.rdcpix.com/dfc140fefa8d7ffa52a39e28e599e620l-f2506803863r.jpg)

![228 N 4TH Street - Photo 34](http://lh.rdcpix.com/dfc140fefa8d7ffa52a39e28e599e620l-f3731335152r.jpg)

![228 N 4TH Street - Photo 35](http://lh.rdcpix.com/dfc140fefa8d7ffa52a39e28e599e620l-f3919252659r.jpg)

![228 N 4TH Street - Photo 36](http://lh.rdcpix.com/dfc140fefa8d7ffa52a39e28e599e620l-f4036213599r.jpg)

![228 N 4TH Street - Photo 37](http://lh.rdcpix.com/dfc140fefa8d7ffa52a39e28e599e620l-f2296832779r.jpg)

![228 N 4TH Street - Photo 38](http://lh.rdcpix.com/dfc140fefa8d7ffa52a39e28e599e620l-f2381627599r.jpg)

![228 N 4TH Street - Photo 39](http://lh.rdcpix.com/dfc140fefa8d7ffa52a39e28e599e620l-f3426549857r.jpg)

![228 N 4TH Street - Photo 40](http://lh.rdcpix.com/dfc140fefa8d7ffa52a39e28e599e620l-f2482283028r.jpg)

![228 N 4TH Street - Photo 41](http://lh.rdcpix.com/dfc140fefa8d7ffa52a39e28e599e620l-f511595494r.jpg)

![228 N 4TH Street - Photo 42](http://lh.rdcpix.com/dfc140fefa8d7ffa52a39e28e599e620l-f348902752r.jpg)

![228 N 4TH Street - Photo 43](http://lh.rdcpix.com/dfc140fefa8d7ffa52a39e28e599e620l-f471819835r.jpg)

---

**MLS#:** MDGA2012944 | **Updated:** 2026-10-27
**Source:** listhub

*Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/228-n-4th-street-oakland-md-21550-f6ca48bb1a2643e68becc0da2074d2b8)

---

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    "url": "https://staging.propertysimple.ai/listing/228-n-4th-street-oakland-md-21550-f6ca48bb1a2643e68becc0da2074d2b8",
    "price": 295000,
    "priceCurrency": "USD",
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    }
  },
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    "@id": "https://staging.propertysimple.ai/listing/228-n-4th-street-oakland-md-21550-f6ca48bb1a2643e68becc0da2074d2b8#agent",
    "name": "Jay L Ferguson",
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      "@id": "https://staging.propertysimple.ai/listing/228-n-4th-street-oakland-md-21550-f6ca48bb1a2643e68becc0da2074d2b8#brokerage",
      "name": "Taylor-Made Deep Creek Vacations & Sales",
      "telephone": "(301) 387-4700",
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        "url": "http://lh.rdcpix.com/5274873daf5c11e781030242ac110004k-c3698882451r.png"
      }
    }
  }
}
```